
EARN CASH BACK ON EVERYTHING YOU BUY
$200 strike out $250 BONUS
OFFER ENDING SOON!
Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.*opens offer details overlay
LOW INTRO APR
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 18.99 % - 28.49 %.†opens pricing and terms in a new window Balance transfer fee applies, see pricing and terms for more details.†opens pricing and terms in a new window
NO ANNUAL FEE
You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited card.†opens pricing and terms in a new window
UNLIMITED 1.5% CASH BACK IS JUST THE BEGINNING
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Whatever you find yourself spending on, you’ll always be getting money back in your pocket.
CASH BACK REWARDS
DON’T EXPIRE
You earned them, so they’re yours as long as your account is open. And, better yet, there's no minimum to redeem for cash back.
ENJOY MORE
CARDMEMBER PERKS
Looking for more ways Freedom Unlimited can save you money? Check out all our great deals and partnerships.
ADDITIONAL CARD BENEFITS
Relax, you’re not responsible for unauthorized charges made with your card or account information.*opens offer details overlay
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.^same page link to benefits disclaimer,^^same page link to benefits disclaimer
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^same page link to benefits disclaimer
Access your credit score at any time and get no-cost identity restoration services with Credit Journey.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.*opens offer details overlay
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.^same page link to benefits disclaimer
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, nonrefundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.^same page link to benefits disclaimer
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^same page link to benefits disclaimer
^returns to benefits disclaimer referenceTravel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^returns to benefits disclaimer referenceSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

$200 BONUS
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*opens offer details overlay
LOW INTRO APR
0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 18.99 % - 28.49 %.†opens pricing and terms in a new window Balance transfer fee applies, see pricing and terms for more details.†opens pricing and terms in a new window
NO ANNUAL FEE
You won't have to pay an annual fee for all the great features that come with your Freedom Flex card.†opens pricing and terms in a new window
BONUS EARNINGS
5%
BONUS EARNINGS
on up to $1,500 in combined purchases in quarterly categories*opens offer details overlay
Earn 5% in bonus categories
Every quarter, you can earn 5% cash back in categories such as grocery stores, gas stations, fitness clubs, entertainment, and more.
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
You’ll get cash back on the things you already buy — plus 5% bonus categories every quarter.
CASH BACK REWARDS
DON’T EXPIRE
You earned them, so they’re yours as long as your account is open. And, better yet, there's no minimum to redeem for cash back.
ENJOY MORE
CARDMEMBER PERKS
Looking for more ways Freedom Flex can save you money? Check out all our great deals and partnerships.
ADDITIONAL CARD BENEFITS
Relax, you’re not responsible for unauthorized charges made with your card or account information.*opens offer details overlay
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.^same page link to benefits disclaimer,^^same page link to benefits disclaimer
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^same page link to benefits disclaimer
Access your credit score at any time and get no-cost identity restoration services with Credit Journey.
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.*opens offer details overlay
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.^same page link to benefits disclaimer
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, nonrefundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.^same page link to benefits disclaimer
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^same page link to benefits disclaimer
^returns to benefits disclaimer referenceTravel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^returns to benefits disclaimer referenceSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.