CHASE FREEDOM RISE^® CREDIT CARD

BUILD CREDIT +
GET CASH BACK

Apply now

opens overlay * opens overlay Offer Details | opens in same window ^† opens in the same window Pricing & Terms

Find a Chase branch near you to make opening a checking or savings account and applying for Freedom Rise even easier. opens in the same window FIND A BRANCH →

IMPROVE YOUR APPROVAL CHANCES

Increase your chances of getting approved for Chase Freedom Rise^® by having at least $250 in any Chase checking or savings account before applying. opens overlay *

EARN 1.5% CASH BACK ON EVERYTHING YOU BUY

With Chase Freedom Rise^®, you build credit while earning 1.5% cash back on all your purchases. opens overlay *

NO ANNUAL FEE

You've got enough on your plate. So we've made sure there are no annual fees to worry about. opens in same window ^†

$25 FOR ENROLLING IN AUTOPAY

Earn $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days. opens overlay * With automatic payments, just pick a date and dollar amount to make sure your credit card gets paid on time.

TURN GOOD FINANCIAL HABITS INTO A CARD UPGRADE

You will be automatically evaluated each year to upgrade to your first Chase Freedom Unlimited card when:

Your Freedom Rise account is open and you've made a purchase on your Rise card the past 12 months
You've made all payments on time to all financial lenders in the past 12 months, and none of your Chase accounts are suspended.

YOUR EASY GUIDE
TO CREDIT BASICS

As you get started with credit, here are a few key terms you’ll want to know.

Select from the credit topics below:

A type of transaction in which debt is moved from one financial account to another — e.g credit cards. This is usually done to save money by taking advantage.

Since Freedom Rise will likely be your first credit card, you probably won't have to worry about this just yet. But it's good to know!

A payment tool that lets you borrow money up to a set limit, with an agreement to repay it back monthly along with interest. You can avoid interest if you pay back your balance in full by the due date.

A financial record that details how you have handled money, such as payment history and debts. Lenders use this to help decide if they will give you a loan or a line of credit.

A number representing your creditworthiness, based on your financial behavior and credit history.

Freedom Rise comes with a powerful tool called Credit Journey^® to help you track and manage your score, offering you insights on factors that contribute to that number.

A payment tool that lets you use money you already have in your bank. With each purchase or withdrawal, payment is deducted directly from a linked bank account.

Annual Percentage Rate (APR) is a yearly interest rate you will pay on a credit card or loan based on a defined percentage. It is only applied if you carry an outstanding balance each month. The higher the percentage, the more you will pay over time.

Refers to the conditions and costs associated with financial products, like a credit card. It includes the interest rates, fees and penalties.

The baseline interest rate banks set for credit cards, home equity lines of credit, and other loans. Credit card interest rates are often expressed as the prime rate plus an additional percentage, forming the total annual percentage rate (APR) It is important to note that the Prime Rate are variable and often change.

CARD BENEFITS THAT MAKE LIFE EASIER

Chase Freedom Rise^® comes with built-in protection benefits and tools designed to give you peace of mind.

Zero Liability Protection

Means you won't be held responsible for unauthorized charges made with your card or account information. opens overlay *

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item. Same page link to footnote reference^{^}, Same page link to footnote reference^{^^}

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase. Same page link to footnote reference^{^}

Lock/Unlock Feature

Quickly lock or unlock your credit card right from the Chase Mobile app opens overlay * to instantly block new purchases, cash advances and balance transfers. You're not responsible for any unauthorized charges and locking your card will not affect automatic payments.

24/7 Fraud Monitoring

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. opens overlay *

Trip Cancellation and Interruption Insurance

You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations. Same page link to footnote reference^{^}

Same page link returns to footnote reference^{^} Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

Same page link returns to footnote reference^{^^} Specific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

GET THE CREDIT,
KEEP THE CASH BACK

Start building credit now and get cash back with every purchase.