AT A GLANCE

Built For: Boosting cash back in select categories.

Bonus cash back

Earn $350 after you spend $3,000 on purchases in the first 3 months your account is open.*Opens Ink Cash offer details overlay Plus, an additional $400 when you spend $6,000 on purchases in the first 6 months after account opening.*Opens Ink Cash offer details overlay

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Optimized cash back

Earn cash back on every purchase including 5% on select business categories on the first $25,000 Spent in combined purchases each account anniversary year.*Opens Ink Cash offer details overlay

Credit line increase

As a Chase cardmember, you’ll be automatically checked for a credit line increase at least every 
6 months.

APR

0% intro APR for 12 months from account opening on purchases.Opens Ink Cash pricing and terms in new window After that, 17.49%–25.49% variable APR.Opens Ink Cash pricing and terms in new window

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A woman with her arms crossed

Tiffany Mason

Owner, Harlem Pilates

Chase Ink Cash Customer, Compensated

REWARDS CALCULATOR

See how much your business could earn in your first year.

MONTHLY SPEND

5% cash back on select business categories on the first $25,000 spent in combined purchases each account anniversary year:

5% Monthly Cash Back:

MONTHLY SPEND

2% cash back at gas stations and restaurants on the first $25,000 spent in combined purchases each account anniversary year:

2% Monthly Cash Back:

MONTHLY SPEND

on all other purchases:

1% Monthly Cash Back:

PLUS YOUR ONE-TIME
$750 CASH BACK BONUS

In your first year, your business could earn:

$2,900

CASH BACK

EARN AND REDEEM REWARDS

Optimize your cash back earning potential.

Earn 5% cash back

on the first $25,000 spent in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services.*Opens Ink Cash offer details overlay

Earn 2% cash back

on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants.*Opens Ink Cash offer details overlay

Earn unlimited 1% cash back

on all other purchases—with no limit to the amount you can earn.*Opens Ink Cash offer details overlay

Flexibility. Value. Rewards built for more.

With no minimum redemption amount, your cash back is always ready to be redeemed through Chase Ultimate Rewards®.

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Cash back

Invest your cash back into your business—from innovation and technology to everyday purchases.

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Shop with points

Use your points to pay for all or part of your eligible orders at Amazon.com or when you check out with PayPal.*Opens Ink Cash offer details overlay

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Travel

Use points to book your next business trip including flights, hotels, car rentals and more. Plus, enjoy additional travel benefits with Chase Travel.

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Gift cards and more

Redeem for gift cards to over 175+ brands, Apple® products, and more—your points don't expire as long as your account is open.*Opens Ink Cash offer details overlay

A woman looking at a friend with a smile
A woman looking at a friend with a smile

Tiffany Mason
Owner, Harlem Pilates
Chase Ink Cash Customer, Compensated

CARD BENEFITS

Enjoy premium benefits and tools designed for business.

Fraud Protection

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you *Opens Ink Cash offer details overlay if there are unusual purchases on your credit card.

Zero Liability Protection

Zero Liability means you won't be held responsible for unauthorized charges made with your card or account information.*Opens Ink Cash offer details overlay

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^Same page link to disclaimer^^Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^Same page link to disclaimer

^Same page link to disclaimer referenceTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^Same page link to disclaimer referenceSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

Auto Rental Coverage

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^Same page link to disclaimer

Travel and Emergency Assistance

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^Same page link to disclaimer

Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.^Same page link to disclaimer

^Same page link to disclaimer referenceTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^^Same page link to disclaimer referenceSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

Amplify your earning potential with employee cards

Expand the power of cash back for your business—when your employees purchase, your business earns cash back. There's no additional cost for employee cards and you can monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.*Opens Ink Cash offer details overlay

Manage your cash flow

Make payments using a business credit card to hold onto your money longer.

Build your business credit

As your business grows, you'll need access to more capital. With a business credit card, your business builds its own credit history.

Get insights into your business

Chase Ink® gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.

Separate business and personal expenses

Easily track expenses and maintain records for tax reporting and other business needs. Integrate your Chase Ink® credit card with bookkeeping software to simplify accounting.

Enjoy peace of mind

Chase helps keep your accounts safe with account alerts.*Opens Ink Cash offer details overlay Choose the alerts you want and how you'd like to receive them.

No need to swipe!
No need to worry!

Tapping to pay with Cash Card

Tap to pay

Quickly tap, securely pay and be on your way 
anywhere you see the contactless symbol.

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