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  • CHASE SAPPHIRE PREFERRED® CARD
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Chase Sapphire Preferred® Card

Chase Sapphire Preferred No Foreign Transaction Fee Travel Credit Cards Read our Cardmember Stories

EARN 40,000 BONUS POINTS

after you spend $3,000 on purchases in the first 3 months from account opening* - that's $500 towards airfare or hotels when you redeem through Chase Ultimate RewardsSM.

Apply Now for the Chase Sapphire Preferred CardApply Now for the Chase Sapphire Preferred Card   
Annual Fee
$0 Intro Annual Fee for the first year, after that $95.†
Purchase APR
15.99%. This APR will vary with the market based on the Prime Rate.†
Click here to learn about
Chase Sapphire® with No Annual Fee
  • Card Benefits Updates page content.
  • Additional Benefits Updates page content.
  • Cardmember
    Stories (120)
    Updates page content.
  • *Offer Details Updates page content.
  • †Pricing & Terms Updates page content.
content area
Begin Card Benefits content.
5K

BONUS POINTS

Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.*
2X

POINTS ON TRAVEL AND DINING AT RESTAURANTS

Earn 2X points on travel and dining at restaurants. 1 point per dollar spent on all other purchases.*
1:1

POINT TRANSFER TO PARTICIPATING FREQUENT TRAVEL PROGRAMS

Transfer points to participating frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points. Travel programs include British Airways Executive Club, Korean Air SKYPASS, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards®, United MileagePlus®, Virgin Atlantic Flying Club, Amtrak Guest Rewards®, Hyatt Gold Passport®, Marriott Rewards®, IHG® Rewards Club and The Ritz-Carlton Rewards®.
NO

FOREIGN TRANSACTION FEES† AND CHIP ENABLED

  • Pay no foreign transaction fees when you use your card on purchases made outside the United States.
  • Embedded Chip and Signature feature allows you to use your card for chip-based purchases when traveling outside the United States, while still allowing you to use your card as you do at home.
20%

OFF TRAVEL

Always get 20% off travel when you redeem for airfare, hotel stays, car rentals and cruises through Chase Ultimate RewardsSM. For example, a $500 flight requires just 40,000 points. That's a $100 savings.

Cardmember Stories

We asked our customers to share their Chase Sapphire® experience.

Story Submission Details Opens Overlay
James Beard Award Chef Dinner "I am impressed by how Chase Sapphire is becoming THE credit card for people who enjoy traveling and eating great food. A few months ago, I attended a dinner event at Craigie on Main in Cambridge, MA. The Chase Sapphire staff went out of their way to make this event successful. The whole restaurant was closed for this special event. It started with an appetizer and happy hour. Then, we had a 5-6 course meal where the chef and the sommelier explained each dish and wine pairing. My husband and I thoroughly enjoyed the meal and meeting other Chase Sapphire members. After dinner, we received wonderful gifts - canvas bag, special spices, wine toppers, and a signed recipe book and menu. It was a wonderful experience, and I look forward to more!" - Northeast Foodie 
Read More Stories
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INTRODUCTORY ANNUAL FEE OF $0 THE FIRST YEAR, THEN $95.†

NO BLACKOUT DATES OR RESTRICTIONS

As long as there's a seat on the flight, you can book it through Chase Ultimate Rewards.

DIRECT ACCESS TO CUSTOMER SERVICE SPECIALISTS

When you call us, our phones are answered by people, not prompts.

End Additional Benefits content. Proceed to Cardmember Stories
Begin Cardmember Stories content.
Chase Sapphire® (120) Cardmember Stories
We asked our customers to share their Chase Sapphire® experience.
Stories may contain rate, fee and cost information. For complete details see Chase Sapphire® Preferred Pricing & Terms

