AT A GLANCE

Built For: Maximizing business value and travel rewards

200,000

bonus points

after you spend $30,000 on purchases in your first 6 months from account opening.*****Opens Sapphire Reserve offer details overlay

$2,500+

in annual value

Receive over $1,200 in business value and over $1,300 in travel value.

Pay-in-Full Card*****Opens Sapphire Reserve offer details overlay

While you must pay your Pay-in-Full balance each month*****Opens Sapphire Reserve offer details overlay, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.†††††Opens Sapphire Reserve pricing and terms in new window

APR

Flex for Business Variable APR: 18.49%–26.49%†††††Opens Sapphire Reserve pricing and terms in new window

REWARDS

Fuel your business, maximize rewards.

TRAVEL

Make every journey more rewarding

With over $1,300 in annual travel value, your card goes the distance no matter where work takes you.

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Access our network of airport lounges

Whether you're looking for pre-flight productivity or time to rest and recharge, enjoy access to our growing Chase Sapphire Lounge® by The Club networkOpens in a new window. Plus, work uninterrupted around the world with access to 1,300+ airport lounges with your complimentary Priority PassTM Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.*****Opens Sapphire Reserve offer details overlay

Please note, the Sapphire Lounge and Priority Pass Select benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

Circular upperclass bar at a lounge Circular upperclass bar at a lounge

Please note, the Sapphire Lounge and Priority Pass Select benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

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$300 Annual Travel Credit

You have the freedom to take your business anywhere with the most flexible travel credit available. Receive up to $300 in statement credits each anniversary year.*****Opens Sapphire Reserve offer details overlay

Purchases that qualify will not earn points.

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$500 credit for stays with The EditSM our handpicked collection of hotels and resorts

Get up to $250 in statement credits from January through June and again from July through December for prepaid bookings made with The Edit.

Enjoy complimentary benefits like a $100 property credit, daily breakfast for two, room upgrades (if available) and more. during your stay.*****Opens Sapphire Reserve offer details overlay

Please note, this benefit is not available for Employee Cardmembers. Two-night minimum required. Purchases that qualify will not earn points.

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$469 Priority PassTM Select membership

Enjoy access to 1,300+ airport lounges worldwide, plus every Chase Sapphire Lounge® by The Club with up to two guests, with a complimentary Priority Pass Select membership - a value of $469 a year.*****Opens Sapphire Reserve offer details overlay

Please note, the Sapphire Lounge and Priority Pass Select benefits are not available for Employee Cardmembers. However, employees may access the lounges as guests of the Primary Cardmember.

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$120 Global Entry or TSA PreCheck® or NEXUS Fee Credit

Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to
your card.*****Opens Sapphire Reserve offer details overlay

BUSINESS CREDITS

Boost productivity with powerful partnerships

Receive over $1,200 in annual business value to use toward tools you need to run your business.

$100 Curated Gift Card Credit

Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusinessOpens in a new window. You’ll earn up to $50 in statement credits January through June and up to $50 July through December.*****Opens Sapphire Reserve offer details overlay

$200 Google Workspace Credit

Get business tools that fuel innovation with Google Workspace. Tackle your biggest challenges and accelerate growth with a suite of easy-to-use tools for work. Get Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more, and earn up to $200 in annual statement credits on purchases made directly on Google Workspace.*****Opens Sapphire Reserve offer details overlay

$400 ZipRecruiter Credit

4 out of 5 employers who post on ZipRecruiter get a quality candidate in 1 day. Find yours and enjoy up to $400 in annual statement credits on purchases made directly with ZipRecruiter.

You’ll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December.*****Opens Sapphire Reserve offer details overlay

$420 DoorDash Value

From ordering your team takeout to restocking your supplies, enjoy exclusive benefits from DoorDash.

$120 DashPass membership
Get complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27.*****Opens Sapphire Reserve offer details overlay

$300 in DoorDash Promos
DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/27.*****Opens Sapphire Reserve offer details overlay

$120 Lyft Credit

Lyft members get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27.*****Opens Sapphire Reserve offer details overlay

Unlock top-tier benefits

Spend $120,000 and unlock a suite of additional benefits including up to $500 in statement credits for The Shops at Chase, IHG® One Rewards Diamond Elite Status, Southwest® Rapid Rewards A-List Status, and up to $500 in statement credits for Southwest Airlines Flights booked through Chase TravelSM. You’ll receive the benefits for each calendar year in which you qualify and through the following calendar year.

