Get a free year of delivery and a $100 Instacart credit auto­mat­i­cal­ly upon approval^{*Opens Instacart Mastercard Offer Details overlay}

Instacart Credit:

This credit card is available to you if you do not currently have the Instacart Mastercard®. The Instacart credit offer is applicable only once per Instacart account and will automatically be applied to your Instacart account upon approval. If the Instacart account from which you are applying previously received an Instacart credit upon approval for the Instacart Mastercard, you will not be eligible for the Instacart credit offer. In most instances, your credit will be available immediately upon approval of your application for the Instacart Mastercard credit card (the "Card"); however, in some cases it may take up to 10 days. The account credit offer amount may be used towards any order but service fees, handling fees, delivery fees, other fees, taxes, and/or tips may still apply. Use of this account credit offer is subject to the Terms of Service of Instacart and cannot be used to purchase alcohol products, gift cards or prescriptions. This account credit offer is valid only in the United States and can only be used with one Instacart account. This account credit may not be sold, copied, modified, or transferred, reloaded, or redeemed for cash, except to the extent required by law. This account credit offer has no cash value. Instacart reserves the right to void offers (including any component thereof), close customer accounts, and bill alternative forms of payment if Instacart suspects that an offer is obtained, used, or applied to an Instacart account fraudulently, unlawfully, or otherwise in violation of these terms and Instacart's Terms of Service. Instacart is not a retailer or seller. Instacart services may not be available in all zip codes. The remaining balance of a used account credit offer may be checked in the Instacart account it is used with or via Instacart Community Support. Void where restricted or prohibited by law. This offer is issued by Maplebear Inc. dba Instacart. The value of this offer or program may result in miscellaneous income received from Chase and we may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Income) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your personal tax advisor if you have any questions about how this could affect your taxes. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services.

One Year of Complimentary Instacart+ Membership:

This credit card is available to you if you do not currently have the Instacart Mastercard®. The offer for one year free of Instacart+ is applicable only once per Instacart account. Instacart and/or certain retailers may not be available in all zip or post codes. This offer is non-transferable. If you do not currently have a paid or trial Instacart+ membership: Instacart+ will automatically be applied to your Instacart account upon approval. In most instances, your Instacart+ membership will be effective immediately upon approval of your application for the Instacart Mastercard credit card (the "Card"); however, in some cases it may take up to 10 days. BY SUBMITTING YOUR APPLICATION, YOU AGREE TO THE INSTACART+ TERMS, AND YOU ACKNOWLEDGE AND AGREE THAT AFTER YOUR ONE YEAR FREE TRIAL ENDS, YOUR MEMBERSHIP WILL AUTOMATICALLY RENEW AND YOU WILL BE CHARGED $99/YEAR FOR AN ANNUAL INSTACART+ MEMBERSHIP, WHICH WILL AUTOMATICALLY RENEW EVERY YEAR TO ANY ACTIVE PAYMENT METHOD YOU HAVE ON FILE UNTIL YOU CANCEL. Subscription prices are subject to change. Other fees, taxes and/or tips may apply. You may cancel your subscription on the Your Instacart+ Membership page by clicking "Cancel Membership". You may cancel your annual Instacart+ membership within the first fifteen (15) calendar days of your paid Instacart+ membership term and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you cancel at any other time, you will not receive a refund, but you can continue to enjoy the benefits of your Instacart+ membership through the end of your paid membership term. If you have a current paid or trial Instacart+ membership: Your next automatic renewal date will be extended by one year upon approval of your application for the Card. BY SUBMITTING YOUR APPLICATION, YOU AGREE THAT YOUR EXISTING MEMBERSHIP WILL AUTOMATICALLY RENEW, AND YOU WILL BE CHARGED THE PREVIOUSLY AGREED UPON RATE FOR YOUR INSTACART+ MEMBERSHIP, WHICH WILL AUTOMATICALLY RENEW FOR THE PREVIOUSLY AGREED UPON TERM TO ANY ACTIVE PAYMENT METHOD YOU HAVE ON FILE UNTIL YOU CANCEL. Subscription prices are subject to change. Other fees, taxes and/or tips may apply. You may cancel your subscription on the Your Instacart+ Membership page by clicking "Cancel Membership". You may cancel your annual Instacart+ membership within the first fifteen (15) calendar days of your paid Instacart+ membership term and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you cancel at any other time, you will not receive a refund, but you can continue to enjoy the benefits of your Instacart+ membership through the end of your paid membership term. Instacart+ terms applyOpens overlay. With Instacart+, the delivery fee will not be charged on orders over $35 per retailer; delivery subject to availability. Fees, taxes, and/or tips may still apply. Credit back terms applyOpens overlay. Family Account terms applyOpens overlay. Family Account benefits are not yet available to all members and may only be shared with one member of the same household. Partner perks are limited time offers subject to availability. Instacart is not a retailer or seller. Your eligible credit card account must be open and not in default to maintain subscription benefits. Mobile applications, websites and other information provided by Instacart are not within Chase's control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services.

Cash Back And Points:

Rewards Program Agreement: For more information about the Instacart Mastercard rewards program, view the latest Rewards Program Agreement (PDF)Opens in same window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/instacartOpens in same window.
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. You may also see, "points" or "Instacart points" when referring to the points you can use. How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with an Instacart Mastercard credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5% Cash Back: You'll earn 5% Cash Back rewards for each $1 spent on qualifying purchases made using your card directly through Instacart.com or the Instacart mobile app including Instacart memberships and subscriptions. Instacart gift card purchases made using your card will not qualify to earn 5% Cash Back rewards. Instacart purchases made using your card directly with Instacart's retail partners or directly through Instacart's third-party providers will not qualify to earn 5% Cash back rewards. 5% Cash Back: You'll earn 5% Cash Back rewards for each $1 spent on travel purchases booked using your card through the program's Chase Travel Center by calling toll-free directly at 1-833-458-0526 or by calling the number on the back of your card. 2% Cash Back: You'll earn 2% Cash Back rewards for each $1 spent on purchases in the following rewards categories: gas stations; dining at restaurants including takeout and eligible delivery services; select streaming services. 1% Cash Back: You'll earn 1% Cash Back rewards for each $1 spent on all other purchases. How you can use your points: You can use your points to redeem for any available reward options, which may include cash, gift cards, travel, and for products or services made available through the program or directly from third parties. Redemption values for reward options may vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in same window.

Concierge Service:

Cardmembers are responsible for the cost of any goods or services purchased through World Elite Concierge.

Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.

INSTACART®, the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.

Accounts subject to credit approval. Restrictions and limitations apply. Instacart Mastercard credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.