NEW CARDMEMBER OFFER 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in Travel Rewards when redeemed through Chase Ultimate Rewards®.
AT A GLANCE Premium travel & dining rewards Earn 2X points on travel and dining at restaurants.*
APR 16.24%–23.24% variable APR.†
ANNUAL FEE $0 intro annual fee for the first year, after that $95.†
50,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.* That's $625 in Travel Rewards when redeemed through Chase Ultimate Rewards®.
Earn 5,000 bonus points after you add the first authorized user* and make your first purchase in the first 3 months from account opening.*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
2X points on travel and dining
Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafés.*
1 point per dollar on all other purchases
Earn 1 point per dollar spent on all other purchases.*
20% off travel redemption
Get 20% off travel when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, a $625 flight requires just 50,000 points.*
I cannot say enough good things about my Chase Sapphire Preferred card! I love the customer service and how incredibly convenient this card is for traveling overseas. The perks are fantastic and the card really pays for itself. The unique sophisticated design is a certainly a plus. Thank you Chase.
The CSP is a card packed with a great set of benefits. The Ultimate Rewards program is the most attractive and compelling reason that I use this card on a daily basis. The flexibility of the ultimate rewards program (using it on Chase travel, transfer to airline etc) combined with the great travel benefits (no foreign transaction fees, primary auto insurance) is why the CSP is always in my wallet. The customer service from Chase is exceptional.
This is a great card for just about any purchase and the travel points add up quickly. They are also easy to redeem.
photo by: Gayle Keck
Are you a member of a frequent travel program? With Chase Sapphire Preferred®, you can transfer your points to leading frequent travel programs at 1 to 1 value.Airline Travel Partners
Trip Cancellation/Trip Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.**
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.**
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.**
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.**
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
photo by: Lillian Lin
50,000 Bonus Points after you spend $4,000 on purchases in the first 3 months from account opening
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
5,000 Bonus Points after your first purchase and the adding of an authorized user to your account in the first 3 months from account opening
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. We provide account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. By requesting to add an authorized user to your account, you affirm that the name and address provided are for true person(s) with whom you have a relationship and who are authorized to use your Credit Card. If Chase determines the name and address provided are false, Chase reserves the right to close the account.
How you can earn points: You'll earn points when you, or an authorized user, use a Chase Sapphire Preferred credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You'll earn 1 point for each $1 spent. 2 points: You'll earn 2 points total for each $1 spent when your card is used for purchases in the travel category or the dining at restaurants category (one additional point on top of the 1 point per $1 earned on each purchase). You may see "2X" in marketing materials to refer to the 2 points total you earn for each dollar you spend in these categories. We may offer you ways to earn bonus points through the program. You'll find out more about the number of bonus points you can earn and any other terms at the time of the offer. How you can use your points: You can use your points to redeem for cash starting at 2,000 points through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include gift cards and travel. When you use points to redeem for cash and gift cards, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. When you use points to redeem for travel, each point is worth $.0125 (one and a quarter cents), which means that 100 points is worth $1.25 in redemption value. You may see "20% Off Travel" in marketing materials to refer to the redemption value for travel when you redeem through Chase Ultimate Rewards. Redemption values for other reward options may be worth more or less than that.
20% Off Travel
Each point you redeem for travel booked through Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points is worth $1.25 in redemption value. This is like getting a 20% discount on travel you get with points when compared to the cash price. For example, a $625 airline ticket will only cost you 50,000 points. You would need 62,500 points to get $625 in cash through Ultimate Rewards and 50,000 points is 20% less than 62,500. The cost of travel and comparison of the points price and cash price is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.
Travel and Purchase Protection Benefits
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Named a 'Best Credit Card' for Travel Rewards
From MONEY® Magazine, October 2015 © 2015 Time Inc. MONEY is a registered trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, Chase.