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Chase Sapphire Preferred® credit card
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Chase Sapphire Preferred® credit card

Chase Sapphire Preferred(Registered Trademark) credit card
(7,668 cardmember reviews)
Clickable card art links to Chase Sapphire Preferred(Registered Trademark) credit card product page Clickable card art links to Chase Sapphire Preferred(Registered Trademark) credit card ratings and reviews page Clickable card art links to Chase Sapphire Preferred(Registered Trademark) credit card refer a friend page
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NEW CARDMEMBER OFFER 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.* Same page link to Offer Details That's $625 toward travel when redeemed through Chase Ultimate Rewards®.

At a glance Premium travel & dining rewards Earn 2X points on travel and dining at restaurants.* Same page link to Offer Details

APR 17.49(4.75 + 12.74)%–24.49(4.75 + 19.74)% variable APR.† Same page link to Pricing and Terms

ANNUAL FEE $0 intro annual fee for the first year, after that $95.† Same page link to Pricing and Terms

CHASE Sapphire Preferred logo

Card Benefits

50,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.* Same page link to Offer Details That's $625 toward travel when redeemed through Chase Ultimate Rewards®.

Earn 5,000 bonus points after you add the first authorized user and make your first purchase in the first 3 months from account opening.* Same page link to Offer Details

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 24 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products.

2X points on travel and dining

Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafés.* Same page link to Offer Details

Plus, Earn 1 point per dollar spent on all other purchases.* Same page link to Offer Details

25% more in travel redemption

Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.* Same page link to Offer Details

Explore Additional Benefits

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Already have a Chase Sapphire Preferred® credit card?

Earn up to 50K bonus points per year

Get 10,000 bonus points for each friend who gets the Chase Sapphire Preferred® credit card.

Click the button to ensure you receive the above offer.

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Already have a
Chase Sapphire Preferred® credit card?

Earn up to 50K bonus points per year

Get 10,000 bonus points for each friend who gets the Chase Sapphire Preferred® credit card.

Invite friends now

Click the button to ensure you receive the above offer.

Cardmember Reviews

Showing 3 of 7,668
Featured Review
Card with Class

This card provides all the services I need. Good for frequent traveling. Extra points for travel and restaurants. Points easy to redeem. Well worth the yearly fee!

2/17/17
Submitted by: Patty LSUPT
Satisfied Customer

Overall I love this card. I have taken it with me to places I never thought I'd have the pleasure of seeing. I feel the pros of amazing customer support outweigh the cons of a somewhat large annual fee and recommend this card to the right person.

11/14/16
Submitted by: Joe
Amazing card and customer service

There are lots of credit cards out there. If you're looking for the one with the all-around best features, benefits, rewards, and customer care. look no further. The Chase Sapphire Preferred card continues to impress even after years of using it. Thank you.

11/10/16
Submitted by: WorldTraveler
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Chase Sapphire Preferred® credit card
Apply Now
*Offer Details
†Pricing & Terms Opens new window
1:1 Point Transfer

photo by: Gayle Keck

Are you a member of a frequent travel program? With Chase Sapphire Preferred®, you can transfer your points to leading frequent travel programs at 1 to 1 value.

Airline Travel Partners
  • Aer Lingus AerClub
  • British Airways Executive Club
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • Korean Air SKYPASS
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards®
  • United MileagePlus®
  • Virgin Atlantic Flying Club
Hotel Travel Partners
  • IHG® Rewards Club
  • Marriott Rewards®
  • The Ritz-Carlton Rewards®
  • World of Hyatt®
Travel & purchase coverage
You're covered with built-in benefits
Travel confidently

Trip Cancellation/Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.** Same page link to disclaimer

Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.** Same page link to disclaimer

Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.** Same page link to disclaimer

Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.** Same page link to disclaimer

Travel and Emergency Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)** Same page link to disclaimer

Shop with confidence

Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.** Same page link to disclaimer

Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

No foreign transaction fees
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† Same page link to Pricing and Terms For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
24/7 Access to a Customer Service Specialist
Enjoy direct access to a customer service specialist ready to assist you anytime, from anywhere in the world.

photo by: Lillian Lin

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CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.
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Chase Sapphire Preferred® credit card
Offer Details

50,000 Bonus Points after you spend $4,000 on purchases in the first 3 months from account opening
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

5,000 Bonus Points after your first purchase and the adding of an authorized user to your account in the first 3 months from account opening
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 24 months. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. When you tell us to add a user to your account, you're confirming that you have a relationship with the person or people whose name(s), address(es), and date of birth(s) you've told us, that all their information is correct, and that you have their consent to add them. If Chase determines you've given us fraudulent name, address, or date of birth information, or did not have such consent, Chase can close this account.

Earning Points
Rewards Program Agreement: For more information about the Chase Sapphire Preferred rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards.

How you can earn points: You'll earn points when you, or an authorized user, use a Chase Sapphire Preferred credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You'll earn 1 point for each $1 spent. 2 points ("2X points"): You'll earn 2 points total for each $1 spent when your card is used for purchases in the travel category or the dining at restaurants category (one additional point on top of the 1 point per $1 earned on each purchase). How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and products or services made available through the program or directly from third party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs.

25% More in Travel Redemption
When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 50,000 points are worth $625 towards travel, or $500 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.


"Chase Ultimate Rewards", the Chase Ultimate Rewards logo and Chase Sapphire are registered marks of JPMorgan Chase & Co.


Accounts subject to credit approval. Restrictions and limitations apply. Chase Sapphire Preferred credit cards are issued by Chase Bank USA, N.A. Offer subject to change.














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