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New Cardmember Offer

Earn up to 40,000 bonus miles after qualifying activities.

Earn up to 100,000 bonus miles + 3,000 Premier qualifying points (PQP) after qualifying activities.

Annual Fee

$0

$350

Foreign Transaction Fee

None

None

APR

Purchases

0% intro APR for 12 months from account opening on purchases. After the intro period, a variable APR of 19.74%–28.24%, see pricing and terms for more details.

Purchases

19.74%–28.24% variable APR.

Balance Transfers

19.74%–28.24% variable APR.

Earning Rewards

5x total miles on eligible United flights - 3x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Gateway Card. Mileage earning differs for Basic Economy tickets. Premier members earn even more

2x miles on all other eligible United purchases

2x miles at gas stations

2x miles on local transit and commuting including ride share services, taxicabs, train tickets, tolls, and mass transit

1x mile on all other purchases

NEW! 10x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 4x miles on entire United purchase with United Quest Card. Mileage earning differs for Basic Economy tickets. Premier members earn even more

NEW! 4x miles on all other eligible United purchases

Earn 5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers

2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls

2x miles on dining including eligible delivery services

2x miles on select streaming services

1x mile on all other purchases

Using Rewards

Use miles toward travel on United or to enhance your travel with upgrades, inflight Wi-Fi, hotel stays, car rentals and much more.

Use miles toward travel on United or to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and much more.

Additional Benefits

NEW! Save at least 10% on flights booked with miles after spending $10,000 in a calendar year

Earn 2 checked bags each year

25% back on United inflight and Club premium drink purchases

No blackout dates for MileagePlus members

Travel & purchase coverage

Contactless - Just Tap to Pay

NEW! Save at least 10% when booking flights with miles

$200 United travel credit

10,000-mile award flight discount annually

Earn a 10,000-mile award flight discount

Free first and second checked bags - terms apply

Earn 2 global Economy Plus® seat upgrades each year

Priority boarding

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

25% back on United inflight and Club premium drink purchases

1,000 Card Bonus PQP each year

Earn up to 18,000 Premier® qualifying points (PQP) per year

No blackout dates for MileagePlus members

Travel & purchase coverage

Contactless - Just Tap to Pay

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