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AARP® Credit Card from Chase
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AARP® Credit Card from Chase

AARP(Registered Trademark) Credit Card from Chase
AARP(Registered Trademark) Credit Card from Chase product page AARP(Registered Trademark) Credit Card from Chase ratings and reviews page AARP(Registered Trademark) Credit Card from Chase refer a friend page
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NEW CARDMEMBER OFFER $200 Bonus Cash Back after you spend $500 on purchases in the first 3 months.

At a glance Earn unlimited Cash Back rewards* Same page link to Offer Details

APR 17.74(4.75 + 12.99)%–24.49(4.75 + 19.74)% variable APR.† Same page link to Pricing and Terms

ANNUAL FEE $0† Same page link to Pricing and Terms

AARP - Header Banner

Card Benefits

$200 Bonus Cash Back

after you spend $500 on purchases in the first 3 months from account opening* Same page link to Offer Details

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

3% Cash Back

Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food.* Same page link to Offer Details

3% Cash Back

Earn 3% Cash Back rewards on purchases at gas stations.* Same page link to Offer Details

1% Cash Back

Earn 1% Cash Back rewards on all other purchases.* Same page link to Offer Details

Explore Additional Benefits

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AARP member benefits are provided by third parties, not by AARP or its affiliates. Chase pays a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Please contact the provider directly for details.

AARP credit cards are issued by Chase Bank USA, N.A., and new credit card accounts are subject to credit approval. Not all applicants may qualify for the card. Credit card program and offer terms are subject to change and may have restrictions and limitations. Please see Chase Reward Program rules for details.

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AARP® Credit Card from Chase
Apply Now
*Offer Details
†Pricing & Terms Opens new window
Unlimited Cash Back rewards
No caps and rewards do not expire as long as your account is open.* Same page link to Offer Details

Get your cash back as either a statement credit or direct deposit into a savings or checking account. You can also redeem your rewards for gift cards, AARP Membership and travel.* Same page link to Offer Details
Make a Difference in Drive To End Hunger
For every purchase you make at restaurants with your AARP Credit Card from Chase, $0.10 will be donated to AARP Foundation in support of Drive To End Hunger, up to $1.0 Million in 2018.* Same page link to Offer Details

Did you know? Chase has helped raise over $8.7 million since 2011 – the equivalent of 3.2 million meals.
Redeem rewards
Indulge yourself, you've earned it.

With the rewards you've earned, you can redeem for any of these things:

Cash to spend however you want

Get your cash as a direct deposit to a checking or savings account or a statement credit to your AARP Credit Card from Chase account – whichever is the most convenient for you.

Gift Cards for you or whomever you choose

Restaurants. Clothing. Movies. Music. There's a gift card for everyone in our selection. Pick out something for yourself or share these great gift cards with friends and family. You can redeem for gift cards starting at 500 points, which equals $5.* Same page link to Offer Details

Travel for those times when you want to get away

Redeem for flights, hotels, cruises and car rentals* Same page link to Offer Details – all with no blackout dates or restrictions. Need help planning your trip? The travel agents at the Chase Travel Center are just a phone call away at 1-855-234-2538.

Join or renew your AARP membership

Give yourself or someone you know the gift of AARP membership. Redeem points for a redemption code you can use to join or renew AARP membership.

Service & protection
You're covered with built-in benefits

If you ever need personal assistance or have a question about your account, just give us a call - Chase's customer service team is here for you day and night at 1-800-283-1211.

Chip and Signature Security

AARP Credit Card from Chase with chip provides enhanced security when you make purchases at chip-enabled card readers.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

Emergency Card Replacement

Within 24 hours in the U.S. and Canada, if your card is ever lost or stolen.

Zero Liability Protection

Means you won't be held responsible for unauthorized charges made with your card or account information.* Same page link to Offer Details

Fraud Alerts

Alerts you of suspicious activity by text* Same page link to Offer Details message or email. 24/7 Customer Service.

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.
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AARP® Credit Card from Chase
Offer Details

$200 Bonus Cash Back
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 20,000 bonus points with this bonus offer, which can be redeemed for $200 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Visa Signature Card
Before Chase approves you for a credit card, Chase will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see Pricing & Terms. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

Earn Rewards
Rewards Program Agreement: For more information about the AARP Credit Card from Chase rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. How you can earn points: You'll earn points when you, or an authorized user, use an AARP Credit Card from Chase to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3% Cash Back: You'll earn 3% Cash Back rewards for each $1 spent on purchases in the following rewards categories: gas stations and restaurants. 1% Cash Back: You'll earn 1% Cash Back rewards for each $1 spent on all other purchases. How you can use your points: You can use your points to redeem for any available reward options, including cash, an AARP® membership, gift cards, travel, and products or services made available through the program or directly from third party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don't expire as long as your account is open, however, you'll immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs.

Zero Liability Protection
Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Fraud Alerts
Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures; and system capacity limitations. There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider.

Drive To End Hunger
In 2018, Chase Bank USA, N.A. will automatically donate $0.10 for each purchase made at a restaurant with your AARP Credit Card from Chase to AARP Foundation, in support of Drive To End Hunger. Total annual maximum donation by Chase is $1 million. Drive To End Hunger supports the hunger solutions of AARP Foundation, a leading charity dedicated to improving the life of vulnerable, low-income older adults.


AARP member benefits are provided by third parties, not by AARP or its affiliates. Chase pays a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Please contact the provider directly for details.

AARP credit cards are issued by Chase Bank USA, N.A., and new credit card accounts are subject to credit approval. Not all applicants may qualify for the card. Credit card program and offer terms are subject to change and may have restrictions and limitations. Please see Chase Reward Program rules for details.














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