Sapphire Reserve for Business

Introducing Sapphire Reserve for BusinessSM

The most rewarding business card.

Welcome Offer flag

Welcome Offer

Earn 200,000 bonus points

after you spend $30,000 on purchases in your first 6 months from account

Apply Now Opens in a new window

$795 annual fee

** Offer Details opens overlayOffer Detailsopens overlay | Pricing & terms opens in a new windowPricing & Terms opens in a new window

And with over $2,500Opens overlay in annual value, there's no competition.

Fuel your business, maximize your rewards

8x points

on all purchases through Chase TravelSM, including The EditSM**Offer Details open overlay

5x total points

on Lyft rides through 9/30/27**Offer Details open overlay

4x points

on flights & hotels booked direct**Offer Details open overlay

3x points

on social media & search engine advertising**Offer Details open overlay

1x points

on all other purchases**Offer Details open overlay

LOUNGES

Access our network of airport lounges

Whether you're looking for pre-flight productivity or time to rest and recharge, enjoy access to our growing Chase Sapphire Lounge® by The ClubOpens in a new window network. Two guests may accompany the Primary Cardmember free of charge. 

Modern Sapphire Lounge at Boston Logan International Airport with curved leather sofas, armchairs, small tables, and large windows with runway views.

Boston (BOS)

Sapphire Lounge at LaGuardia Airport, New York, with a circular bar counter, high stools, and warm lighting.

New York City (LGA)

Sapphire Lounge at John F. Kennedy International Airport, New York, with round tables, armchairs, a bar area, and large windows.

New York City (JFK) - Sapphire Lounge by The Club with Etihad Airways

Sapphire Lounge at Phoenix Sky Harbor International Airport with a curved bar counter, purple stools, and large windows with runway views.

Phoenix (PHX)

Sapphire Lounge at San Diego International Airport with contemporary furniture and a large mural of ocean waves.

San Diego (SAN)

Sapphire Lounge at Philadelphia International Airport with a long bar counter, high chairs, elegant lighting, and plush seating areas.

Philadelphia (PHL)

Reception area of the Sapphire Lounge at Hong Kong International Airport with a sleek stone desk, gold bars, and the lounge logo.

Hong Kong (HKG)

Plus, work uninterrupted around the world with access to 1,300+ airport lounges with your complimentary Priority PassTM Select membership.**Offer Details open overlay Two guests may accompany the Primary Cardmember free of charge.

Please note, the Sapphire Lounge and Priority Pass Select benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

Reserve Travel

Make every journey more rewarding

With over $1,300 in annual travel value, your card goes the distance no matter where work takes you.

$300

annual travel credit

You have the freedom to take your business anywhere with the most flexible travel credit available. Receive up to $300 in statement credits each anniversary year.**Offer Details open overlay

Purchases that qualify will not earn points.

Three men walking in the street with suitcases

$500

credit for stays with The EditSM

our handpicked collection of hotels and resorts

Get up to $250 in statement credits from January through June and again from July through December for prepaid bookings made with The Edit.

Enjoy complimentary benefits like a $100 property credit, daily breakfast for two, room upgrades (if available) and more during your stay.**Offer Details open overlay

Please note, this benefit is not available for Employee Cardmembers. Two-night minimum required. Purchases that qualify will not earn points.

A woman writing in a notebook while sitting

$469

Priority PassTM
Select membership

Enjoy access to 1,300+ airport lounges worldwide, plus every Chase Sapphire Lounge® by The Club with up to two guests, with a complimentary Priority Pass Select membership - a value of $469 a

Please note, the Sapphire Lounge and Priority Pass Select benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

Two women and one man sitting in a lounge

$120

Global Entry or TSA PreCheck®
or NEXUS Fee Credit

Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.**Offer Details open overlay

A man smiling while handing his card over

Business Credits

Boost productivity with powerful partnerships

Receive over $1,200 in annual business value to use toward tools you need to run your business.

A woman looking down at her food
Three friends working together at a table
Three men leaving a van with suitcases
Giftcards.com logo

$100

Curated Gift Card Credit

Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusiness. You’ll earn up to $50 in statement credits January through June and up to $50 July through December.**Offer Details open overlay

Google Workspace logo

$200

Google Workspace Credit

Get business tools that fuel innovation with Google Workspace. Tackle your biggest challenges and accelerate growth with a suite of easy-to-use tools for work. Get Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more, and earn up to $200 in annual statement credits on purchases made directly on
Google Workspace.**Offer Details open overlay

ZipRecruiter logo

$400

ZipRecruiter Credit

4 out of 5 employers who post on ZipRecruiter get a quality candidate in 1 day. Find yours and enjoy up to $400 in annual statement credits on purchases made directly with ZipRecruiter.**Offer Details open overlay

You’ll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December.

DoorDash logo

$420

DoorDash Value

From ordering your team takeout to restocking your supplies, enjoy exclusive benefits from DoorDash.

$120 DashPass membership 
Get complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27.**Offer Details open overlay

$300 in DoorDash Promos
DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo**Offer Details open overlay to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/27.**Offer Details open overlay

Lyft logo

$120

Lyft Credit

Lyft members get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27.**Offer Details open overlay

Unlock top-tier benefits

Spend $120,000 and unlock a suite of additional benefits including up to $500 in statement credits for The Shops at Chase,**Offer Details open overlay IHG® One Rewards Diamond Elite Status,**Offer Details open overlay Southwest® Rapid Rewards A-List Status,**Offer Details open overlay and up to $500 in statement credits for Southwest Airlines Flights booked through Chase Travel.**Offer Details open overlay You’ll receive the benefits for each calendar year in which you qualify and through the following calendar

$500

The Shops at Chase statement credits

Diamond Elite Status

with IHG One Rewards

$500

Southwest Airlines Chase Travel 
statement credit

Southwest Airlines purchases made in Chase Travel by Employee Cardmembers will not qualify.