$500

The Shops at Chase
statement credit*****Opens Sapphire Reserve offer details overlay

$500

Southwest Airlines Chase Travel statement credit*****Opens Sapphire Reserve offer details overlay

Southwest Airlines purchases made in Chase Travel by Employee Cardmembers will not qualify.

Diamond Elite Status

with IHG One Rewards*****Opens Sapphire Reserve offer details overlay

A-List Status

with Southwest Airlines Rapid Rewards*****Opens Sapphire Reserve offer details overlay

CARD BENEFITS

Flexibility and expertise - always at your service

Visa Infinite® Concierge

Spend quality time with your clients without spending hours booking dining, entertainment, and travel. 24/7 assistance from Visa Infinite Concierge is at your service.*****Opens Sapphire Reserve offer details overlay

Expert assistance whenever you need it

Sapphire Reserve for Business Cardmembers get exclusive access to a dedicated customer service team available 7 days a week.

A Pay-in-Full Card with built-in flexibility when you need it

Get the buying power you need to make large purchases, cover unexpected expenses and help your business grow.

Your Sapphire Reserve for Business card comes built with two ways to access your credit line – Pay-in-Full and Flex for Business. While you must pay your Pay-in-Full balance each month, your Flex for Business balance can be paid over time with interest. Your purchases will automatically be included in your Flex for Business balance until you reach its limit. After that, any additional purchases will be charged to your Pay-in-Full balance.*****Opens Sapphire Reserve offer details overlay

Take advantage of best-in-class features and benefits

  • Build your business credit

    As your business grows, you'll need access to more capital. With a business credit card, your business builds its own credit history.

    Employee Travel

    Increased visibility into employee travel & accelerated earn on their spend via Chase Travel.

    Enjoy peace of mind

    Chase helps keep your accounts safe with account alerts. Choose the alerts you want and how you'd like to receive them.

    Get insights into your business

    Chase Sapphire Reserve for Business gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details,
and more.

    Manage your cash flow

    Make payments using a business credit card to hold onto your money longer.

    Separate business and personal expenses

    Easily track expenses and maintain records for tax reporting and other business needs. Integrate your credit card with bookkeeping software to simplify accounting.

  • Add employee cards to your account and earn additional rewards for your business. Employee cards come with the same level of purchase protections and travel protections as your primary card. Add up to 99 employee cards at no
    cost.*****Opens Sapphire Reserve offer details overlay

  • 1:1 Point Transfer

    Enjoy a 1:1 points transfer to leading hotel and airline loyalty programs.

    Auto Rental Coverage

    Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.^Same page link to disclaimer

    Baggage Delay Insurance

    Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^Same page link to disclaimer

    Car Rental Privileges

    Use your Chase Visa Infinite® card to unlock special car rental benefits*****Opens Sapphire Reserve offer details overlay

    Avis: Up to 30% off base rates on qualifying rentals on any size car at over 5,000 locations worldwide. Automatic enrollment into Preferred Plus, free weekend rentals and up to 10% off base rates on Select Series.

    Hertz: Visa Infinite® cardholders who are enrolled in Hertz Gold Plus Rewards® can unlock additional car rental privileges with Hertz. Enjoy special savings, faster service, extra hours on returns for U.S. rentals and Hertz Gold Plus Rewards bonus points.

    National: Up to 25% on qualifying rentals at participating locations (U.S., Canada, Latin America and Caribbean) and a complimentary Emerald Club Executive level membership. Eligible for free weekend day and one-class upgrade.

    Emergency Evacuation and Transportation

    If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.^Same page link to disclaimer

    Lost Luggage Reimbursement

    Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^^Same page link to disclaimer

    No Foreign Transaction Fees

    You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.†††††Opens Sapphire Reserve pricing and terms in new window

    Roadside Assistance

    If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.^Same page link to disclaimer

    Travel Accident Insurance

    When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.^Same page link to disclaimer

    Travel and Emergency Assistance

    If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^Same page link to disclaimer

    Trip Cancellation and Interruption

    If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^Same page link to disclaimer

    Trip Delay Reimbursement

    If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^Same page link to disclaimer

    ^ Same page link to disclaimer reference Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.


    ^^ Same page link to disclaimer reference Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

  • Cell Phone Protection

    Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.^Same page link to disclaimer

    Extended Warranty Protection

    Extends the time period of the manufacturer’s U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^Same page link to disclaimer

    Purchase Protection

    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^Same page link to disclaimer ,^^Same page link to disclaimer

    Return Protection

    You can be reimbursed for eligible items that the store won’t accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.^Same page link to disclaimer

    ^ Same page link to disclaimer reference Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance. 

    ^^ Same page link to disclaimer reference Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.