NEW CARDMEMBER OFFER $150 bonus after you spend $500 on purchases in the first 3 months from account opening.*
AT A GLANCE Earn cash back for every purchase Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases.*
APR 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 14.24%–23.24% variable APR.†
ANNUAL FEE $0†
after you spend $500 on purchases in your first 3 months from account opening.*
Earn a $25 bonus when you add your first authorized user and make your first purchase within this same 3-month period.*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Low intro APR
0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 14.24%–23.24% variable APR.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.†
5% Cash Back
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.*
1% Cash Back
Earn 1% cash back on all other purchases* – it's automatic. Cash Back rewards do not expire as long as your account is open!*
|"Chase Freedom's 5% cash back through the end of the year makes it one of the best cards for Costco purchases" - NerdWallet**|
The CHASE Freedom card has been one of the easiest credit cards I've come across in years. The reward categories rotate and seem to reflect the seasons, site is easy to navigate and the customer service as usual is top notch.
Out of all the cards I have I like my Chase Freedom card the best. From the Chase website to the rewards I feel it gives me the most bang for my buck.
The Chase Freedom card is sufficient to use on a daily basis to cater to my lifestyle. Simple and easy to activate the rewards program and with the mobile support, it has given easier access on the go for me wherever I may be. Thanks Chase!
The 2016 Cash Back Calendar
The 2016 Cash Back Calendar
additional categories or merchants announced at the beginning of each quarter.
You'll earn 5% cash back from Chase each quarter on up to $1,500 in combined purchases in that quarter's bonus categories.*
Activate each quarter to earn 5% cash back on up to $1,500 in combined purchases in that quarter's bonus categories. See
*See Offer Details.
1Includes taxis, subways, local commuter buses and trains; does not include parking, tolls, and Amtrak® purchases.
2Does not include purchases made at Walmart®, Target®, or other discount stores. You will still earn unlimited 1% cash back on these purchases.
3Does not include gas, fuel, wholesale club specialty service purchases such as travel, insurance, cell phone and home improvement. Check with your local wholesale clubs to see if your Chase Freedom card is accepted. For more information, please see Chase Freedom
4The Department Store category does not include supercenters, discount stores or specialty stores (i.e. stores that sell primarily one line of products such as shoe stores, pet stores, electronics stores, clothing stores); if a merchant is not on the list, you will not earn bonus rewards. Department Store gift card purchases outside of the specific Department Store are excluded and will not earn bonus rewards. Please
5Does not include merchants that sell a wide variety of goods including prescription drugs and over-the-counter medicines, supplements and various health-related items, and which may contain an on-site pharmacy, for example, warehouse clubs, discount stores, or grocery stores. For more information, please see Chase Freedom
The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).
Means you won't be held responsible for unauthorized charges made with your card or account information.*
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $250 per item, $1,000 per year.**
** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Redeem for cash back, starting at $20. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.*
Shop with points at Amazon. Link your Chase Freedom card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.*
Gift cards Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.*
Travel Book your travel with Chase Ultimate Rewards for competitive rates and flexible ways to pay.
Chase Freedom Card
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 15,000 bonus points with this bonus offer, which can be redeemed for $150 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 2,500 bonus points with this bonus offer, which can be redeemed for $25 cash back. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. When you tell us to add a user to your account, you're confirming that you have a relationship with the person or people whose name(s) and address(es) you've told us, that all their information is correct, and that you have their consent to add them. If Chase determines you've given us fraudulent name and address information or did not have such consent, Chase can close this account.
Zero Liability Protection
Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.
Cash Back and Points
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value. Redemption values for other reward options may vary. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. How you can earn points: You'll earn points when you, or an authorized user, use a Chase Freedom card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1% Cash Back: You'll earn 1% Cash Back rewards for each $1 spent. This equates to $0.01 in Cash Back rewards, which is equal to 1 point, for each $1 spent. 5% Cash Back: You'll earn 5% Cash Back rewards total for each $1 spent until $1,500 is spent on combined purchases in the quarterly bonus categories each quarter that you activate the bonus (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). This equates to $0.05 in total Cash Back rewards, which is equal to 5 points, for each $1 spent, until you reach the $1,500 limit. $5 in Cash Back rewards is equal to 500 points. You must activate your 5% Cash Back bonus each quarter by the activation deadline. 5% Cash Back quarterly bonus categories may include individual select merchants in addition to bonus rewards categories. After $1,500 is spent on combined purchases in the quarterly bonus categories each quarter, you go back to earning 1% Cash Back rewards for every dollar spent, with no maximum. For more information on 5% Cash Back quarterly bonus offers, please visit
Shop With Points
Additional Chase and Amazon.com Shop with Points . Some or all documents, services, websites (whether controlled by Chase or others) and/or correspondence may be available only in English.
Amazon, Amazon.com, the Amazon.com logo, the smile logo, and Shop with Points are trademarks of Amazon.com Inc., or its affiliates.
Accounts subject to credit approval. Restrictions and limitations apply. Chase Freedom credit cards are issued by Chase Bank USA, N.A. Offer subject to change.