NEW CARDMEMBER OFFER

Earn $1,000 bonus cash back

after you spend $10,000 on purchases in your first 3 months from account opening.*

AT A GLANCE

Pay in Full Card with Unlimited Earn Potential

Earn 2.5% cash back on every purchase of $5,000 or more and 2% cash back on all other business purchases.*

APR

Flex for Business variable APR: 18.99%–26.99%.

ANNUAL FEE

$195

Ink Business Premier logo

Business Credit Card Rewards & Benefits

Earn $1,000 bonus cash back

after you spend $10,000 on purchases in your first 3 months from account opening.*Opens offer details overlay

Earn 2.5% Cash Back on large purchases

Earn a total of 2.5% cash back on every purchase of $5,000 or more. That's $250 on a purchase of $10,000 when redeemed.*

Earn 2% Cash Back on every purchase

Turn all your business expenses into rewards with unlimited 2% cash back on all other business purchases.* Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.*

A Pay in Full Card that helps your business go further

Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month,* this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.*

Earn 5% Cash Back on Lyft Rides

Earn a total of 5% cash back on Lyft rides through March 2025 with your Chase Ink Premier card. That's 3% in addition to the 2% you already earn on travel.*

Ink Business Premier® Credit Card                                                           

Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
 

$1,000 Cash Back After You Spend $10,000 On Purchases In The First 3 Months From Account Opening: You will receive 100,000 bonus points with this bonus offer, which can be redeemed for $1,000 cash back. To qualify and receive your bonus, you must make Purchases totaling $10,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Cash Back And Points: Rewards Program Agreement: For more information about the Ink Business Premier rewards program, view the latest Rewards Program Agreement (PDF)Opens in a new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewardsOpens in a new window.
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. You may also see, "points" or "Ultimate Rewards points" when referring to the points you can use. How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Premier credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2% Cash Back: You'll earn 2% Cash Back rewards for each $1 spent. 2.5% Cash Back: You'll earn 2.5% Cash Back rewards total for each $1 spent on every purchase totaling $5,000 or more (0.5% additional Cash Back rewards on top of the 2% Cash Back rewards earned on each purchase). Each purchase must bill and post to your account in an amount that is equal to or greater than $5,000 in order to earn a total of 2.5% Cash Back rewards; for example, purchases with items that ship at different times and bill in amounts less than $5,000 will only qualify for earning 2% Cash Back rewards. 5% Cash Back: You'll earn 5% Cash Back rewards total for each $1 spent on purchases made using your card through Chase Travel (3% additional Cash Back rewards on top of the 2% Cash Back rewards earned on each purchase). 5% total Cash Back on qualifying Lyft rides through 03/2025: You'll earn an additional 3% Cash Back for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional Cash Back. You may see "5% Cash Back rewards" in marketing materials to refer to the 3% Cash Back rewards earned in addition to the 2% Cash Back rewards earned on all purchases (see above). The additional 3% Cash Back rewards will appear on your billing statement in a separate line from the 2% Cash Back rewards. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in a new window.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Flex for Business: We may assign a portion of your Credit Access Line for use with Flex for Business. Flex for Business allows a portion of your Credit Access Line to be used for qualifying purchases over time, with interest. You can avoid interest on new Flex for Business purchases if you pay your entire statement New Balance by the due date and time. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count: balance transfers, cash advances and other cash-like transactions, travelers checks, foreign currency, money orders, or wire transfers, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. A "qualifying purchase" is a purchase of a set dollar amount or higher that we will communicate to you when you are approved for the card. When you use your card for qualifying purchases, they will automatically be included in your Flex for Business balance, provided there is enough available credit in your Flex for Business limit for the entire qualifying purchase amount. We will post your Flex for Business limit and qualifying purchases amount on chase.comOpens in a new window. We may cancel, change or restrict your Flex for Business limit and qualifying purchase amount at any time.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

AirPods, Apple, Apple TV, Apple Watch, HomePod, iMac, iPad, iPad Pro, iPhone, MacBook and MacBook Pro are registered trademarks of Apple Inc. All rights reserved.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Chase Ink Business Premier credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

end of the offer details page

Earn rewards on every purchase to invest back into your business

Cash Back

Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem your Cash Back rewards points.*

Travel

Book your business travel through Chase TravelSM. Redeem for rental cars, hotel stays or fly any class on most major airlines with no restrictions or blackout dates on airfare.

Apple® Ultimate Rewards Store

Boost office productivity with a technology refresh. Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.*

Gift Cards

Whether it's for yourself, your clients, or your employees – the choice of where to redeem your business rewards is yours. Chase offers over 150 of your favorite gift card brands, including hotels, office supply stores, electronics and more.

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.*

REFER BUSINESS OWNERS

IF YOU ALREADY HAVE
ANY CHASE INK® CARD!

Earn up to 200,000 points per year

You can earn 20,000 bonus points for each business that gets approved for any Chase Ink® Credit Card. Click the button below to start referring.

Travel & purchase coverage

You're covered with built-in benefits.

Auto Rental Coverage 

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.Δ

Travel and Emergency Assistance 

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)Δ

Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need.  Roadside service fees will be billed to your card at time of dispatch.Δ

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.Δ, ΔΔ

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ

Cell Phone Protection

Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.Δ

Δ Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

ΔΔ Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

Stay on top of your business

 

 

 

Manage your cash flow

Make payments using a business credit card to hold onto your money longer.

Build your business credit

As your business grows, you'll need access to more capital. With Ink, your business builds its own credit history.

Get insights into your business

Chase Ink® gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.

Separate business and personal expenses

Easily track expenses and maintain records for tax reporting and other business needs. Integrate your Chase Ink® credit card with bookkeeping software to simplify accounting.

Enjoy peace of mind

Chase helps keep your accounts safe with account alerts.* Choose the alerts you want and how you'd like to receive them.