What You Need to Know About Credit Health
You know your birthday and zip code, as well your phone number. But, unfortunately, many people don't know their credit score. It's one of the most important numbers in your life. A good credit score can impact the type of credit card you can get, the rate on your mortgage, the apartment you live in—and, even the job you can qualify for. Thankfully, unlike your age and your birthday, your credit score is something you can totally improve, over time, with hard work.
We've compiled some of our best stories about credit—check them out for tips on everything from finding out your credit score to improving your score, and preparing your credit for your first child. We hope it helps you make the most of your money.
opens same windowEverything you've ever wondered about credit, but were too scared to ask
Are you unsure what a FICO score is and why it's important? Wondering why you need to worry about credit, even if you're not buying a house? If you've got questions about your credit, we've got answers. Here are the basics.
opens same windowA good credit score can make a big difference
If you're buying a house or have a credit card, a hundred points on your credit score can translate into thousands of dollars. Here's a look at how companies calculate your credit score—and how a good one can give your finances a leg up.
opens same window5 myths about credit scores: How well do you understand yours?
For many people, credit scores are a mystery, and myths abound about how they're calculated, what they mean, and how you can improve them. If you're ready to learn the facts about your credit score, check out our list of common myths.
opens same window5 things to teach your college-age student about credit
For many students, college is often the first time they have to manage their own money. It's important that they understand the importance of budgeting, credit health, and credit scores, which can impact many parts of their life, including their ability to get an apartment. Here are five key things to teach your college-age child about credit:
opens same windowBuilding credit when you're just getting started
You probably already know that a good credit score is your ticket to homeownership, lower interest rates on loans, and a host of other benefits. If you're trying to build good credit but don't know where to start, here are the first steps to get you on your way.
opens same windowHow I got myself credit-worthy
Looking to buy a house? The first step is getting your credit rating in shape. Here's some advice from real life mortgage applicants who increased their credit score.
opens same windowNew parents, new purchases: Getting your credit in check
Before you buy the big house, before you pay for college, before you even buy a car seat, you'll want to start by getting your credit in order. Use this guide to get your finances ready for parenthood.