Story Submission Details Opens Overlay
123456789101112
Great Card for International use Review Date: 4/6/2014 
Submitted by: Gerardo "I'm always traveling to Mexico, 5 days a week I would say. So I used to pay for international fees all the time. When I first discovered the Saphire preferred bonus I could not believe it. I got around 450 dlls on cashback on my second month using it!! this is a promo from Saphire.. Im sure everyone can get it!" I just love chase sapphire travel assistance Review Date: 4/6/2014 
Submitted by: lizzie "Love chase sapphire travel assistance. i have found chase ultimate rewards the best travel assistance .you go all out to help with confirmation of my hotel/air reservation at the best price or with rewards. thanks" Saving for a special reward! Review Date: 4/6/2014 
Submitted by: MOTIVATED! "I have been using my Chase Sapphire Preferred Visa to save for a very BIG, well deserved reward. I have been in school since 2011. I received my BSN in 2012, and I am now working diligently on my MSN. I use my Chase Sapphire Preferred Visa for everything. I especially love going to the on-line rewards mall to rack up the points. Once I receive my degree, my husband and I will be traveling to the French Polynesian.....all thanks to my Chase Sapphire Preferred Visa card. Thanks Chase!" Chase Sapphire lets me travel Review Date: 4/5/2014 
Submitted by: Metal Card Users "I love using my sapphire card and then using the points to travel and switching them to the partner airlines to get the best deal" Vegas Review Date: 3/31/2014 
Submitted by: Sommi "My wife and I use our points for everything. Our next trip will be to Vegas. which our sapphire card has paid for. it covered our hotel for 4 nights as well as our plane tickets. I only wish my limit was higher I never come close to the current limit I have but it would be nice" Free airfare! Review Date: 3/29/2014 
Submitted by: NA "My wife and I were able to cash in on the great reward system these past 3 years. We had round trip tickets to Charlotte, NC, Ochos Rios, Jamaica, Birmingham, AL and Antigua all paid for by our reward points. When I ever have a question, it is nice to call and actually talk to a person rather than a machine. All in all, we are very satisfied with our credit card experience Chase Sapphire Preferred has to offer. Oh, and it is cool when you give your card to a merchant and they make a comment on how heavy the card is. :)" The worst customer service Review Date: 3/27/2014 
Submitted by: Disappointed "I have sent dozens of documents in a timely fashion in order to be compensated for a hotel stay that was the result of a flight cancellation. I have called 15 times and been stonewalled about obtaining the $67.40. This is benefit the card advertises but has NO INTENTION OF ACTUALLY PAYING. No other card I have used has ever treated me in this fashion. BEWARE of the PROMISES made. They are lies." Return from Afghanistan vacation Review Date: 3/25/2014 
Submitted by: Vegas Bound "I signed up for the Chase Sapphire Preferred with the hopes of finally benefiting from travel rewards without the usual hassle. I am using my sign on bonus points plus a few additional points to pay for my wife and I to go to Vegas for next to nothing as soon as I return from Afghanistan. The ability to transfer points to qualifying airlines and then book hotels through Chase Rewards has been simple and very exciting. I could not be happier with a credit card!" My wife and I love this card! Review Date: 3/23/2014 
Submitted by: Sam "We have never had a credit card that came anywhere close to matching the rewards, features, and benefits of the Chase Sapphire Preferred card. We are both active-duty military and fly to visit family several times a year. With this card we've been able to fly for free three different times." A vactation in Europe. Review Date: 3/23/2014 
Submitted by: Jay Q "By far the best card when it comes to traveling. I used this card pretty much everywhere in Europe in ten different countries and had no transaction fees. I used it for food, shopping, tickets and all my hotel bookings." 
123456789101112
End Cardmember Stories content. Proceed to Offer Details
Begin Offer Details content.

40,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

5,000 Bonus Points after your first purchase and the adding of an authorized user to your account in the first 3 months from account opening
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Adding an Authorized User
You will be responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. All correspondence, including statements and notifications, will be sent to the name and address on file for the primary cardmember. We provide account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score.

Earning Points
You will earn 1 point for each $1 of Net Purchases. You will earn an additional 1 point for each $1 of Net Purchases made in any of the following categories: travel; dining – when you use your card at restaurants. Merchants who accept Visa/MasterCard credit cards are assigned a merchant code based on the kinds of products and services they sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its listed categories. However, even though a merchant or the items that it sells may appear to fit within a listed category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. For more information about Chase rewards categories, see www.Chase.com/RewardsFAQs. ("Net Purchases" are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. See Rewards Program Rules and Regulations which will be mailed after your account is established.












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Story Submission Details

The stories published represent cardmember responses to our request to share their stories related to the following questions: What was their best dining event? Unique travel experience? The best thing you redeemed your points for? For reasons related to privacy, appropriateness and content relevance, not all stories received are published. The stories are individual and highly subjective opinions of cardmembers and not of Chase. Chase has reviewed the statements to ensure accuracy related to product features, but otherwise Chase makes no representation or warranty and will have no liability for, or obligation in connection with, any customer statement or decisions made or actions taken in reliance on any of the testimonial information provided. We did not provide compensation for these testimonials. These opinions, findings, or experiences may not be representative of what all customers may achieve.

COPYRIGHT POLICY

Chase respects the intellectual property rights of others and we prohibit users from uploading, posting or otherwise transmitting through any application or website offered by us any materials that violate another party's intellectual property rights. When we receive proper Notification of Alleged Copyright Infringement as described below, we promptly remove or disable access to the allegedly infringing material and terminate the accounts of repeat infringers in accordance with the Digital Millennium Copyright Act.

