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Chase Sapphire Reserve (Registered Trademark) credit card

Chase Sapphire Reserve® Credit Card

Chase Sapphire Reserve (Registered Trademark) credit card

60,000bonus points

 one thousand dollarspartnership value

 $300travel credit

New cardmember offer

60,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.* Opens offer details overlay

At a glance

Exceptional travel rewards and benefits

Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM after the first $300 is spent on travel purchases annually.* Opens offer details overlay

Interest Rate

22.49%–29.49% variable APR. Opens pricing and terms in new window

Travel Credit Card Rewards
& Benefits

New Cardmember Offer

60,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.* Opens offer details overlay

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Partnership Benefit

$1,000 in additional partnership benefit value

Take advantage of over $1,000 in partner value Opens overlay. with Sapphire Reserve.* Opens offer details overlay

Travel Credit

$300 Annual Travel Credit

Take advantage of the most flexible travel credit available Opens overlay. by receiving up to $300 in statement credit reimbursements each anniversary year for more of your travel purchases than any other card.* Opens offer details overlay

Earn Rewards

More ways to earn

Earn 5x total points on flights when you purchase travel through Chase Travel after the first $300 is spent on travel purchases annually.* Opens offer details overlay

Earn 10x total points on hotels (excluding The EditSM) and car rentals when you purchase travel through Chase after the first $300 is spent on travel purchases annually.* Opens offer details overlay

Earn 3x points on dining at restaurants, including eligible delivery services, takeout, and dining out.* Opens offer details overlay Plus earn 3x points on other travel worldwide after the first $300 is spent on travel purchases annually.* Opens offer details overlay

Earn 10x total points on Chase Dining purchases with Ultimate Rewards®.* Opens offer details overlay

Get 50% more value when you redeem for travel through Chase. For example, 60,000 points are worth $900 toward travel.* Opens offer details overlay Plus, ultimate rewards points do not expire as long as the account is open.* Opens offer details overlay

No Expiration

complimentary Airport Lounge Access

Complimentary access to 1,300+ airport lounges worldwide with up to two guests, plus every Chase Sapphire Lounge by The Club location, after an easy one-time enrollment in Priority Pass Select.* Opens offer details overlay

application fee credit

Global Entry or TSA PreCheck® or NEXUS Fee Credit

Receive one statement credit of up to $100 every four years as reimbursement for the application fee charged to your card.* Opens offer details overlay

Explore Additional
Benefits

Turn points into travel experiences and so much more

50% More in Travel Redemption

Get 50% more value when you redeem for travel through Chase Travel. For example, 60,000 points are worth $900 toward travel.* Opens offer details overlay

No Blackout Dates or Travel Restrictions

As long as there's a seat on the flight or room at the hotel, you can book it through Chase Travel.

1:1 Point Transfer

Transfer your points to leading airline and hotel loyalty programs at 1 to 1 value. That means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points.

Ultimate Rewards Points Do Not Expire

Ultimate Rewards points do not expire as long as the account is open.

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. Opens pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Elevate your travels from door to door

$300 Annual Travel Credit

Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.* Opens offer details overlay

Complimentary Airport Lounge Access

Rest and revive before your flight at one of the 1,300+ VIP lounges in over 500 cities worldwide after an easy, one-time enrollment in Priority Pass Select.* Opens offer details overlay

Global Entry or TSA PreCheck® or NEXUS Fee
Credit

Receive one statement credit of up to $100 every four years as reimbursement for the application fee charged to your card.* Opens offer details overlay

The EditSM

Book through The EditSM and discover a curated collection of inspired stays with cardmember benefits including daily breakfast for two, a $100 property credit, room upgrades (upon availability) and more.* Opens offer details overlay

Reserved by Sapphire

Explore the extraordinary line up of experiences including culinary, sports, music and entertainment.

24/7 access to Customer Service Specialists

Count on 24/7 access to a dedicated customer service specialist from anywhere in the world.

Your Sapphire Reserve Visa Infinite card unlocks special car rental benefits

Enjoy VIP amenities, complimentary status upgrades, and discounts with Avis®, Hertz®, National® and Audi On Demand when you book with your Sapphire Reserve Visa Infinite card.* Opens offer details overlay

You're covered with the most comprehensive suite of travel benefits

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad.^ Same page link to disclaimer

Trip Cancellation/Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^ Same page link to disclaimer

Trip Delay Reimbursement

If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.^ Same page link to disclaimer

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000.^ Same page link to disclaimer

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel emergency assistance. (You will be responsible for the cost of any goods or services obtained.)^ Same page link to disclaimer

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.^ Same page link to disclaimer

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.^ Same page link to disclaimer

Emergency Evacuation and Transportation

If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.^ Same page link to disclaimer

Roadside Assistance

If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You're covered up to $50 per incident 4 times a year.^ Same page link to disclaimer

Emergency Medical and Dental Benefit

If you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured.^ Same page link to disclaimer

^ Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Lyft

Earn more points

Earn 10x total points on Lyft rides.* Opens offer details overlay Plus, get a complimentary 2 year Lyft Pink All Access membership including member-exclusive pricing and benefits – activate by Dec 31, 2024. Membership auto renews annually.* Opens offer details overlay

Peloton

Earn more points

Earn 10x total points on Peloton equipment and accessory purchases over $150 with a max earn of 50,000 total points now through March 31, 2025.* Opens offer details overlay

DoorDash

DashPass Subscription

Get complimentary access to DashPass – a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2027.* Opens offer details overlay

Plus, DashPass members get access to up to $25 in monthly savings with a $5 monthly credit automatically credited to your DoorDash account and up to $20 per month to use on non-restaurant DoorDash orders, via two $10 promos.* Opens offer details overlay

Purchase protection

Your new purchases will be covered for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.^ Same page link to disclaimer

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.^ Same page link to disclaimer

Chip-enabled for enhanced security

You'll carry a credit card with an embedded chip that provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.

24/7 Fraud Monitoring

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.* Opens offer details overlay

Zero liability protection

You won't be held responsible for unauthorized charges made with your card for account information. If you see an unauthorized charge, simply call the number on the back of your card.* Opens offer details overlay

Extended warranty protection

Extends the time period of U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less.^ Same page link to disclaimer

^ Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Chase Pay Over Time* Opens offer details overlay lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:

After purchase (formerly My Chase Plan®): Pay off an eligible purchase you've already made of $100 or more* Opens offer details overlay in smaller, equal monthly payments. No interest - just a fixed monthly fee Opens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.

At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more* Opens offer details overlay using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window.

Apply for a card, use it the same day

Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay or Samsung Pay. Find out how at chase.com/digital/spend-instantly Opens in a new window.

Nerdwallet Best-Of Awards 2024 2X winner accolade
Premium
Travel Rewards* Opens offer details overlay
Forbes Advisor Best of 2024 accolade
Best Travel
Insurance Benefits* Opens offer details overlay

Cardmember Reviews

Showing 3 of 4,642

Amazing Travel Card

I am obsessed with this card. The points are so easy to earn and so easy to redeem. I love how easy it is to transfer to travel partners, and so many of them! As a military family, we have used the travel protection when we get surprise orders after booking a trip. Keep up the great work, Chase!

07/18/18

Submitted by: Military Family

Awesome Travel Credit Card

I travel every week for business and several times a year for family vacation. No card has the benefits or service or reward points that the Chase Sapphire Reserve card offers. If you travel, you must have this card in your wallet. It's a must have. Thank you to the Chase Team for offering such an amazing travel card...

02/21/18

Submitted by: Road Warrier

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