Travel Credit Card Rewards & Benefits
NEW CARDMEMBER OFFER
Earn 30,000 bonus miles
after you spend $1,000 on purchases in the first 3 months your account is open.*
Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.*
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Explore Additional Benefits
You're covered with built-in benefits
Earn 2 checked bags
Earn two checked bags on United® - or United Express® - operated flights after spending $10,000 in a calendar year with your United GatewaySM Card.*
25% back on United inflight and Club premium drink purchases
You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card.*
No foreign transaction fees†
Purchases made with your Gateway Card outside the U.S. will not be subject to foreign transaction fees.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
United Card Events from Chase and United MileagePlus Exclusive Events
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comOpens in a new window to learn more.
Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsOpens in a new window to learn more.
Earning MileagePlus miles
In addition to earning miles for purchases made with your card, you can earn miles by flying with UnitedSM, United Express®, Star Alliance™ and other airline partners. You can also earn miles from Mileage Plus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. You'll earn miles for card purchases plus the miles offered from the partner. See united.com/earnOpens in a new window for details on earning miles.
No blackout dates
MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.* For more information, please visit united.com/AirAwardsOpens in a new window.
MileagePlus miles don't expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, or things you love - anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. See united.com/UseMilesOpens in a new window. for details on using miles. Chase Cardmembers can also use miles they've earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
You're covered with built-in benefits
Guide to BenefitsOpens in a new window (see your purchase and travel protection benefit details)
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.Δ Same page link to disclaimer Δ
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.Δ Same page link to disclaimer Δ
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Visa Concierge
Get complimentary Visa Signature® Concierge Service 24 hours a day.* Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ Same page link to disclaimer Δ
Δ Same page link to disclaimer reference ΔTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
ΔΔ Same page link to disclaimer reference ΔΔ Specific limitations apply to New York residents: Purchase Protection - coverage period is 90 days from the date of purchase.
For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactlessOpens in a new window.
Apply for a card, use it the same day
Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay. Find out how at chase.com/digital/spend-instantlyOpens in a new window.
Chase Pay Over Time* lets eligible Chase customers *break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:
After purchase (formerly My Chase Plan®): Pay off an eligible purchase* you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly fee† with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.
At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more* using your eligible Chase credit card at Amazon.com *could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertimeOpens in a new window
Refer Friends if you already have a United Gateway℠ Card!
Earn up to 100K bonus miles per year. You can earn 10,000 bonus miles for each friend that gets approved for any United MileagePlus® Card. Click the button below to start referring.