NEW CARDMEMBER OFFER 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when redeemed through Chase Ultimate Rewards®.
AT A GLANCE Premium travel & dining rewards Earn 2X points on travel and dining at restaurants.*
APR 16.24%–23.24% variable APR.†
ANNUAL FEE $0 intro annual fee for the first year, after that $95.†
50,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.* That's $625 toward travel when redeemed through Chase Ultimate Rewards®.
Earn 5,000 bonus points after you add the first authorized user and make your first purchase in the first 3 months from account opening.*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
2X points on travel and dining
Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafés.*
Earn 1 point per dollar spent on all other purchases.*
25% more in travel redemption
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.* For example, 50,000 points are worth $625 toward travel.
I cannot say enough good things about my Chase Sapphire Preferred card! I love the customer service and how incredibly convenient this card is for traveling overseas. The perks are fantastic and the card really pays for itself. The unique sophisticated design is a certainly a plus. Thank you Chase.
The CSP is a card packed with a great set of benefits. The Ultimate Rewards program is the most attractive and compelling reason that I use this card on a daily basis. The flexibility of the ultimate rewards program (using it on Chase travel, transfer to airline etc) combined with the great travel benefits (no foreign transaction fees, primary auto insurance) is why the CSP is always in my wallet. The customer service from Chase is exceptional.
This is a great card for just about any purchase and the travel points add up quickly. They are also easy to redeem.
photo by: Gayle Keck
Are you a member of a frequent travel program? With Chase Sapphire Preferred®, you can transfer your points to leading frequent travel programs at 1 to 1 value.Airline Travel Partners
Trip Cancellation/Trip Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.**
Auto Rental Collision Damage Waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.**
Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.**
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.**
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year.**
Extended Warranty Protection
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
photo by: Lillian Lin
50,000 Bonus Points after you spend $4,000 on purchases in the first 3 months from account opening
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
5,000 Bonus Points after your first purchase and the adding of an authorized user to your account in the first 3 months from account opening
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. When you tell us to add a user to your account, you're confirming that you have a relationship with the person or people whose name(s) and address(es) you've told us, that all their information is correct, and that you have their consent to add them. If Chase determines you've given us fraudulent name and address information or did not have such consent, Chase can close this account.
How you can earn points: You'll earn points when you, or an authorized user, use a Chase Sapphire Preferred credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You'll earn 1 point for each $1 spent. 2 points: You'll earn 2 points total for each $1 spent when your card is used for purchases in the travel category or the dining at restaurants category (one additional point on top of the 1 point per $1 earned on each purchase). You may see "2X" in marketing materials to refer to the 2 points total you earn for each dollar you spend in these categories. We may offer you ways to earn bonus points through the program. You'll find out more about the number of bonus points you can earn and any other terms at the time of the offer. How you can use your points: You can use your points to redeem for cash starting at 2,000 points through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include gift cards and travel. When you use points to redeem for cash and gift cards, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. When you use points to redeem for travel, each point is worth $.0125 (one and a quarter cents), which means that 100 points is worth $1.25 in redemption value. You may see "Points are worth 25% more" in marketing materials to refer to the redemption value for travel when you redeem through Chase Ultimate Rewards. Redemption values for other reward options may be worth more or less than that. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs. Rewards Program Agreement: We will mail you a Rewards Program Agreement containing additional rewards program terms once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will be available online as well.
25% More in Travel Redemption
When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 50,000 points are worth $625 towards travel, or $500 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.
Travel and Purchase Protection Benefits
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Named a 'Best Credit Card' for Travel Rewards
From MONEY® Magazine, October 2015 © 2015 Time Inc. MONEY is a registered trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, Chase.