NEW CARDMEMBER OFFER 50,000 bonus points after you spend $2,000 on purchases in the first 3 months your account is open.
AT A GLANCE Earn reward flights with no blackout dates. Earn 2x points on Southwest® purchases and points on all other purchases. Plus 6,000 anniversary bonus points.*
APR 16.24%–23.24% variable APR.†
ANNUAL FEE $99 applied to first billing statement.†
50,000 bonus points
after you spend $2,000 on purchases in the first 3 months your account is open.*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
2X points on Southwest® purchases
Earn 2 points for every $1 you spend on Southwest Airlines® purchases.*
1X point on all other purchases
Earn 1 point for every $1 you spend on all other purchases.*
6,000 bonus points
Receive 6,000 bonus points after your cardmember anniversary.*
We saved you a seat. With Rapid Rewards®, if we've got a seat, it's yours.
If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.**
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**
** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
You will first be considered for a Visa Signature card. If you do not qualify for the Signature card, you will automatically be considered for a Visa Platinum card. The Signature and Platinum cards have different credit availability and benefits. For pricing details, please see
50,000 Bonus Points
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for your bonus points, you must make Purchases totaling $2,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards account. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
You will earn 2 points for each $1 of Net Purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift card, and Southwest Vacations package purchases, and at participating Rapid Rewards® Hotel and Rental Car Partners. You will earn 1 point for each $1 of all other Net Purchases. You will earn 1,500 Tier Qualifying Points (TQPs) for each $10,000 of eligible Net Purchases. TQPs are used solely towards elite status qualification. You will receive 6,000 points after your Anniversary. ("Anniversary" is the date that is twelve months after your enrollment date, and the same date each twelve months thereafter.) ("Net Purchases" are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) You will also earn 1 point for each $1 of balance transfers for the first 90 days from your account open date. Maximum point accumulation on balance transfers is 15,000 points during the first 90 days, which equates to $15,000 in balance transfers. Maximum TQP accumulation is 15,000 points per Year, which equates to $100,000 in Net Purchases. There is no maximum number of points that you can accumulate on Net Purchases. ("Year" means, for your first year as a cardmember, the period beginning with your Enrollment Date through your billing cycle with a December closing date of that same year. For each year thereafter, "Year" means the twelve billing cycle period beginning the day after your billing cycle with a December closing date through your billing cycle with a December closing date of the next year.) See Southwest Airlines Rapid Rewards® Credit Card Program Rules and Regulations, which will be mailed after your account is established.
Bags Fly Free
First and second checked bags. Weight and size limits apply.
Points don't expire, Unlimited Reward Seats and No Blackout Dates
Points don't expire: The points transferred to your Rapid Rewards account won't expire as long as your card account is open or there is flight or Southwest Airlines partner earning activity on the Rapid Rewards account every 24 months. If your card account is closed, the points in your Rapid Rewards account will expire if there isn't flight or other Southwest Airlines partner earning activity every 24 months. No Blackout Dates and Unlimited Reward Seats apply to flights booked with points.
No Change Fees
Fare differences may apply.
Accounts subject to credit approval. Restrictions and limitations apply. Southwest Airlines Rapid Rewards® Visa credit cards are issued by Chase Bank USA, N.A. Offer subject to change.
SOUTHWEST AIRLINES RAPID REWARDS® PROGRAM INFORMATION
The Southwest Airlines Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards® Points toward benefits and services. The number of points needed for any particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, point redemption rate, and other factors and are subject to change. Rapid Rewards Points can only be transferred to the primary Cardmember's Rapid Rewards account. All Rapid Rewards rules and regulations apply, please visit www.southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points and awards.