0% Intro APR for 15 months
on purchases and balance transfers.
Variable APR of 13.99% - 22.99% after intro
period.† Balance transfer fee is 3% of
the amount transferred with a minimum of $5.†
†Pricing & Terms *opens overlayOffer Details
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. You will receive 10,000 bonus points with this bonus offer, which can be redeemed for $100 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Cash Back, Points and Net Purchases
Your Cash Back rewards are tracked as points in this program. Each $1 in Cash Back rewards earned is equal to 100 points. Your points can be redeemed for cash or any of the other redemption opportunities provided through Chase Ultimate Rewards. Redemption items may require a minimum number of points to redeem. For example, 2,000 points is needed to redeem for $20 in cash back. Net Purchases are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Additional promotional opportunities to earn points may be available with the program. 1% Cash Back: You will earn 1% Cash Back rewards on all Net Purchases. 5% Total Cash Back: Each quarter that you activate the bonus before the deadline, you will earn an additional 4% (total of 5%) Cash Back rewards on up to $1500 in combined Net Purchases in that quarter’s bonus categories (including select merchants, when applicable). Merchants who accept Visa/MasterCard credit cards are assigned a merchant code which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. Purchases submitted by you or the merchant through third-party payment accounts (e.g. PayPal), mobile or wireless card readers, online or mobile digital wallets, or similar technology (collectively, "Technology") will not qualify in a rewards category if the Technology is not set up to process the purchase in the rewards category. For more information about quarterly 5% Cash Back offers, please visit chase.com/freedom and click the Chase Freedom FAQs link at the bottom of the page. There is no maximum number of points/Cash Back rewards that you can accumulate on the 1 point per $1/1% Cash Back in the program. Bonus/Promotional offers may have a maximum accumulation. See Rewards Program Rules and Regulations which will be mailed after your account is established.
Adding an Authorized User
All correspondence, including credit cards, statements and notifications will be sent to the name and address on file for the primary cardmember. You will be responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. We provide account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score.
The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).
Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Earn 5% cash back on up to $1,500 in
combined purchases in bonus categories each
quarter.* Enjoy new categories every 3 months.
It's free and easy to activate your bonus
each quarter! See opens new window2015 Calendar
On all other purchases, big or small.
There are no limits on how
much you can earn and Cash Back
rewards never expire!
After you add your first
authorized user and make a purchase
within your first 3 months from
ADDITIONAL MERCHANTS AND CATEGORIES ANNOUNCED EVERY SEASON, SO THERE’S ALWAYS SOMETHING NEW TO EXPLORE.
This year, earn 5% cash back on up to $1,500 in combined purchases each quarter1 with your favorite categories and new ones still on the way.
Activate each quarter to earn 5% cash back on up to $1,500 in combined purchases in that quarter's bonus categories. opens new windowSee our FAQs.
1. For more information, please see Chase Freedom opens new windowFrequently Asked Questions.
2. Your Cash Back rewards are tracked as points in this program. Each $1 in Cash Back rewards earned is equal to 100 points. Your points can be redeemed for cash back or any of the other redemption opportunities provided through Chase Ultimate Rewards. Redemption items may require a minimum number of points to redeem. For example, 2,000 points is needed to redeem for $20 in cash back.
3. See Rewards Program Rules and Regulation for details.
*Does not include purchases made at Walmart®, Target®, discount or warehouse club stores. You will still earn unlimited 1% cash back on these purchases.
**Offer limited to purchases at participating Starbucks® locations, at store.starbucks.com, and through the Starbucks® mobile phone application (including Starbucks Card purchases and reloads). Further details at chase.com/freedom.
Para hablar con un especialista de servicio al cliente en español acerca de su tarjeta Chase Freedom, llámenos a cualquier hora al 1-888-446-3308.
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