Southwest Rapid Rewards^® Credit Cards

Chase, in its sole discretion, and not Southwest Airlines^®, decides whether to approve your application based upon an evaluation of information furnished by you or others (including credit reporting agencies).

Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.

^{footnote1return to main body content}25,000 Bonus Points After You Spend $1,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. To qualify for your bonus points, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards^® account. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

^{footnote2return to main body content}Pricing: Purchase, balance transfer, and My Chase Loan APR is 17.49% variable. Cash advance APR is 29.24% variable. Penalty APR: Up to 29.99% variable. Variable APRs change with the market based on the Prime Rate, which was 7.50% on 12/24/2024. Annual fee: None. Minimum Interest Charge: None. My Chase Plan Fee: 1.72% of the amount of each plan principal. Balance Transfer Fee: 5% of the amount of each transaction, but not less than $5. Note: This account may not be eligible for balance transfers. Cash Advance Fee: 5% of the amount of each advance, but not less than $10. Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars, whether originally made in U.S. dollars or converted from a foreign currency. Credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Subject to credit approval. To obtain additional information on the current terms and information on any changes to these terms after the date above, please call 1-888-252-4614. You must have a valid permanent home address within the 50 United States or the District of Columbia.

^{footnote3return to main body content}Earning Points: Rewards Program Agreement: For more information about the Rapid Rewards^® Employee card rewards program, see the latest Rewards Program Agreement at chase.com/swaemployeecard/rewardsagreementOpens in new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.comOpens in new window.
How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards^® Credit Card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count as a purchase and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points: You’ll earn 2 points for each $1 spent on purchases made directly with Southwest Airlines^®, including flight, inflight, Southwest^® gift card, and Southwest Vacations^® package purchases, and at participating Rapid Rewards^® hotel and rental car partners. 2 points: You’ll earn 2 points for each $1 spent on purchases in the local transit and commuting rewards category. 2 points: You’ll earn 2 points for each $1 spent on purchases in the following rewards categories: internet, cable, and phone services; select streaming services. 1 point: You’ll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: You’ll earn 1 point for each $1 of the first $10,000 of balance transfers made during the first 90 days from your original account open date. 3,000 bonus points each account anniversary year: You’ll receive 3,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. Up to 5,000 bonus points each calendar year: You'll receive 2,500 bonus points each calendar year during which at least $5,000 is spent on purchases; you'll receive an additional 2,500 bonus points each calendar year during which at least $10,000 is spent on purchases. "Calendar year" means January 1 through December 31 of that same year. You must be a current Employee of Southwest Airlines to participate in the Rapid Rewards Employee card rewards program. Information about earning/transferring points to Southwest Airlines^®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window.

^{footnote4return to main body content}Southwest^® EarlyBird Check-In^®: Each anniversary year you will be reimbursed for the purchase of up to 2 EarlyBird Check-In services made with your Southwest Rapid Rewards^® Employee Credit Card. Each EarlyBird Check-In service means a purchase made for EarlyBird Check-In one-way, per Passenger. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. If you switch to this product from another Chase credit card, your account open date is the date the switch to the Southwest Rapid Rewards^® Employee Credit Card is completed. EarlyBird Check-In provides automatic check-in before the traditional 24-hour check-in and can be purchased as part of the original flight purchase or added to a flight after purchase. Price of EarlyBird Check-In may vary. Statement credit(s) will post to your account the same day your purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Account must be open and not in default at the time the statement credit is posted to your account. Statement credits will be issued for the anniversary year in which the transaction posts to your account. For example, if you purchase EarlyBird Check-In and Southwest does not post the transaction until after your current anniversary year ends, the cost of the EarlyBird Check-In services will be allocated towards the following year’s maximum of 2 services. More information can be found at Southwest.com/early-birdOpens overlay.

^{footnote5return to main body content}25% back on inflight purchases on Southwest Airlines^® flights: You will receive 25% back on Southwest Airlines inflight purchases made with your Southwest^® Rapid Rewards^® Employee Credit Card for drinks and WiFi in the form of a credit card account statement credit. Statement credit(s) will post to your credit card account the same day as your purchase(s) and will appear on your monthly credit card billing statement within 1-2 billing cycles. You will also receive 25% back on inflight purchases made by authorized users on your account. To qualify for the 25% back, purchase must be made with your Southwest^® Rapid Rewards^® Employee Credit Card and your account must be open and not in default at the time of fulfillment.

SOUTHWEST^® RAPID REWARDS^® PROGRAM INFORMATION

The Southwest Rapid Rewards Credit Card is brought to you by Southwest Airlines^® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrtermsOpens overlay. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Restrictions and limitations apply. Offer subject to change. Please call 1-888-252-4614 for pricing and rewards details.

© 2025 JPMorgan Chase & Co. All rights reserved.