YOU’RE ALWAYS EARNING
Earn unlimited cash back in the following categories – no activation or spending caps!
5%
on travel purchased through opens in a new window Chase Ultimate Rewards same page link to footnote target *
3%
on dining at restaurants, including takeout and eligible delivery services same page link to footnote target *
3%
on drugstore purchases same page link to footnote target *
1.5%
on all other purchases same page link to footnote target *
opens in a new window Frequently Asked Questions
Si tiene alguna pregunta, por favor llame al número indicado en el reverso de su tarjeta.
IT JUST KEEPS GETTING BETTER
Features designed with you in mind. Earning cash back is only the beginning. There’s so much more to your Freedom Unlimited® card.
NO expiration on rewards
Cash back rewards do not expire as long as your account is open. same page link to footnote target *
NO minimum to redeem
Redeem any amount, anytime!
Zero liability protection
You won't be held responsible for unauthorized charges made with your card or account information. same page link to footnote target *
Scroll down to get more familiar with everything your card can do for you.
READY TO REDEEM? LET US COUNT THE WAYS
Your Chase Freedom Unlimited® card comes with Chase Ultimate Rewards®, our premier rewards program that lets you redeem cash back rewards for travel, gift cards, Apple® products and more.
opens in a new window Cash Back
Redeem for cash back at any time, for any amount.
opens in a new window Gift Cards
Shop over 150 of your favorite gift card brands, with monthly discounts from select merchants.
opens in a new window Travel
Book your next vacation and use your points to help pay for it.
opens in a new window Amazon Shop with Points
Use your cash back rewards for purchases at Amazon.com. same page link to footnote target *
opens in a new window Apple® Ultimate Rewards Store
Use your points to pay for all or part of your Apple purchases through Ultimate Rewards. same page link to footnote target *
YOUR CHASE FREEDOM UNLIMITED CARD
DELIVERS EVEN MORE BENEFITS!
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Thousands of restaurants.
Zero delivery fee.
Get a complimentary 3 months of DashPass, DoorDash's subscription service which provides unlimited deliveries for a $0 delivery fee on eligible orders over $12 (other fees may apply). After that, you are automatically enrolled in DashPass at 50% off for the next 9 months. same page link to footnote target * Activate by December 31, 2021.
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Earn 5% cash back on
Lyft rides
Earn 5% cash back on Lyft rides with your Chase Freedom card through March 2022. same page link to footnote target * That's 3.5% cash back in addition to the 1.5% cash back you already earn.
GET REWARDED FOR SHOPPING AT YOUR FAVORITE ONLINE STORES
Earn 1–15% bonus cash back at over 400 popular online retailers with Shop through Chase.® same page link to footnote target *
YOUR CARD HAS YOU COVERED...
Chase Freedom Unlimited® comes with built-in benefits, so you can do what you do with confidence.
opens in a new window
Zero Liability
Protection
Relax, you’re not responsible for unauthorized charges made with your card or account
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Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per
opens in a new window Extended Warranty Protection
Extends the time period of the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or
...EVEN WHEN YOU’RE ON THE GO
opens in a new window Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal
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Trip Cancellation/
Interruption Insurance
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered
opens in a new window Travel and Emergency Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services
same page link to footnote reference ** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.
REFER A FRIEND. EARN CASH BACK. REPEAT.
Earn up to $500 cash back per year by referring friends for the Chase Freedom Unlimited® card. That's $100 cash back for each friend who gets approved. So, who will you invite?
GREAT FEATURES THAT LET YOU PAY
AND EARN ON THE GO
With Chase Pay®, Apple Pay®, Google Pay™ and Samsung Pay, you can use the devices you carry every day to pay in stores, in apps or online, while still earning points.
MORE FEATURES TO HELP YOU GET AHEAD
opens in a new window Paperless Billing
Save paper. Stay organized. Get your statements online instead of in the mail.
opens in a new window Balance Transfers
Consolidate higher-rate credit card balances and save on interest.
opens in a new window Free Credit Score
You can see your score for free anytime with Credit Journey. Check as often as you'd like with no impact on your credit!
opens in a new window Authorized User
Add an authorized user and earn even more points. same page link to footnote target *
same page link to footnote reference *TERMS AND CONDITIONS
Cash Back And Points: See your Rewards Program Agreement for more details.
