0% Intro APR for 15 months on purchases and balance transfers.
Variable APR of 13.99% - 22.99% after intro period.† Balance transfer fee is 3% of the amount transferred with a minimum of $5.†
†Pricing & Terms *opens overlayOffer Details
Chase Freedom® Card
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see Pricing & Terms. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. You will receive 10,000 bonus points with this bonus offer, which can be redeemed for $100 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Cash Back, Points and Net Purchases
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. How you can earn points: You’ll earn points when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1% Cash Back: You’ll earn 1% Cash Back rewards for each $1 spent. This equates to $0.01 in Cash Back rewards, which is equal to 1 point, for each $1 spent. 5% Cash Back: You’ll earn 5% Cash Back rewards total for each $1 spent until $1,500 is spent on combined purchases in the quarterly bonus categories each quarter that you activate the bonus (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). This equates to $0.05 in total Cash Back rewards, which is equal to 5 points, for each $1 spent, until you reach the $1500 limit. $5 in Cash Back rewards is equal to 500 points. You must activate your 5% Cash Back bonus each quarter by the activation deadline. 5% Cash Back quarterly bonus categories may include individual select merchants in addition to bonus rewards categories. After $1,500 is spent on combined purchases in the quarterly bonus categories each quarter, you go back to earning 1% Cash Back rewards for every dollar spent, with no maximum. For more information on 5% Cash Back quarterly bonus offers, please visit chase.com/freedom and select the Chase Freedom FAQs link at the bottom of the page. We may offer you ways to earn bonus points through the program. You’ll find out more about the number of bonus points you can earn and any other terms at the time of the offer. How you can use your points: You can use your points to redeem for any available reward options, which may include cash, gift cards, travel, and products or services made available through Ultimate Rewards or directly from third party merchants. You can also combine points with other Chase cards with Ultimate Rewards belonging to you, your spouse or domestic partner. Point expiration/losing points: Your points do not expire as long as your credit card account remains open, however, you will lose all your points if your account is closed for any reason. Rewards categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs. Rewards Program Agreement: We will mail you a Rewards Program Agreement containing additional rewards program terms once your account is established. If you become a Chase Online customer your Rewards Program Agreement will be available online as well.
Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. We provide account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. By requesting to add an authorized user to your account, you affirm that the name and address provided are for true person(s) with whom you have a relationship and who are authorized to use your Credit Card. If Chase determines the name and address provided are false, Chase reserves the right to close the account.
Accounts subject to credit approval. Restrictions and limitations apply. Chase Freedom credit cards are issued by Chase Bank USA, N.A. Offer subject to change.
Earn a $100 Bonus after
you spend $500 on purchases
in your first 3 months from
On every purchase, big or small.
There are no limits on how
much you can earn and Cash Back
rewards never expire as long as your
account is open.
On up to $1,500 in combined purchases in
bonus categories each quarter.* Enjoy new
categories every 3 months. It's free and easy
to activate your bonus each quarter!
See opens new window2015 Calendar
After you add your first
authorized user and make a purchase
within your first 3 months from
ADDITIONAL CATEGORIES OR MERCHANTS ANNOUNCED EVERY SEASON, SO THERE’S ALWAYS SOMETHING NEW TO EXPLORE.
This year, earn 5% cash back on up to $1,500 in combined purchases each quarter1 with your favorite categories and new ones still on the way.
Activate each quarter to earn 5% cash back on up to $1,500 in combined purchases in that quarter's bonus categories. opens new windowSee our FAQs.
1. For more information, please see Chase Freedom opens new windowFrequently Asked Questions.
2. Your Cash Back rewards are tracked as points in this program. Each $1 in Cash Back rewards earned is equal to 100 points. Your points can be redeemed for cash back or any of the other redemption opportunities provided through Chase Ultimate Rewards. Redemption items may require a minimum number of points to redeem. For example, 2,000 points is needed to redeem for $20 in cash back.
3. See Rewards Program Rules and Regulation for details.
*Does not include purchases made at Walmart®, Target®, discount or warehouse club stores. You will still earn unlimited 1% cash back on these purchases.
**Offer limited to purchases at participating Starbucks® locations, at store.starbucks.com, and through the Starbucks® mobile phone application (including Starbucks Card purchases and reloads). Further details at chase.com/freedom.
The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).
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