
The Instacart Mastercard®
Get a free year of delivery and a $100 Instacart credit automatically upon approval*Opens Instacart Mastercard Offer Details overlay
The Instacart you love, with the cash back you'll love even more. No annual card fee.†Opens Instacart Mastercard pricing and terms in same window
Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval.
Apply nowOpens Instacart Mastercard application in same window
*Opens Instacart Mastercard Offer Details overlayOffer DetailsOpens Instacart Mastercard Offer Details overlay †Opens Instacart Mastercard pricing and terms in same windowPricing & TermsOpens Instacart Mastercard pricing and terms in same window
By applying, you agree to a free year of Instacart+ membership, if approved, that will auto-renew into an annual membership for $99/yr or under your existing Instacart+ membership terms. Cancel anytime. With Instacart+, the delivery fee will not be charged on orders over $35 per retailer and you'll get lower service fees. Terms applyOpens overlay.
This credit card is available to you if you do not currently have the Instacart Mastercard®. The new cardmember offer is valid only once per Instacart account. If the Instacart account you are applying from already received a new cardmember offer, you will not be eligible for this offer.

By applying, you agree to a free year of Instacart+ membership, if approved, that will auto-renew into an annual membership for $99/yr or under your existing Instacart+ membership terms. Cancel anytime. With Instacart+, the delivery fee will not be charged on orders over $35 per retailer and you'll get lower service fees. Terms applyOpens overlay.
This credit card is available to you if you do not currently have the Instacart Mastercard®. The new cardmember offer is valid only once per Instacart account. If the Instacart account you are applying from already received a new cardmember offer, you will not be eligible for this offer.
Turn everyday shopping into everyday earnings
Earn unlimited cash back all day, every day.
5%
Cash back on
Instacart app and Instacart.com purchases*Opens Instacart Mastercard Offer Details overlay
5%
Cash back on travel purchased through the Chase Travel Center**Same page link to footnote, including flights, hotels and more*Opens Instacart Mastercard Offer Details overlay
2%
Cash back at restaurants, gas stations, and on select streaming services*Opens Instacart Mastercard Offer Details overlay
1%
Cash back on
all other purchases*Opens Instacart Mastercard Offer Details overlay
A free year of membership*Opens Instacart Mastercard Offer Details overlay
Get more without paying more.
Genius.


Free delivery
Enjoy free delivery on all purchases over $35 and lower service fees.

5% credit back on pickup
Skip the shopping and save with every eligible pickup order.

Family Account
Share your Instacart+ benefits with your plus-one for free.

No annual card fee†Opens Instacart Mastercard pricing and terms in same window
None whatsoever
Redeem
your rewards,
your way
Use your cash back rewards however
you want, whenever you want.
Cash back
Choose to receive a direct deposit or a statement credit. There's no minimum to redeem.
Travel
Book your next flight, hotel, car rental, and more.**Same page link to footnote
Pay with Points
Use your cash back rewards to pay for all or part of purchase in the Instacart app or on Instacart.com.
It keeps getting better
Enjoy even more with the Instacart Mastercard®.
World Elite Concierge®
A complimentary 24/7 concierge service that acts as a relentless personal assistant. Reserve that perfect table, locate hard-to-find items and more.*Opens Instacart Mastercard Offer Details overlay
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.^ same page link to benefits disclaimer
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.^ same page link to benefits disclaimer
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.^ same page link to benefits disclaimer
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.^ same page link to benefits disclaimer
Lost Luggage Reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.^ same page link to benefits disclaimer
Travel and Emergency Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)^ same page link to benefits disclaimer
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.^ same page link to benefits disclaimer
Roadside Assistance
If you have a roadside emergency, call the Benefit Administrator to dispatch the help you need. Roadside service fees will be billed to your card.^ same page link to benefits disclaimer
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.^ same page link to benefits disclaimer
^ returns to benefits disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Get a free year of delivery and a $100 Instacart credit automatically upon approval*Opens Instacart Mastercard Offer Details overlay
Apply nowOpens Instacart Mastercard application in same window
*Opens Instacart Mastercard Offer Details overlayOffer DetailsOpens Instacart Mastercard Offer Details overlay †Opens Instacart Mastercard pricing and terms in same windowPricing & TermsOpens Instacart Mastercard pricing and terms in same window
By applying, you agree to a free year of Instacart+ membership, if approved, that will auto-renew into an annual membership for $99/yr or under your existing Instacart+ membership terms. Cancel anytime. With Instacart+, the delivery fee will not be charged on orders over $35 per retailer and you'll get lower service fees. Terms applyOpens overlay.