Points Don’t Expire: Your points don’t expire as long as your account is open, however, you’ll immediately lose all your points if your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.
Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.
Shop With Points At Amazon.com: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value. Amazon.com Shop with Points opens overlay service terms apply.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of opens overlay Amazon.com, Inc. or its affiliates.
Complimentary 3 months of DashPass/50% Discounted DashPass from DoorDash for 9 months: Your Chase Freedom Unlimited account will receive one complimentary 3 month DashPass for use on both the DoorDash and Caviar applications during the same subscription period based on the first activation date, when the subscription is activated by 12/31/2021. The same log in credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. After your complimentary period ends, you’ll be automatically enrolled for 9 months at 50% off the then current monthly DashPass rate. After the DashPass discounted period ends, you will continue to be enrolled and charged the then current monthly DashPass rate. You can cancel anytime on the DoorDash or Caviar mobile application. Subscription will be registered in the name of the primary cardmember or an authorized user, whoever activates the benefit first. Subscription period for the user on a Chase Freedom Unlimited account will begin and end based on when the first user activates the subscription on the DoorDash or Caviar mobile application. To receive the subscription benefits, the primary cardmember or authorized user(s) must first add their Chase Freedom Unlimited card as a payment method in the DoorDash or Caviar mobile applications, and then click the activation button. Benefits of DashPass from DoorDash include no delivery fee on orders from DashPass eligible restaurants that total over $12 (amount subject to change – see DoorDash or Caviar sites for current minimum); however, other fees on food orders may apply. Current value of the DashPass subscription is as of 01/07/2020. DashPass orders are subject to delivery driver and geographic availability. Subscription must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or subscriptions purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. Your Chase Freedom Unlimited account must be open and not in default to maintain subscription benefits.
All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: opens overlay dasherhelp.doordash.com/offer-terms-conditions.
3.5% Cash Back on qualifying Lyft rides through 03/2022: You’ll earn 3.5% additional Cash Back rewards for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2022. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees, and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional Cash Back. You may see “5% Cash Back rewards” in marketing materials to refer to the 3.5% Cash Back rewards earned in addition to the 1.5% Cash Back rewards earned on all purchases. The additional 3.5% Cash Back rewards will appear on your billing statement in a separate line from the 1.5% Cash Back rewards. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services.
Shop Through Chase: To use Shop through Chase, visit opens new windowwww.chase.com/ultimaterewards or the Chase Mobile app and log in using your opens new windowchase.com user name and password. Participating merchants and offers are subject to change without notice. For complete details, see the Shop through Chase Supplement to your Ultimate Rewards Program Agreement, which can be found by logging on to opens new windowchase.com/ultimaterewards. The merchants mentioned are neither sponsors of, nor affiliated with, the Shop through Chase program and are not responsible for any aspect of the program, including reward fulfillment. All marks used with permission of their respective owners.
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.
BEST BUY, the BEST BUY logo, and the tag design are trademarks of Best Buy and its affiliated companies.
For a list of compatible Apple Pay devices, see opens overlaysupport.apple.com/km207105.
Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
AirPods, Apple, Apple TV, Apple Watch, HomePod, iMac, iPad, iPad Pro, iPhone, MacBook and MacBook Pro are registered trademarks of Apple Inc. All rights reserved.
Google Pay works on Android devices running Android Lollipop 5.0 or above.
Google Pay is a trademark of Google LLC.
©2020 Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Use only in accordance with law. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices.
Only compatible with select cards and qualifying Samsung devices. Check with Chase to ensure that your card is compatible; and check the Samsung Pay Support page for additional compatibility information regarding devices, carriers and cards.
Deposit and credit card products provided by JPMorgan Chase Bank, N.A. Member FDIC
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.