Welcome to
the Instacart Mastercard®
Earn cash back on everyday purchases and more.
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Fill up your cart and your wallet
5%
Cash back on qualifying Instacart app and Instacart.com purchases on your first $6,000 spent annually1same page link to footnote reference
5%
Cash back on Chase Travel purchases, including flights, hotels and more1same page link to footnote reference
2%
Cash back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services1same page link to footnote reference
1%
Cash back on
all other purchases1same page link to footnote reference
Choose how you want to redeem
With the rewards you’ve earned on everyday purchases, you can choose how you want to redeem.
Cash back
No minimum to redeem for cash back. Choose to receive a direct deposit or a statement credit.
Chase Travel
Book your next flight, hotel, car rental, and more.
Pay with points
Use your cash back rewards to pay for all or part of your purchase in the Instacart app or on Instacart.com (excludes restaurant orders on Instacart powered by Uber Eats).2same page link to footnote reference
Pay, your way
It's easy to use your Instacart Mastercard in stores and online.
Use a mobile wallet
Choose your digital wallet at checkout, and select your Chase card for quick and secure payments.
Shop. Swipe. Repeat.
Of course you can always use your Instacart Mastercard at the grocery store, while filling up, eating out, or anywhere you shop.
Tap to pay
Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal to pay.
Learn more about adding your card to a digital wallet by clicking the links below
You're covered with built-in benefits
Your Instacart Mastercard has you covered so you can travel and shop with confidence.
World Elite® Concierge
A complimentary 24/7 concierge service that acts as a relentless personal assistant. Reserve that perfect table, locate hard-to-find items and more.3same page link to footnote reference
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.^same page link to footnote reference,^^same page link to footnote reference
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.^same page link to footnote reference
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^same page link to footnote reference
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^same page link to footnote reference,^^same page link to footnote reference
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.^same page link to footnote reference
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^same page link to footnote reference
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^same page link to footnote reference
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.^same page link to footnote reference
Take advantage of these account features
Add authorized users
Add family and friends as authorized users and begin earning cash back on all their purchases, at no additional charge.4same page link to footnote reference
Make automatic payments
Stay up-to-date and on time by signing up for automatic payments. It’s as easy as logging into Chase OnlineSM.
Go paperless
Access your statement virtually anytime, from anywhere with Chase OnlineSM or the Chase Mobile app.5same page link to footnote reference