A. Notification of Alleged Copyright Infringement: If you believe that your own copyrighted work is accessible through any website or application provided by us in violation of your copyright, you may provide our Designated Agent with a written communication as set forth in the Digital Millennium Copyright Act ("DMCA"), 17 U.S.C. § 512(c)(3) that contains substantially the following:

  • 1. Identify in sufficient detail the copyrighted work or intellectual property that you claim has been infringed so that we can locate the material. For example, "The copyrighted work is my content that appears at http://www.mycontentpage.com/item1_qjofkrns123." If multiple copyrighted works at a single online site are covered by your Notification, you may provide a representative list of such works at that site.
  • 2. Identify the URL or other specific location on the application or website provided by us that contains the material that you claim infringes your copyright described in Item 1 above. You must provide us with reasonably sufficient information to locate the alleged infringing material. For example, "The content at the following URL infringes on my copyright http://www.anothercontent.com/item2_hjdsi899."
  • 3. Provide the electronic or physical signature of the owner of the copyright or a person authorized to act on the owner's behalf.
  • 4. Include a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
  • 5. Include a statement by you that the information contained in your Notice is accurate and that you attest under the penalty of perjury that you are the copyright owner or that you are authorized to act on the owner's behalf.
  • 6. Include your name, mailing address, telephone number and email address. You may submit your Notification of Alleged Copyright Infringement to our Designated Agent by fax, mail, or E-mail as set forth below:

Designated Copyright Agent: Amy Scalise, JPMC Legal Department, Mail Code NY1-A425, One Chase Manhattan Plaza, 25th Floor, New York, New York, 10081, Attn: Workflow Manager Phone: 312-732-6910 Fax: 312-732-4172 E-mail: amy.c.scalise@jpmchase.com. Please note that you may be liable for damages, including court costs and attorneys fees, if you materially misrepresent that content on our website and/or application is copyright infringing. Upon receiving a proper Notification of Alleged Copyright Infringement as described in this Section A, we will expeditiously remove or disable access to the allegedly infringing material and promptly notify the alleged infringer of your claim. We also will advise the alleged infringer of the DMCA statutory Counter Notification procedure described below in Section B by which the alleged infringer may respond to your claim and request that we restore this material. If we receive a Notification of Alleged Copyright Infringement that does not contain all of the information described above, but provides a way for us to contact you, we will promptly follow up with you to request that you provide any information not previously provided.

B. Counter Notification: If you believe your own copyrighted material has been removed from our website or application as a result of mistake or misidentification, you may submit a written Counter Notification to our Designated Agent pursuant to 17 U.S.C. § 512(g)(2) and (3). To be an effective Counter Notification under the DMCA, your Counter Notification must include substantially the following:

  • 1. Identification of the material that has been removed or disabled and the location at which the material appeared before it was removed or disabled.
  • 2. A statement that you consent to the jurisdiction of the Federal District Court in which your address is located, or if your address is outside the United States, for any judicial district in which the service provider may be found.
  • 3. A statement that you will accept service of process from the party that filed the Notification of Alleged Copyright Infringement or the party's agent.
  • 4. Your name, address and telephone number.
  • 5. A statement under penalty of perjury that you have a good faith belief that the material in question was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled.
  • 6. Your physical or electronic signature. You may submit your Counter Notification to our Designated Agent by fax, mail, or E-mail as set forth below:

Designated Copyright Agent: Amy Scalise, JPMC Legal Department, Mail Code NY1-A425, One Chase Manhattan Plaza, 25th Floor, New York, New York, 10081, Attn: Workflow Manager Phone: 312-732-6910 Fax: 312-732-4172 E-mail: amy.c.scalise@jpmchase.com. If you send us a valid, written Counter Notification meeting the requirements described above, we will restore your removed or disabled material after 10 business days but no later than 14 business days from the date we receive your Counter Notification, unless our Designated Agent first receives notice from the party filing the original Notification of Alleged Copyright Infringement informing us that such party has filed a court action to restrain you from engaging in infringing activity related to the material in question. Please note that if you materially misrepresent that the disabled or removed content was removed by mistake or misidentification, you may be liable for damages, including costs and attorney's fees.

C. Repeat Infringer Policy: In accordance with the Digital Millennium Copyright Act (DMCA) and other applicable law, we will terminate access to our website or application by users who are repeat infringers. We may also at our sole discretion limit access to our application and/or website and/or terminate the memberships of any users who infringe any intellectual property rights of other, whether or not there is any repeat infringement.

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