Sapphire Reserve

Now even more rewarding

Sapphire Reserve Business card shadow

Earn 150,000 bonus points

after you spend $20,000 on purchases in your first 3 months from account opening.*
Sapphire Reserve is now even more rewarding with the new Sapphire Reserve for BusinessSM card.

$3,000

value of 150,000 points for select flights and hotels through Chase TravelSM*

+

$3,000+

in annual value through travel and business benefits

= $6,000+

in value your first year

$795 annual fee; Employee Cards at no additional cost*

A Pay In Full credit card*

The new cardmember bonus may not be available to you if you have ever had this card. We may also consider factors pertinent to your business in determining your bonus eligibility.

Fuel your business, maximize your rewards

8x points

on all purchases through Chase TravelSM, including The EditSM*

5x total points

on Lyft rides through 9/30/27*

4x points

on flights & hotels booked direct*

3x points

on social media & search engine advertising*

1x points

on all other purchases*

Travel Benefits

$300 annual travel credit

You have the freedom to take your business anywhere with the most flexible travel credit available. Receive up to $300 in statement credits each anniversary year.*


Purchases that qualify will not earn points.

$250 credit for select Chase Travel Hotels

Get up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for stays with IHG Hotels & Resorts, Montaqe Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts.*

Two night minimum required. Purchases that qualify will not earn points.

$500 credit for stays with The EditSM

Our handpicked collection of hotels and resorts. Get up to $500 in automatic statement credits annually for bookings made with The Edit, with a maximum of $250 per transaction.*


Two-night minimum required. Purchases that qualify will not earn points.

$550 in value when you stay with The Edit

Book your stay through The Edit by Chase Travel and receive complimentary benefits such as a property credit, daily breakfast for two, a room upgrade (if available) and more - an average total value of over $550 per stay.*

$850+ in value with the Chase Sapphire Reserve Lounge NetworkSM*

Enjoy complimentary access to Chase Sapphire Lounge by The ClubOpens in a new window and 1,300+ Priority PassTM airport lounges worldwide with up to two guests - valued at over $850 when you and your guests visit multiple times each year.*


Please note, the Sapphire Lounge and Priority Pass Select benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

$120 Global Entry or TSA PreCheck® or NEXUS fee credit

Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.*

IHG® One Rewards Platinum Elite status

Get complimentary IHG One Rewards Platinum Elite status with your Sapphire Reserve for Business card through 12/31/27.*


Please note this benefit is not available for Employee Cardmembers.

Business Benefits

$420 DoorDash value

From ordering your team takeout to restocking. your supplies, enjoy exclusive benefits from DoorDash.

$120 DashPass membership
Get complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27.*

$300 DoorDash promos

DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/27.*

$200 Google Workspace credit

Get business tools that fuel innovation with Google Workspace. Tackle your biggest challenges and accelerate growth with a suite of easy-to-use tools for work. Get Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more, and earn up to $200 in annual statement credits on purchases made directly on Google Workspace.*

$400 ZipRecruiter credit

4 out of 5 employers who post on ZipRecruiter get a quality candidate in 1 day. Find yours and enjoy up to $400 in annual statement credits on purchases made directly with ZipRecruiter.


You'll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December.*

$120 Lyft credit

Lyft members get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27.*

$100 curated gift card credit

Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusinessOpens in a new window. You'll earn up to $50 in statement credits January through June and up to $50 July through December.*

Explore Additional Benefits

Spend $120,000 and unlock a suite of additional benefits*

including up to $500 in statement credits for The Shops at Chase*, IHG® One Rewards Diamond Elite Status*, Southwest® Rapid Rewards A-List Status*, and up to $500 in statement credits for Southwest Airlines flights booked through Chase Travel*. You'll receive the benefits for each calendar year in which you qualify and through the following calendar year.

