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New Cardmember Offer

Earn 30,000 bonus miles after qualifying purchases.

Earn 80,000 bonus miles + 3,000 Premier qualifying points (PQP) after qualifying purchases.

Annual Fee

$0

$350

Foreign Transaction Fee

None

None

APR

Purchases

0% intro APR for 12 months from account opening on purchases. After the intro period, a variable APR of 19.74%–28.24%, see pricing and terms for more details.

Purchases

19.74%–28.24% variable APR.

Balance Transfers

19.74%–28.24% variable APR.

Earning Rewards

7x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 2x miles on entire purchase with the United Gateway Card. Premier® members earn even more

2x miles on all other eligible United purchases

2x miles at gas stations

2x miles on local transit and commuting including ride share services, taxicabs, train tickets, tolls, and mass transit

1x mile on all other purchases

8x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 3x miles earned on entire purchase with the United Quest Card. Premier® members earn even more

3x miles on all other eligible United purchases

Earn 5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers

2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls

2x miles on dining including eligible delivery services

2x miles on select streaming services

1x mile on all other purchases

Using Rewards

Use miles toward travel on United or to enhance your travel with upgrades, inflight Wi-Fi, hotel stays, car rentals and much more.

Use miles toward travel on United or to enhance your travel with upgrades, inflight Wi-Fi, hotel stays and much more.

Additional Benefits

Earn 2 checked bags each year

25% back on United inflight and Club premium drink purchases

No blackout dates for MileagePlus members

Travel & purchase coverage

Contactless - Just Tap to Pay

$200 United travel credit

10,000-mile award flight discount annually

Earn a 10,000-mile award flight discount

Free first and second checked bags - terms apply

Earn 2 global Economy Plus® seat upgrades each year

Priority boarding

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit

25% back on United inflight and Club premium drink purchases

1,000 Card Bonus PQP each year

Earn up to 18,000 Premier® qualifying points (PQP) per year

No blackout dates for MileagePlus members

Travel & purchase coverage

Contactless - Just Tap to Pay

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