A-List Status

with Southwest Airlines Rapid Rewards

Flexibility and expertise – always at your service

Sapphire Reserve card on wooden table

A Pay-in-Full Card 
with built-in flexibility

A Pay-in-Full Card with built-in flexibility when you need it

Get the buying power you need to make large purchases, cover unexpected expenses and help your business grow. Your Sapphire Reserve for Business card comes built with two ways to access your credit line – Pay in Full and Flex for Business. While you must pay your Pay-in-Full balance each month, your Flex for Business balance can be paid over time with interest.

Your purchases will automatically be included in your Flex for Business balance until you reach its limit. After that, any additional purchases will be charged to your Pay-in-Full balance.**Offer Details open overlay

Three friends eating together

Visa Infinite® Concierge

Visa Infinite Concierge

Spend quality time with your clients without spending hours booking dining, entertainment, and travel. 24/7 assistance from Visa Infinite Concierge is at your service.**Offer Details open overlay

A woman reading a newspaper while on her phone

Expert assistance whenever you need it

Expert assistance whenever you need it

Sapphire Reserve for Business Cardmembers get exclusive access to a dedicated customer service team available 7 days a week.

Employee Cards

Multiply your rewards with every employee card

Employee cards have no annual fee and help earn your business more rewards. Plus, they come with the same level of purchase and travel protections as your primary card. There's no additional cost to add employee cards.**Offer Details open overlay

 
Primary Cardmember
Employee Cardmember

Book through Chase Travel

Primary Cardmember Checkmark
Employee Cardmember Checkmark

Book The Edit - our handpicked collection of hotels with exclusive benefits

Primary Cardmember Checkmark

Complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select

Primary Cardmember Checkmark

plus two complimentary guests

View Balance

Primary Cardmember Checkmark
Employee Cardmember Checkmark

View Account Activity*

Primary Cardmember Checkmark
Employee Cardmember Checkmark

View and Download Statements & Documents*

Primary Cardmember Checkmark
Employee Cardmember Checkmark

*Employees can view their own activity/statements, but not other Employee Cardmembers or the Primary Cardmember.

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ADDITIONAL BENEFITS

Take advantage of best-in-class features and benefits

  • Build your business credit
    As your business grows, you'll need access to more capital. With a business credit card, your business builds its own credit history.

  • Employee travel
    Increased visibility into employee travel & accelerated earn on their spend via Chase Travel.

  • Enjoy peace of mind
    Chase helps keep your accounts safe with account alerts. Choose the alerts you want and how you'd like to receive them.

  • Get insights into your business
    Chase Sapphire Reserve for Business gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.

  • Manage your cash flow
    Make payments using a business credit card to hold onto your money longer.

  • Separate business and personal expenses
    Easily track expenses and maintain records for tax reporting and other business needs. Integrate your credit card with bookkeeping software to simplify accounting.

  • 1:1 Point Transfer
    Enjoy a 1:1 points transfer to leading hotel and airline loyalty programs.

  • Auto Rental Coverage
    Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.^Same page link to disclaimer, ^^Same page link to disclaimer

  • Baggage Delay Insurance
    Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^Same page link to disclaimer

  • Car Rental Benefits
    Use your Chase Visa Infinite® card to unlock special car rental benefits.**Offer Details open overlay

    Avis: Up to 30% off base rates on qualifying rentals on any size car at over 5,000 locations worldwide. Automatic enrollment into Preferred Plus, free weekend rentals and up to 10% off base rates on Select Series.

    Hertz: Visa Infinite® cardholders who are enrolled in Hertz Gold Plus Rewards® can unlock additional car rental privileges with Hertz. Enjoy special savings, faster service, extra hours on returns for U.S. rentals and Hertz Gold Plus Rewards bonus points.

    National: Up to 25% on qualifying rentals at participating locations (U.S., Canada, Latin America and Caribbean) and a complimentary Emerald Club Executive level membership. Eligible for free weekend day and one-class upgrade.

  • Emergency Evacuation and Transportation
    If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.^Same page link to disclaimer

  • Emergency Medical and Dental
    If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.^Same page link to disclaimer

  • Lost Luggage Reimbursement
    Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^Same page link to disclaimer, ^^Same page link to disclaimer

  • No Foreign Transaction Fees
    You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.Pricing & terms opens in a new window

  • Roadside Assistance
    If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.^Same page link to disclaimer

  • Travel Accident Insurance
    When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.^Same page link to disclaimer

     

  • Travel and Emergency Assistance
    If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^Same page link to disclaimer

     

  • Trip Cancellation and Interruption
    If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^Same page link to disclaimer

  • Trip Delay Reimbursement
    If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^Same page link to disclaimer

^ Same page link to disclaimer reference Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. 

^^ Same page link to disclaimer reference Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. 

 

  • Cell Phone Protection
    Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.^Same page link to disclaimer

  • Extended Warranty Protection
    Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^Same page link to disclaimer

  • Purchase Protection
    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^Same page link to disclaimer, ^^Same page link to disclaimer

  • Return Protection
    You can be reimbursed for eligible items that the store won’t accept within 90 days of purchase, up to $500 per item, $1,000 per
12-month period.^Same page link to disclaimer

^ Same page link to disclaimer referenceTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. 

^^ Same page link to disclaimer reference Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.