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Sapphire Reserve for Business

The Sapphire Reserve for BusinessSM card.

Industry award

Best New Business Credit Card**

WELCOME OFFER

Earn 150,000 bonus points

after you spend $20,000 on purchases in your first 3 months from account opening.**

$3,000

value of 150,000 points for select flights and hotels through Chase TravelSM**

+

$3,000+

in annual value through travel and business benefits

= $6,000+

in value your first year

The new cardmember bonus may not be available to you if you have ever had this card. We may also consider factors pertinent to your business in determining your bonus eligibility.

Fuel your business, maximize your rewards

8x points

on all purchases through Chase Travel, including The Edit**

5x total points

on Lyft rides through 9/30/27**

4x points

on flights & hotels booked direct**

3x points

on social media & search engine advertising**

1x points

on all other purchases**

LOUNGES

Access our award-winning lounges

Whether you’re looking for pre-flight productivity or time to rest and recharge, enjoy access to our growing Chase Sapphire Lounge® by The Club network, named Best Credit Card Lounge Network in 2026 by The Points Guy** - with two complimentary guests. Learn more >Opens in a new window

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The Points Guy 2026 Award Winner - Rectangle Badge

Best Credit Card Lounge Network

Sapphire Lounge by The Club at LaGuardia Airport, New York

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Harry Reid International Airport, Las Vegas

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Philadelphia International Airport

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Boston Logan International Airport

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John F. Kennedy International Airport, New York
Sapphire Lounge by The Club with Etihad Airways

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Phoenix Sky Harbor International Airport

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San Diego International Airport

Plus, work uninterrupted around the world with access to 1,300+ airport lounges with your complimentary Priority PassTM Select membership - with two complimentary guests.**

And get access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada and Europe with an eligible departing same day boarding pass on any Star Alliance member airline - with one complimentary guest.**

Please note, the Sapphire Lounge, Priority Pass Select, Air Canada Maple Leaf Lounges and Air Canada Café benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

Reserve Travel

Make every journey more rewarding

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$300

annual travel credit

You have the freedom to take your business anywhere with the most flexible travel credit available. Receive up to $300 in statement credits each anniversary year.**

Purchases that qualify will not earn points.

NEW

$250

credit for select Chase Travel Hotels

Get up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for stays with IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts.**

Two-night minimum required. Purchases that qualify will not earn points.

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$500

credit for stays with The EditSM

our handpicked collection of hotels and resorts

Get up to $500 in automatic statement credits annually for bookings made with The Edit, with a maximum of $250 per transaction.**

Two-night minimum required. Purchases that qualify will not earn points.

$550+

in value when you stay with The Edit

Book your stay through The Edit by Chase Travel and receive complimentary benefits such as a property credit, daily breakfast for two, a room upgrade (if available) and more - an average total value of over $550 per stay.**

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$850+

in value with the Chase Sapphire Reserve Lounge NetworkSM**

Enjoy complimentary access to Chase Sapphire Lounge by The Club and 1,300+ Priority PassTM airport lounges worldwide with up to two guests - valued at over $850 when you and your guests visit multiple times each year.**

Please note, the Sapphire Lounge and Priority Pass Select benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

$120

Global Entry or TSA PreCheck® or NEXUS fee credit

Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.**

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IHG®

One Rewards Platinum Elite Status

Get complimentary IHG One Rewards Platinum Elite status with your Sapphire Reserve for Business card through 12/31/27.**

Please note this benefit is not available for Employee Cardmembers.

Business Credits

Boost productivity with powerful partnerships

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$200

Google Workspace credit

Get business tools that fuel innovation with Google Workspace. Tackle your biggest challenges and accelerate growth with a suite of easy-to-use tools for work. Get Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more, and earn up to $200 in annual statement credits on purchases made directly on Google Workspace.**

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$400

ZipRecruiter credit

4 out of 5 employers who post on ZipRecruiter get a quality candidate in 1 day. Find yours and enjoy up to $400 in annual statement credits on purchases made directly with ZipRecruiter.

You'll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December.**

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$100

curated gift card credit

Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusiness. You'll earn up to $50 in statement credits January through June and up to $50 July through December.**

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$420

DoorDash value

From ordering your team takeout to restocking your supplies, enjoy exclusive benefits from DoorDash.

