Chase Sapphire Preferred
CHASE SAPPHIRE PREFERRED®
Earn 75,000 strikethrough 100,000 Bonus Points
*Opens offer details overlayOffer Details Opens offer details overlay | †Opens Pricing & Terms in a new windowPricing & Terms Opens Pricing & Terms in a new window
*Opens offer details overlayOffer Details Opens offer details overlay
†Opens Pricing & Terms in a new windowPricing & Terms Opens Pricing & Terms in a new window
75,000 strikethrough 100,000 bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.*Opens Preferred offer details overlay
Already a Chase customer? Sign in hereOpens Preferred application in a new window
$95 annual fee†Opens Preferred Pricing & Terms in a new window
This credit card is unavailable to you if you currently have this card open. The new cardmember bonus may not be available to you if you previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed in determining your bonus eligibility.
Sapphire Preferred® just got even better
5x points
on Chase TravelSM*Opens Preferred offer details overlay
3x points
3x points
on gas and EV charging*Opens Preferred offer details overlay
3x points
on online grocery purchases (excluding Walmart, Target,*Opens Preferred offer details overlay and wholesale clubs)*Opens Preferred offer details overlay
3x points
on top streaming services*Opens Preferred offer details overlay
3x points
on vacation homes at top brands like Airbnb, Vrbo,*Opens Preferred offer details overlay and more*Opens Preferred offer details overlay
2x points
on all other travel*Opens Preferred offer details overlay
1x points
on all other purchases*Opens Preferred offer details overlay
Now with even more to love
$100
Chase Travel Hotel Credit
Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.*Opens Preferred offer details overlay
Complimentary Apple TV
Get a year of complimentary Apple TV when activated by December 31, 2026 — a value of $156.*Opens Preferred offer details overlay
$200+
additional partnership value
Enjoy over $200 in additional annual valueOpens Preferred annual value overlay.
Travel and spend with confidence
Sapphire Preferred offers the most comprehensive suite of travel protections in its class.*Opens Preferred offer details overlay
- Ultimate Rewards points do not expire
- Transfer points to leading airline and hotel loyalty programsOpens Travel programs overlay
- $0 foreign transaction fees†Opens Preferred Pricing & Terms in a new window
- No blackout dates or travel restrictions
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.^ Same page link to benefits footnote ^ , ^^ Same page link to benefits footnote ^^
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^ Same page link to benefits footnote ^
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^ Same page link to benefits footnote ^
Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $500,000 in accidental death or dismemberment coverage.^ Same page link to benefits footnote ^
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^ Same page link to benefits footnote ^ , ^^ Same page link to benefits footnote ^^
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^ Same page link to benefits footnote ^
Emergency Evacuation and Transportation
If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^ Same page link to benefits footnote ^
Roadside Assistance
If you have a roadside emergency, call the service provider to dispatch the help you need. Roadside service fees will be billed to your card at time of dispatch.^ Same page link to benefits footnote ^
Fraud Protection
Get fraud protection all day, every day.
Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information.*Opens Preferred offer details overlay
Fraud Alerts
Round-the-clock, real-time monitoring for unusual account activity.*Opens Preferred offer details overlay
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.^ Same page link to benefits footnote ^ , ^^ Same page link to benefits footnote ^^
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^ Same page link to benefits footnote ^
Chip-Enabled Protection
Enjoy enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.
^ return to benefits target ^ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^ return to benefits target ^^ Specific limitations apply to New York residents: Auto Rental Coverage - inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.
Q: Can I access Lounges with the Sapphire Preferred card?
A: No, Sapphire Preferred cardmembers do not have access to lounges. As a Sapphire Reserve cardmember, you will be able to take advantage of complimentary access to 1,300+ airport lounges worldwide with up to two guests, plus every Chase Sapphire Lounge by The Club location, with a complimentary Priority Pass Select membership.
Q: What are ultimate rewards points and how much is each point worth? Is there a limit to the amount of points I can earn?
A: ‘Ultimate Rewards points‘ are rewards you earn for purchases of products and services, minus returns or refunds, made with your Sapphire credit card. You can redeem your points for cash back, gift cards, experiences and more through Chase's Ultimate Rewards portal found on your account dashboard. You can also redeem your points for travel through the Chase Travel portal. There is no limit to the number of points you can earn, and your Ultimate Rewards points won't expire as long as your account remains open.
Q: How should I decide which Sapphire card is right for me?
A: Sapphire Preferred is the ideal card for the casual traveler. This is someone who wants to make the most out of their everyday purchases on travel, dining, select streaming, and online grocery and redeem their points for travel experiences a few times each year.
Sapphire Reserve is perfect for the avid traveler who enjoys premium experiences and wants to maximize their rewards on travel. This is someone who seeks out VIP access to sports, dining, and entertainment venues and prefers to escape the large crowds by relaxing in an airport lounge.
Q: Can I have both a Sapphire Preferred and a Sapphire Reserve card?
A: Yes, you can have both a Sapphire Reserve and Sapphire Preferred card at the same time, but not more than one of each. If you need additional cards on an existing Sapphire Reserve or Sapphire Preferred account for family members, you are welcome to add them as authorized users for a $195 annual fee per authorized user for Sapphire Reserve or at no additional cost for Sapphire Preferred.
Q: Can I get a Sapphire Reserve or Sapphire Preferred card if I already have a Sapphire Reserve for Business card?
A: Yes, you can have all Sapphire branded cards at the same time, but not more than one of each. If you need additional cards on an existing Sapphire account for family members or employees, you are welcome to add them as authorized users for a $195 annual fee per authorized user for Sapphire Reserve or at no additional cost for Sapphire Preferred and Sapphire Reserve for Business.
Q: What privileges do authorized users get when they are added to my card?
A: Authorized users share the same level of purchase protections and travel protections that you have for purchases made with their Sapphire card. The rewards points earned from their purchases will add towards your rewards points total. Only the primary account holder can redeem Ultimate Rewards points earned across both cards. Lastly, each authorized user on Sapphire Reserve can have access to their own Priority Pass card.
Industry awards*Opens Preferred offer details overlay
All-Purpose Travel Rewards®
Best Travel Rewards®
Choose your key to premium travel
Chase Sapphire Preferred®
Earn more than ever, same low annual fee
Apply now$95 annual fee†Opens Preferred Pricing & Terms in a new window
Chase Sapphire Reserve®
The premium travel credit card with elevated benefits
Learn more >$795 annual fee
Explore Sapphire Reserve for Business® Learn moreOpens Sapphire Reserve for Business page in new window >
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