Access our network of airport lounges

Whether you're looking for pre-flight productivity or time to rest and recharge, enjoy access to our growing Chase Sapphire Lounge® by The Club network - with two complimentary guests.*

Plus, work uninterrupted around the world with access to 1,300+ airport lounges with your complimentary Priority PassTM Select membership - with two complimentary guests.*

And get access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible boarding Pass - with one complimentary guest.*

Please note, the Sapphire Lounge, Priority Pass Select, Air Canada Maple Leaf Lounges and Air Canada Café benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

IHG® One Rewards Platinum Elite Status

Get complimentary IHG One Rewards Platinum Elite status with your Sapphire Reserve for Business card through 12/31/27.*

Please note this benefit is not available for Employee Cardmembers

1:1 Point Transfer

Enjoy a 1:1 points transfer to leading hotel and airline loyalty programs.

Auto Rental Coverage

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.Δ Same page link to disclaimer Δ

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.Δ Same page link to disclaimer Δ

Emergency Evacuation and Transportation

If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.Δ Same page link to disclaimer Δ

Emergency Medical and Dental

If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.Δ Same page link to disclaimer Δ

Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ

No Foreign Transaction Fees

You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.

Roadside Assistance

If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.Δ Same page link to disclaimer Δ

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.Δ Same page link to disclaimer Δ

Travel and Emergency Assistance

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)Δ Same page link to disclaimer Δ

Trip Cancellation and Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.Δ Same page link to disclaimer Δ

Trip Delay Reimbursement

If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.Δ Same page link to disclaimer Δ

Car Rental Benefits

Use your Chase Visa Infinite® card to unlock special car rental benefits.*

Avis: Up to 30% off base rates on qualifying rentals on any size car at over 5,000 locations worldwide. Automatic enrollment into Preferred Plus, free weekend rentals and up to 10% off base rates on Select Series.

Hertz: Visa Infinite® cardholders who are enrolled in Hertz Gold Plus Rewards® can unlock additional car rental privileges with Hertz. Enjoy special savings, faster service, extra hours on returns for U.S. rentals and Hertz Gold Plus Rewards bonus points.

National: Up to 25% on qualifying rentals at participating locations (U.S., Canada, Latin America and Caribbean) and a complimentary Emerald Club Executive level membership. Eligible for free weekend day and one-class upgrade.

Δ Same page link to disclaimer reference ΔTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

ΔΔ Same page link to disclaimer reference ΔΔSpecific limitations apply to New York residents: Auto Rental Coverage - inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip.

You're covered with built-in benefits

Build your business credit

As your business grows, you'll need access to more capital. With a business credit card, your business builds its own credit history.

Employee travel

Increased visibility into employee travel & accelerated earn on their spend via Chase Travel.

Enjoy peace of mind

Chase helps keep your accounts safe with account alerts. Choose the alerts you want and how you'd like to receive them.*

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.*

Get insights into your business

Chase Sapphire Reserve for Business gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.

Manage your cash flow

Make payments using a business credit card to hold onto your money longer.

Separate business and personal expenses

Easily track expenses and maintain records for tax reporting and other business needs. Integrate your credit card with bookkeeping software to simplify accounting.

24/7 access to Customer Service Specialists

Count on 24/7 access to a dedicated customer service specialist from anywhere in the world.

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ

Return Protection

You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.Δ Same page link to disclaimer Δ

Chip-enabled for enhanced security

You’ll carry a credit card with an embedded chip that provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.

Cell Phone Protection

Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.Δ Same page link to disclaimer Δ

24/7 Fraud Monitoring

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.*

Zero liability protection

You won’t be held responsible for unauthorized charges made with your card for account information. If you see an unauthorized charge, simply call the number on the back of your card.*

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ Same page link to disclaimer Δ

Δ Same page link to disclaimer reference ΔTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

ΔΔ Same page link to disclaimer reference ΔΔSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

A Pay in Full Card with built-in flexibility when you need it

Get the buying power you need to make large purchases, cover unexpected expenses and help your business grow. Your Sapphire Reserve for Business card comes built with two ways to access your credit line - Pay in Full and Flex for Business. While you must pay your Pay in Full balance each month, your Flex for Business balance can be paid over time with interest.*

Your purchases will automatically be included in your Flex for Business balance until you reach its limit. After that, any additional purchases will be charged to your Pay in Full balance.

Visa Infinite® Concierge

Spend quality time with your clients without spending hours booking dining, entertainment, and travel. 24/7 assistance from Visa Infinite Concierge is at your service.*

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