$120 DashPass membership
Get complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27.**

$300 in DoorDash promos
DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders** and two $10 promos each month to save on groceries, retail orders and more. Available through 12/31/27.**

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$120

Lyft credit

Lyft members get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27.**

Unlock top-tier benefits

$500

The Shops at Chase statement credit**

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Diamond Elite Status**

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$500

Southwest Airlines Chase Travel statement credit**

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A-List Status**

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Elevate your business journey with exclusive access and support

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A Pay in Full card with built-in flexibility

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Visa Infinite® Concierge

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Sapphire Reserve Exclusive Tables

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Expert assistance whenever you need it

Employee Cards

Multiply your rewards with every employee card

Employee cards have no annual fee and help your business earn more rewards. Plus, they come with the same level of purchase and travel protections as your primary card. There’s no additional cost to add employee cards.**

 
Primary Cardmember
Employee Cardmember

Earn points on all eligible purchases

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Employee Cardmember Checkmark

Book through Chase Travel

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Employee Cardmember Checkmark

Book The Edit - our handpicked collection of hotels

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Employee Cardmember NA

Complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select

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plus two complimentary guests

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View balance

Primary Cardmember Checkmark
Employee Cardmember Checkmark

View account activity*

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Employee Cardmember Checkmark

View and download statements & documents*

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Employee Cardmember Checkmark

*Employees can view their own activity/statements, but not other Employee Cardmembers or the Primary Cardmember.

See detailsDown arrow Expands section
ADDITIONAL BENEFITS

Take advantage of exceptional features and benefits

Enjoy the most comprehensive suite of travel protections available, offering built-in benefits that cover a wider range of travel setbacks than any other card, along with additional benefits designed to take you farther.

  • Build your business credit
    As your business grows, you'll need access to more capital. With a business credit card, your business builds its own credit history.

  • Employee travel
    Increased visibility into employee travel & accelerated earn on their spend via Chase Travel.

  • Enjoy peace of mind
    Chase helps keep your accounts safe with account alerts**. Choose the alerts you want and how you'd like to receive them.

  • Get insights into your business
    Chase Sapphire Reserve for Business gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.

  • Manage your cash flow
    Make payments using a business credit card to hold onto your money longer.

  • Separate business and personal expenses
    Easily track expenses and maintain records for tax reporting and other business needs. Integrate your credit card with bookkeeping software to simplify accounting.

  • 1:1 Point Transfer
    Enjoy a 1:1 points transfer to leading hotel and airline loyalty programs.

  • Auto Rental Coverage
    Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.^ Same page link to disclaimer ^, ^^ Same page link to disclaimer ^^

  • Baggage Delay Insurance
    Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^ Same page link to disclaimer ^

  • Car Rental Benefits
    Use your Chase Visa Infinite® card to unlock special car rental benefits.**

    Avis: Up to 30% off base rates on qualifying rentals on any size car at over 5,000 locations worldwide. Automatic enrollment into Preferred Plus, free weekend rentals and up to 10% off base rates on Select Series.

    Hertz: Visa Infinite® cardholders who are enrolled in Hertz Gold Plus Rewards® can unlock additional car rental privileges with Hertz. Enjoy special savings, faster service, extra hours on returns for U.S. rentals and Hertz Gold Plus Rewards bonus points.

    National: Up to 25% on qualifying rentals at participating locations (U.S., Canada, Latin America and Caribbean) and a complimentary Emerald Club Executive level membership. Eligible for free weekend day and one-class upgrade.

  • Emergency Evacuation and Transportation
    If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.^ Same page link to disclaimer ^

  • Emergency Medical and Dental
    If you or a covered traveler become sick or injured while you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.^ Same page link to disclaimer ^

  • Lost Luggage Reimbursement
    Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^ Same page link to disclaimer ^, ^^ Same page link to disclaimer ^^

  • No Foreign Transaction Fees
    You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.Opens in a new window

  • Roadside Assistance
    If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You're covered up to $50 per incident 4 times a year.^ Same page link to disclaimer ^

  • Travel Accident Insurance
    When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.^ Same page link to disclaimer ^

  • Travel and Emergency Assistance
    If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^ Same page link to disclaimer ^

  • Trip Cancellation and Interruption Insurance
    If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^ Same page link to disclaimer ^

  • Trip Delay Reimbursement
    If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^ Same page link to disclaimer ^

^ Same page link returns to disclaimer reference ^ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^ Same page link returns to disclaimer reference ^^ Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement– additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip.

  • Cell Phone Protection
    Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.^ Same page link to disclaimer ^

  • Extended Warranty Protection
    Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^ Same page link to disclaimer ^

  • Purchase Protection
    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^ Same page link to disclaimer ^, ^^ Same page link to disclaimer ^^

  • Return Protection
    You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.^ Same page link to disclaimer ^


^ Same page link returns to disclaimer reference ^ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^ Same page link returns to disclaimer reference ^^ Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.