NEW CARDMEMBER OFFER 60,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $750 toward travel rewards when you redeem through Chase Ultimate Rewards®.
AT A GLANCE Premium rewards and benefits Earn points on every purchase with rewards and benefits that take you places, for work or just for fun.*
APR 15.49%–19.49% variable APR.†
ANNUAL FEE $95†
60,000 bonus points
after you spend $5,000 on purchases in the first 3 months after account opening.* That's $750 toward travel rewards when you redeem through Chase Ultimate Rewards®.
5 points per $1
Earn 5 points per $1 on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.*
2 points per $1
Earn 2 points per $1 on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.*
1 point per $1
Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn.*
Employee cards let you set individual spending limits and help you earn rewards even faster.*
The Chase Ink Plus card is the very best business credit card on the market. I get points for each dollar of my business purchases, and multiple points per dollar for purchases in many business sectors. It adds up quickly for a business like mine, which uses a substantial amount of internet services. The points accumulated can be transferred to the award programs of numerous airlines (and used on the airlines connected with their frequent flyer plan alliance). In addition, award points can be used through Chase's own airline travel program, which gives you even more flexibility. This credit card will immediately become your favorite.
Good benefits and easy to redeem points
The card is really useful and I do benefit from using the card for my small business. Highly recommend!
Employee cards at no additional cost Set and change individual spending limits on employee cards,* and earn even more rewards from their purchases.
Unlock the potential of the Ink card with the Ink app Designed exclusively for Ink cardmembers, the Ink app* gives 24/7 access to Ink card activity so you can manage your account on-the-go. The Ink app syncs automatically with your Chase.com account so you can download your receipts and create reports with your purchase and tags.
Know when, where, and how much your account is being charged when you activate instant purchase alerts.*
Pack your bags, and let your rewards take you around the world. Redeem for premium vacation packages, cruises or fly any class on most major airlines. There are no restrictions or blackout dates on airfare booked through Chase Ultimate Rewards.
Get your money's worth. Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. Redeem for cash back at a 1:1 value starting at 2,000 points for $20 cash back.*
You can earn a guilt-free shopping spree. It's easy to instantly redeem your points to pay for all or part of your eligible Amazon.com orders, including tax & shipping.1
Will it be Macy's, The Home Depot®, iTunes® or AMC Theatres®? With over 70 gift card options available, deciding where to redeem your rewards won't be easy.*
Macy's Gift Card: Macy's is not a sponsor of this promotion. Terms and conditions are applied to Macy's gift certificates/gift cards.
Home Depot Gift Card: Chase Bank USA, N.A is not affiliated with The Home Depot®. The Home Depot® is a registered trademark of Homer TLC, Inc. The Home Depot® is not a sponsor of this promotion.
iTunes® Gift Card: iTunes is a registered trademark of Apple Inc. All rights reserved. Apple is not a participant in or sponsor of this promotion.
AMC® Gift Card: AMC Theatres® is not a sponsor or co-sponsor of this promotion and is not liable for any alleged or actual claims related to this offer. See back of card for terms and conditions.
1Additional Chase and Amazon.com Shop with Points apply. Amazon, Amazon.com, the Amazon.com logo, the smile logo, and Shop with Points are trademarks of Amazon.com Inc., or its affiliates.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.**
If you have a roadside emergency, call
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.**
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.**
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.**
** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Earn 60,000 Bonus Points
To qualify and receive your bonus, you must make Purchases totaling $5,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
How you can earn points: You'll earn points when you, or an authorized user, use an Ink Plus business card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You'll earn 1 point for each $1 spent. 2 points: You'll earn 2 points total for each $1 of the first $50,000 spent each account anniversary year on combined purchases in the following rewards categories: hotel accommodations (when purchased directly with the hotel); gas stations (one additional point on top of the 1 point per $1 earned on each purchase). You may see "2X" in marketing materials to refer to the 2 points total you earn for each dollar spent in these categories each account anniversary year. After $50,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for every dollar spent, with no maximum. 5 points: You'll earn 5 points total for each $1 of the first $50,000 spent each account anniversary year on combined purchases in the following rewards categories: office supply stores; internet, cable, and phone services (four additional points on top of the 1 point per $1 earned on each purchase). You may see "5X" in marketing materials to refer to the 5 points total you earn for each dollar spent in these categories each account anniversary year. After $50,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for every dollar spent, with no maximum. We may offer you ways to earn bonus points through the program. You'll find out more about the number of bonus points you can earn and any other terms at the time of the offer. How you can use your points: You can use your points to redeem for cash starting at 2,000 points through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include gift cards and travel. When you use points to redeem for cash and gift cards, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. When you use points to redeem for travel, each point is worth $.0125 (one and a quarter cents), which means that 100 points is worth $1.25 in redemption value. You may see "20% Off Travel" in marketing materials to refer to the redemption value for travel when you redeem through Chase Ultimate Rewards. Redemption values for other reward options may be worth more or less than that. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
If any of your employees are allowed to use your account, they will be authorized users and will have the same charging privileges as you unless you establish individual spending limits for them. You are responsible for any use of your account by you, an authorized user or anyone else that you permit to use your account. You are responsible for repaying all balances on your account. All correspondence, including statements and notifications, will be sent to you. By submitting this request to add a user to your account, you are agreeing the name and address provided are persons with which you have a relationship and are factual. If Chase determines the name and address provided are fraudulent, Chase has the right to close the account.
Mobile Ink App
Apple® and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries. App StoreSM is a service mark of Apple Inc. iPhone: Must download the Ink® App from the App StoreSM and enroll in Chase Online.SM Requires iOS 8 or higher. Android is a trademark of Google, Inc. Use of this trademark is subject to Google Permissions. Android: must download the Ink® App from the Android Market and enroll in Chase Online. Requires Android 4.0x or higher. The Ink app is only available in English.
Mobile App Data Usage
There is no charge from Chase, but messages and data rates may apply. Such charges include those from your communications service provider.
A purchase alert is sent as a push notification, which requires a data connection and are queued for delivery when a data connection is not available. You may not receive a push notification after every purchase but you can login to the Ink app at anytime to see your purchases regardless of whether a purchase alert was sent.