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Ink Business PreferredSM credit card
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Ink Business PreferredSM credit card

Ink Business Preferred(Service Mark) credit card
(55 cardmember reviews)
Clickable card art links to Ink Business Preferred(Service Mark) credit card product page Clickable card art links to Ink Business Preferred(Service Mark) credit card ratings and reviews page Clickable card art links to Ink Business Preferred(Service Mark) credit card refer a friend page
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NEW CARDMEMBER OFFER 80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening.* Same page link to Offer Details That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®.

At a glance Premium travel rewards Earn 3X points on travel and other select business categories.* Same page link to Offer Details

APR 18.24(5.50 + 12.74)%–23.24(5.50 + 17.74)% variable APR.† Same page link to Pricing and Terms

ANNUAL FEE $95† Same page link to Pricing and Terms

Ink Preferred logo

Card Benefits

80,000 bonus points

after you spend $5,000 on purchases in the first 3 months after account opening.* Same page link to Offer Details That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®.

3X points

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.* Same page link to Offer Details

Earn unlimited 1 Point Per $1 spent on all other purchases. Points do not expire as long as your account is open.* Same page link to Offer Details

25% more in travel redemption

Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.* Same page link to Offer Details

Explore Additional Benefits

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Already have a Chase Ink Business PreferredSM card?

Earn up to 100,000 bonus points per year

Earn 20,000 bonus points for each business owner you invite who gets the Ink Business PreferredSM credit card.

Click the button to ensure you receive the above offer.

Invite friends now

Already have a Chase Ink Business PreferredSM card?

Earn up to 100,000 bonus points per year

Earn 20,000 bonus points for each business owner you invite who gets the Ink Business PreferredSM credit card.

Invite friends now

Click the button to ensure you receive the above offer.

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.* Same page link to Offer Details

Cardmember Reviews

Showing 3 of 55
Featured Review
A great small business card!

We have been in business just less than five years and this is our first business credit card. It came at a great time with the start of a new phase of a client project which involved a lot of travel for several staff members. We paid most of the travel costs on our new Chase Visa, which helped not only with cash flow, but also provided travel protections and benefits. Thanks Chase!

04/04/17
Submitted by: Tim
Customer service is hard to beat.

I have never held any Chase card prior to my Chase Ink and had reservations about venturing away from my other card companies. However, every attempt to contact the customer service rep has been a breeze. I appreciate their prompt and helpful service. Very glad I signed up.

04/04/17
Submitted by: Tyler
Great for Everyday Business Expense Tracking

This card is perfect for the everyday business transactions. The limit is high enough to allow freedom to purchase when needed without worry. Chase Ink has and will allow our business to make a lot more money. Great rates and great card cash back.

04/04/17
Submitted by: MSwiss
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Ink Business PreferredSM credit card
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*Offer Details
†Pricing & Terms Opens new window
You can't have too many rewards, or too many ways to redeem them
Travel

Redeem for premium vacation packages, cruises or fly any class on most major airlines. There are no restrictions or blackout dates on airfare booked through Chase Ultimate Rewards.

Points are worth 25% more when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.* Same page link to Offer Details

Transfer your Chase Ultimate Rewards points to participating frequent travel programs at full 1:1 value – that means one Chase Ultimate Rewards point equals one partner mile/point.

Shop with Points at Amazon.com

It's easy to instantly redeem your points to pay for all or part of your eligible Amazon.com orders, including tax & shipping.1 Same page link to footnote 1

Gift Cards

Will it be The Home Depot®, Staples® or iTunes®? With over 70 gift card options available, deciding where to redeem your rewards won't be easy.

Cash Back

Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem your Cash Back rewards points.* Same page link to Offer Details

Gift Cards: Subject to availability. See gift cards for details, terms, conditions and (if applicable) fees. All trademarks are property of their respective owners. Product may not be available in all states. The gift cards featured are not sponsors or otherwise affiliated with this company.

1Using your Points at Amazon.com Checkout (Shop with Points): Additional Chase and Amazon.com Shop with Points service terms apply. Learn more about Shop with Points by going to www.amazon.com/chaseinkswp. Some or all documents, services, websites (whether controlled by Chase or others) and/or correspondence may be available only in English.

Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

No foreign transaction fees
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† Same page link to Pricing and Terms For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
1:1 Point Transfer

Transfer your Chase Ultimate Rewards points to participating frequent travel programs at full 1:1 value – that means one Chase Ultimate Rewards point equals one partner mile/point.

Airline Travel Partners
  • Aer Lingus AerClub
  • British Airways Executive Club
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards®
  • United MileagePlus®
  • Virgin Atlantic Flying Club
Hotel Travel Partners
  • IHG® Rewards Club
  • Marriott Rewards®
  • The Ritz-Carlton Rewards®
  • World of Hyatt
Travel & purchase coverage
You're covered with built-in benefits
Trip Cancellation/Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.** Same page link to disclaimer

Roadside Dispatch

If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.** Same page link to disclaimer

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.** Same page link to disclaimer

Cell Phone Protection

Get up to $600 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Preferred credit card. Maximum of 3 claims in a 12 month period with a $100 deductible per claim.** Same page link to disclaimer

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.
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Ink Business PreferredSM credit card
Offer Details

Earn 80,000 Bonus Points
To qualify and receive your bonus, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Points
Rewards Program Agreement: For more information about the Ink Business Preferred rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards.

How you can earn points: You'll earn points when you, or an authorized user, use an Ink Business PreferredSM card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You'll earn 1 point for each $1 spent. 3 points ("3X points"): You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; advertising purchases made with social media sites and search engines; travel; internet, cable, and phone services (two additional points on top of the 1 point per $1 earned on each purchase). After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for every dollar spent, with no maximum. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and products or services made available through the program or directly from third party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs.

Points Are Worth 25% More
When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 80,000 points are worth $1,000 towards travel, or $800 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.

Employee Cards
If any of your employees are allowed to use your account, they will be authorized users and will have the same charging privileges as you unless you establish individual spending limits for them. You are responsible for any use of your account by you, an authorized user or anyone else that you permit to use your account. You are responsible for repaying all balances on your account. All correspondence, including statements and notifications, will be sent to you. By submitting this request to add a user to your account, you are confirming that you have a relationship with the individual(s) whose name and address you've provided, that all their information is correct, and that you have their consent to add them. If Chase determines you've given us fraudulent information or did not have such consent, Chase can close this account.


Accounts subject to credit approval. Restrictions and limitations apply. Ink Business PreferredSM credit cards are issued by Chase Bank USA, N.A. Offer subject to change.
















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