AT A GLANCE
Built For: Maximizing business and travel reward potential.
Bonus points
after you spend $8,000 on purchases in the first 3 months after account opening.***Opens Ink Preferred Offer Details overlay
More rewards on travel and business purchases
Earn 3X points on travel, shipping, advertising, internet, cable and phone services for your business.***Opens Ink Preferred Offer Details overlay
Chase TravelSM
Go further when you book with Chase Travel. Enjoy competitive rates, seamless booking and premium benefits.
APR
20.49 %–26.49 % variable APR.††† Opens Ink Preferred pricing and terms in new window
$95 Annual Fee††† Opens Ink Preferred pricing and terms in new window
Jenni Olivero
Co-Owner, BOXFOX
Chase Ink Customer, Compensated
REWARDS CALCULATOR
See how much your business could earn in your first year.
Monthly Spend
3 points per $1 spent on shipping and other business categories on the first $150,000 spent in combined purchases each account anniversary year:
Monthly 3X bonus points:
15,000
Monthly Spend
1 point per $1 spent on all other purchases:
Monthly 1X bonus points:
5,000
PLUS YOUR ONE-TIME
90K BONUS POINTS
In your first year, your business could earn:
EARN AND REDEEM REWARDS
Rewards for wherever your business takes you.
Earn 3 points per $1
on the first $150,000 spent in combined purchases in the following categories each account anniversary year***Opens Ink Preferred Offer Details overlay:
- Travel
- Shipping purchases
- Advertising purchases made with social media sites and search engines
- Internet, cable and phone services
Earn 1 point per $1
on all other purchases—with no limit to the amount you can earn***Opens Ink Preferred Offer Details overlay.
Earn 5X points on Lyft rides
Earn a total of 5X points on Lyft rides through March 2025 with your Chase Ink Business Preferred card.***Opens Ink Preferred Offer Details overlay
Flexibility. Value. Rewards built for more.
With no minimum redemption amount, your unlimited cash back is always ready to be redeemed through Chase Ultimate Rewards®.
Cash back
Invest your cash back into your business—from innovation and technology to everyday purchases.
Shop with points
Use your points to pay for all or part of your eligible orders at Amazon.com or when you check out with PayPal.***Opens Ink Preferred Offer Details overlay
Gift cards and more
Redeem for gift cards to over 175+ brands, Apple products, and more—your points don't expire as long as your account is open.***Opens Ink Preferred Offer Details overlay
Jenni Olivero
Co-Owner, BOXFOX
Chase Ink Customer, Compensated
TRAVEL
Travel benefits built for your business
Points transfer
Transfer your Chase Ultimate Rewards points to participating frequent travel programs at full 1:1 value—that means one Chase Ultimate Rewards point equals one partner mile/point.
No foreign transaction fees
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.††† Opens Ink Preferred pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Go further when you book with Chase TravelSM
Competitive rates
Take advantage of competitive rates at thousands of hotels and resorts, with no booking fees.
Seamless booking
Smoothly plan and book your whole trip, from coveted hotels and convenient flights to cars and must-do local experiences.
Premium benefits
Make the most of your card rewards. Access exclusive benefits and earn and redeem like never before.
Jenni Olivero
Co-Owner, BOXFOX
Chase Ink Customer, Compensated
CARD BENEFITS
Enjoy premium benefits and tools designed for business.
No Foreign Transaction Fees
You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.††† Opens Ink Preferred pricing and terms in new window
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^Same page link to disclaimer
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^Same page link to disclaimer
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^Same page link to disclaimer
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.^Same page link to disclaimer
^Same page link to disclaimer referenceTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
Cell Phone Protection
Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.^Same page link to disclaimer
Fraud Protection
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.***Opens Ink Preferred Offer Details overlay
Zero Liability Protection
Zero Liability means you won't be held responsible for unauthorized charges made with your card or account information.***Opens Ink Preferred Offer Details overlay
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^Same page link to disclaimer
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^Same page link to disclaimer, ^^Same page link to disclaimer
^Same page link to disclaimer referenceTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^Same page link to disclaimer referenceSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.
Amplify your earning potential with employee cards
Expand the power of cash back for your business—when your employees purchase, your business earns cash back. There's no additional cost for employee cards and you can monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.***Opens Ink Preferred Offer Details overlay
Manage your cash flow
Make payments using a business credit card to hold onto your money longer.
Build your business credit
As your business grows, you'll need access to more capital. With a business credit card, your business builds its own credit history.
Get insights into your business
Chase Ink® gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.
Separate business and personal expenses
Easily track expenses and maintain records for tax reporting and other business needs. Integrate your Chase Ink® credit card with bookkeeping software to simplify accounting.
Enjoy peace of mind
Chase helps keep your accounts safe with account alerts.***Opens Ink Preferred Offer Details overlay Choose the alerts you want and how you'd like to receive them.
No need to swipe! No need to worry!
Tap to pay
Quickly tap, securely pay and be on your way
anywhere you see the contactless symbol.
Learn Moreopens in a new window
COMPARE CARDS
A suite of credit cards built specifically for businesses like yours.
Ink Business Cash®
BUILT FOR
Boosting cash back
in
select categories
Ink Business Unlimited®
BUILT FOR
Simplicity and
unlimited cash back
Ink Business Preferred®
BUILT FOR
Maximizing business and
travel reward potential
Ink Business Premier®
BUILT FOR
High spend and
limitless cash back