* Offer Details
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140,000 Bonus Points After You Spend $3,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current cardmembers of any personal IHG One Rewards Credit Card, or (ii) previous cardmembers of any personal IHG One Rewards Credit Card who received a new cardmember bonus for any personal IHG One Rewards Credit Card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your IHG One Rewards account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity.
Earning Points: Rewards Program Agreement: For more information about the IHG One Rewards Premier card rewards program, view the latest Rewards Program Agreement (PDF)opens in new window. We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.comopens in new window.
How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an IHG One Rewards credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
10 points (“10X points”): You’ll earn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards. Go to ihg.com/terms, as applicable, for a list of hotels participating in IHG One Rewards. You will only receive the accelerated earn of 10 points for each $1 spent from this credit card program. IHG One Rewards is responsible for ensuring all hotels participating in IHG One Rewards are correctly reported to Chase for earn on IHG One Rewards credit card purchases. Additional points received under the IHG One Rewards program for stays at hotels participating in IHG One Rewards will be earned in accordance with the IHG One Rewards Membership Terms and Conditions.
5 points (“5X points”): You’ll earn 5 points for each $1 spent on purchases in the following rewards categories: travel (excluding purchases made at hotels participating in IHG One Rewards that qualify for 10 points as described above); gas stations; and dining at restaurants including takeout and eligible delivery services.
3 points (“3X points”): You’ll earn 3 points for each $1 spent on all other purchases.
Information about earning/transferring points to IHG One Rewards: Points earned during a billing cycle are automatically transferred to IHG One Rewards after the end of each billing cycle.
Points expiration: The points transferred to your IHG One Rewards account will not expire as long as there is IHG One Rewards program activity for 12 consecutive months, depending on your status. IHG One Rewards Membership terms and conditions apply. For complete program details, visit ihg.com/terms.
Losing points: You’ll immediately lose all points that haven’t been transferred to IHG One Rewards if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsopens in new window.
Earning Points From IHG: IHG One Rewards members earn on qualifying stays and eligible charges at IHG® Hotels and Resorts in the following manner: Members earn 10 points per $1 spent and Platinum Elite members earn an additional 6 points per $1 spent (60% bonus), except at Candlewood Suites® and Staybridge Suites® where members earn 5 points per $1 spent and Platinum Elite members earn an additional 3 points per $1 spent (60% bonus), IHG® Army Hotels where members earn 3 points per $1 spent and Platinum Elite members earn an additional 1.8 points per $1 spent (60% bonus), and IHG® Residence properties where members earn 2.5 points per $1 spent and Platinum Elite members earn an additional 1.5 points per $1 spent (60% bonus). All point deposits will be totaled and rounded to the nearest whole number. IHG One Rewards members earn on qualifying stays at The Venetian® Resort Las Vegas in the following manner: Members earn 2,000 points per qualifying stay. Stays must be booked on a direct IHG® booking channel such as ihg.com in order to qualify. Points earned with your IHG One Rewards membership and Platinum Elite status will post directly to your IHG One Rewards account and will not appear on your Chase credit card statement. For complete program details, visit ihg.com/terms.
Platinum Elite Status: As an IHG One Rewards Premier credit cardmember, you qualify for automatic IHG One Rewards Platinum Elite status for as long as you remain a Premier credit cardmember, and as long as your IHG One Rewards membership account remains in good standing. Please allow 6 to 8 weeks after account opening for the automatic Platinum Elite status to be applied to your IHG One Rewards account.
Anniversary Free Night: Anniversary Free Night will be available for redemption on your account anniversary date each year. "Account anniversary date" is the date that is twelve months after your account open date, and the same date each twelve months thereafter. Anniversary Free Night is valid at IHG® Hotels and has a point redemption value of 40,000 points or less (covers one standard room night and tax only), with the ability to add on points from your IHG One Rewards account to redeem your Anniversary Free Night at hotels above the 40,000 point redemption level. Anniversary Free Night must be redeemed, and stay must be completed, within 12 months from date of issue. Visit ihg.com to view current redemption rates. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. Rooms are limited, subject to prior sale and availability of allocated resources and may be unavailable during high demand periods. All reservations that will utilize the Anniversary Free Night can be booked online at ihg.com or by calling IHG One Rewards at 1-877-318-5890. Anniversary Free Night may not be transferred, extended beyond the expiration date, redeemed for cash, or re-credited for points. Individual hotel's cancellation policy applies to the use of the Anniversary Free Night. Cancellation fees apply if cancellation is made outside of the hotel's cancellation time period. Anniversary Free Night rules and regulations are subject to change. To receive Anniversary Free Night communications, members must maintain a valid email address in the IHG One Rewards member profile and opt in to receive IHG One Rewards e-communications. Chase is not responsible for offer fulfillment.
Redeem Three Nights, Get Fourth Reward Night Free: For each standard room Reward Night stay of 4 or more nights, every 4th night is free. Applies only to 4 or more consecutive nights within the same Reward Night point redemption room stay at the same property. With this benefit, eligible members will be charged the Reward Night point redemption rate for the first 3 nights, and 0 points for the 4th night of the stay, as applicable. If 4th Reward Night Free reservation is cancelled, or check-out occurs before the 4th night, the 4th Reward Night is forfeited and has no cash or point value. Members can utilize the 4th Reward Night Free benefit on an unlimited number of stays annually. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. IHG One Rewards Reward Night terms and conditions apply. Offer does not apply to paid stays or Points & Cash bookings. Chase is not responsible for offer fulfillment.
Points to Nights: Some properties are subject to resort fees. IHG hotel prices are not static and fluctuate day-to-day. As a result the number of IHG One Rewards points that must be redeemed for a Reward Night will also vary from day-to-day and will be different at different hotels.
Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Most hotels are independently owned and/or operated. The above service marks are the property of IHG® Hotels & Resorts.
IHG ONE REWARDS PROGRAM INFORMATION
Points accrued and awards issued are subject to the terms and conditions of the IHG One Rewards program. Click here for complete terms and conditions of the IHG One Rewards program, including all redemption values, or refer to ihg.com/terms. Terms and conditions of the IHG One Rewards program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the IHG One Rewards program through this offer, although existing IHG One Rewards memberships will not be affected. Additional authorized users will not be enrolled in the IHG One Rewards program as a result of this offer. IHG One Rewards points awarded through the use of the authorized user’s card will only be credited to the Primary Cardmember’s IHG One Rewards account.
IHG One Rewards Premier credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply.