Chase Freedom Unlimited® Credit Card
New Cardmember Offer
Earn a $200 bonus
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*
At A Glance
Unlimited 1.5% cash back is just the beginning
Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase TravelSM.*
APR
Annual Fee
$0†
Cash Back Rewards & Benefits
NEW CARDMEMBER OFFER
Earn a $200 bonus
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
ANNUAL FEE
No annual fee
You won't have to pay an annual fee† for all the great features that come with your Freedom Unlimited® card.
NO EXPIRATION
Cash Back rewards do not expire
Cash Back rewards do not expire as long as your account is open.* And there is no minimum to redeem for cash back.
Explore Additional Card Rewards & Benefits
Guide to BenefitsOpens in a new window (see your purchase and travel protection benefit details)
Zero Liability Protection
Means you won't be held responsible for unauthorized charges made with your card or account information.*
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ Same page link to disclaimer Δ
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.Δ Same page link to disclaimer Δ
24/7 Fraud Monitoring
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you* if there are unusual purchases on your credit card.
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.Δ Same page link to disclaimer Δ
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)Δ Same page link to disclaimer Δ
Δ Same page link to disclaimer reference ΔTravel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
ΔΔ Same page link to disclaimer reference ΔΔSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.
Redeem for cash back
There is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.
Shop with points at Amazon
Link your Chase Freedom Unlimited card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.*
Gift cards
Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.
Travel
Book your travel with Chase TravelSM for competitive rates and flexible ways to pay.
Eligible Chase credit card customers are targeted with cash back offers in the Chase Mobile app or on chase.com. Customers can activate an offer on a card, shop at the merchant with the same card and receive a statement credit within 14 business days.
Visit our public landing pageOpens in a new window for more information on how it works.
The best of your neighborhood. $0 delivery fee.
Get 6 months of complimentary access to DashPass– a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.*
Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027. *
2% Cash Back on Lyft Rides
Earn 2% total cash back on Lyft rides with your Freedom Unlimited card through September 30, 2027. That's .5% cash back in addition to the 1.5% cash back you already earn.*
Apply for a card, use it the same day
Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay. Find out how at chase.com/digital/spend-instantlyOpens in a new window.
Keep tabs on your credit score for free
Get your credit score, customized score improvement plans provided by Experian™, and identity monitoring - all for free with Chase Credit Journey®Opens in a new window.
Chase Pay Over Time* lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:
After purchase (formerly My Chase Plan®): Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly fee† with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.
At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more* using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime.Opens in a new window
Refer Friends if you already have a Chase Freedom Unlimited® Card!
Earn up to $500 cash back per year. You can earn $50 cash back for each friend who gets any participating Chase Freedom® credit card. Click the button below to start referring.