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1 Cash Back and Points: “Cash Back rewards” are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. A minimum of 2,000 points is needed to redeem for cash back (account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States). You can use your points to redeem for any available reward options. Options may include: cash, gift cards, travel, and products or services made available through the program or directly from third party merchants. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1. Redemption values for other reward options may be worth more or less than that.

2 To use Shop through Chase^®, visit www.chase.com/ultimaterewards or the Chase Mobile app and log in using your chase.com user name and password. Participating merchants and offers are subject to change without notice. For complete details, see the Shop through Chase^® Supplement to your Ultimate Rewards Program Agreement, which can be found by logging on to chase.com/ultimaterewards.

3 All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s) and address(es) you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name and address information or did not have such consent, Chase can close this account.

4 There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider.