Earn 60,000 bonus points.
Redeem for over $750 toward travel.
Spend $4,000 on purchases in the first 3 months to earn your bonus points.*offer details Opens overlay. Then redeem your
points through Chase TravelSM to get
25% more value.*offer details Opens overlay.
This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.
Earn more on travel
and everyday
spending
Plus get 25% more value
when you redeem for travel through
Chase Travel.
Redeem your points
and get even more
25%
more points value when redeemed for travel
Your points are worth 25% more when you redeem them for travel through Chase Travel. For example, 60,000 points are worth $750 toward travel.* offer details Opens overlay.
150+
gift cards from brands you love
Redeem for cash at a rate of 1 cent per point, or choose from a selection of over 150 gift cards from some of your favorite retailers and more.
1:1
point transfer to leading airline and hotel loyalty programs
Point transfer to leading airline and hotel loyalty programsopens overlay.
Points don't expire as long as your account is open
There is no limit to the number of points you can earn.
Pay with points on eligible purchases at Amazon.com
Use your points to pay for all or part of your eligible purchases at Amazon.com or when you check out with PayPal.* offer details Opens overlay.
Turn your points into Apple® products
Use your points to pay for all or part of your Apple® purchases.*offer details Opens overlay.
See how much you can earn
Enter your monthly expenses below and click the “Calculate now” button.
Earn 5x
on travel purchased through Chase Travel
Earn 3x
on dining, select streaming and
online grocery purchases
Earn 2x
on all other travel
Earn 1x
on all your other spending
if you spend $4,000 on purchases
in the first 3 months
FIRST YEAR
+25% value boost
= striked out
toward travel
when redeemed for travel through
Chase Travel
Get more with brands you love
Earn 5x total points on Lyft rides through March 31, 2025. That's 3x points in addition to the 2x points you already earn on travel.*offer details Opens overlay.
Earn 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 total points now through Mar. 31, 2025.*offer details Opens overlay.
Get complimentary access to DashPass—a DoorDash and Caviar membership—which unlocks $0 delivery fees and lower service fees on eligible orders for a minimum of one year when you activate by Dec. 31, 2024.*offer details Opens overlay.
Travel and spend with confidence
-
Trip Cancellation/Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.*offer details Opens overlay.
-
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.*offer details Opens overlay.
-
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.*offer details Opens overlay.
-
Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.*offer details Opens overlay.
-
Baggage Delay Insurance
Reimburses you for essential purchases, like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.*offer details Opens overlay.
-
Travel and Emergency Assistance
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.*offer details Opens overlay.)
-
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.*offer details Opens overlay.
-
Roadside Dispatch
If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need—anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.*offer details Opens overlay.
-
Fraud Protection
Get fraud protection all day, every day.*offer details Opens overlay.
-
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.*offer details Opens overlay.
-
Fraud Alerts
Round-the-clock, real-time monitoring for unusual account activity.*offer details Opens overlay.
-
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.*offer details Opens overlay.
-
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.*offer details Opens overlay.
-
Chip-Enabled Protection
Enjoy enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.*offer details Opens overlay.
-
What are Ultimate Rewards points and how much is each point worth? Is there a limit to the amount of points I can earn?
‘Ultimate Rewards points’ are rewards you earn for purchases of products and services, minus returns or refunds, made with your Sapphire credit card. You can redeem your points for cash back, gift cards, experiences and more through Chase’s Ultimate Rewards portal found on your account dashboard. You can also redeem your points for travel through the Chase Travel portal. There is no limit to the number of points you can earn, and your Ultimate Rewards points won’t expire as long as your account remains open.
-
Will I be approved for a Sapphire card if I already have a Sapphire Preferred or Reserve card?
No. Cardmembers are eligible for only one Chase Sapphire credit card at a time. If you apply for a Sapphire card and you already have a Sapphire Reserve or Preferred card, your credit card application will be declined. Your application will also be declined if you received a welcome bonus for either card in the last 48 months. You will be eligible to change your card after your first 12 months from account opening. If you need a second Sapphire card for a family member, you are welcome to add them as an authorized user to your existing Sapphire account at no additional cost for Sapphire Preferred or a $75 annual fee per authorized user for Sapphire Reserve.†Pricing and Terms opens in new window
-
How do I receive the $50 annual hotel credit?
A statement credit will automatically be applied to your account when you use your Sapphire Preferred card for hotel accommodations purchased through Chase Travel, up to $50 each account anniversary year. The first $50 in Chase Travel hotel purchases made each account anniversary year will not earn rewards points.
-
What privileges do authorized users get when they are added to my card?
Sapphire Preferred primary cardmembers can add authorized users at no additional cost. Authorized users share the same level of purchase protections and travel protections that you have for purchases made with their Sapphire card. The rewards points earned from their purchases will add towards your rewards points total. Only the primary account holder can redeem Ultimate Rewards points earned across both cards.
-
How does the 10% anniversary boost work?
Each account anniversary year, you’ll earn bonus points that equal 10% of your total spend in points from purchases made with your Sapphire Preferred card during the previous account anniversary year at a rate of 1 point for each $1 spent. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. For example, if you earned 50,000 points during the year, your 10% annual bonus would be 5,000 points.
Industry Awards*offer details Opens overlay.
-
All-Purpose
Travel Rewards® -
Best Travel
Rewards® -
Best Entry-Level
Travel Card®
-
Best Entry-Level
Travel Card®
Redeem for over $750 toward travel.
Spend $4,000 on purchases in the first 3 months to earn your bonus points.*offer details Opens overlay. Then redeem your
points through Chase TravelSM to get
25% more value.*offer details Opens overlay.
This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.