IHG One Rewards Traveler Credit Card
New Cardmember Offer
Earn up to 120,000 Bonus Points
At A Glance
Earn IHG One Rewards points on every purchase
up to 17X total points per $1 spent when you stay at IHG® Hotels and Resorts.*
Travel Credit Card Rewards & Benefits
NEW CARDMEMBER OFFER
Earn up to 120,000 Bonus Points
Earn 90,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening*Plus, up to 30,000 bonus points by earning an additional 3x on purchases, except at IHG Hotels & Resorts, in the first 6 months from account opening on up to $10,000 spent.*
This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products.
ELITE STATUS
Automatic Silver Elite Status
as long as you remain an IHG One Rewards Traveler Cardmember.*
EARN REWARDS
Earn 10,000 bonus points
Earn 10,000 bonus points after you spend $10,000 each calendar year.*
FREE NIGHTS
Redeem 3 nights, get 4th night free
when you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.*
Explore Additional Benefits
Gold Elite Status
Each calendar year you make purchases totaling $20,000 or more, you, as the primary cardmember, will qualify for Gold Elite Status through December 31st of the following year.*
Save 20% on Rewards Points Purchases
Save 20% when you purchase points with your IHG One Rewards Traveler credit card.*
Early Access to IHG Reward Night Sales
As an IHG One Rewards Cardmember, you are eligible for early access to Reward Night sales each year.*
You're covered with built-in benefits
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.Δ Same page link to disclaimer Δ
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.Δ Same page link to disclaimer Δ
Δ Same page link to disclaimer reference ΔTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
ΔΔ Same page link to disclaimer reference ΔΔSpecific limitations apply to New York residents: Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection - coverage period is 90 days from the date of purchase.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States. † For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Chase Pay Over Time lets eligible Chase customers* break up credit card purchases* into budget friendly payments.
Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly fee† with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.
Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertimeOpens in a new window.
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Refer Friends if you already have a participating IHG One Rewards Credit Card!
Earn up to 50K bonus points per year. You can earn 10,000 bonus points for each friend that gets approved for a participating IHG One Rewards Credit Card. Click the button below to start referring.