Preferred®
bonus points
$95 Annual Fee†Pricing & Terms Sapphire Preferred opens in new window
$0 for each authorized user†Pricing & Terms Sapphire Preferred opens in new window,*
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.*
This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.
Reserve®
bonus points
$550 Annual Fee††Pricing & Terms Sapphire Reserve opens in new window
$75 for each authorized user††Pricing & Terms Sapphire Reserve opens in new window,**
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.**
This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.
Explore a world of benefits
$50 Chase Travel Hotel Credit
Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.
$300 Travel Credit
Take advantage of the most flexible travel credit available by receiving up to $300 in statement credit reimbursements each anniversary year for more of your travel purchases than any other card.
25% more value on travel
Your points are worth 25% more when you redeem them for travel through Chase Travel. For example, 60,000 points are worth $750 toward travel.
50% more value on travel
Your points are worth 50% more when you redeem them for travel through Chase Travel. For example, 60,000 points are worth $900 toward travel.
$150
$1,000
$150 in
partner value
Enjoy over $150 in additional partner value with Sapphire Preferred.
$1,000 in
partner value
Take advantage of over $1,000 in additional partner value with Sapphire Reserve.
5x points on hotels and car rentals purchased through Chase Travel
Earn 5x total points on hotels and car rentals when you purchase travel through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
10x points on hotels and car rentals purchased through Chase Travel
Earn 10x total points on hotels (excluding The EditSM) and car rentals when you purchase through Chase Travel after the first $300 is spent on travel purchases annually.
2x points on travel
Earn 2x points on other travel purchases, from airfare and hotels to taxis and trains.
3x points on travel
Earn 3x points on other travel after the first $300 is spent on travel purchases annually.
3x points on dining
Earn 3x points on dining at restaurants, including eligible delivery services, takeout and dining out.
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Airport lounge access
Enjoy access to 1,300+ airport lounges worldwide with up to two guests, plus every Chase Sapphire Lounge by The Clubopens in new window location, after a one-time enrollment in your complimentary Priority Pass™ Select membership.
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Global Entry, or TSA PreCheck® or NEXUS fee credit
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.
$95 Annual fee
$0 for each authorized user.†Pricing & Terms Sapphire Preferred opens in new window,*
$550 Annual fee
$75 for each authorized user.††Pricing & Terms Sapphire Reserve opens in new window,**
$50 Chase Travel Credit
Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.
$300 Travel Credit
Take advantage of the most flexible travel credit available by receiving up to $300 in statement credit reimbursements each anniversary year for more of your travel purchases than any other card.
5x points on travel purchased through Chase Travel
Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
5x points on flights purchased through Chase Travel
Earn 5x total points on flights when you purchase travel through Chase Travel after the first $300 is spent on travel purchases annually.
5x points on hotels and car rentals purchased through Chase Travel
Earn 5x total points on hotels and car rentals when you purchase through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
10x points on hotels and car rentals purchased through Chase Travel
Earn 10x total points on hotels (excluding The EditSM) and car rentals when you purchase travel through Chase Travel after the first $300 is spent on travel purchases annually.
2x points on travel
Earn 2x points on other travel purchases, from airfare and hotels to taxis and trains.
3x points on travel
Earn 3x points on other travel after the first $300 is spent on travel purchases annually.
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Airport lounge access
Enjoy access to 1,300+ airport lounges worldwide with up to two guests, plus every Chase Sapphire Lounge by The Clubopens in new window location, after a one-time enrollment in your complimentary Priority Pass™ Select membership.
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Sapphire Lounge by The Club
Visit a Sapphire Lounge by The Clubopens in new window location to refresh with locally inspired menus in an atmosphere to remember.
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Global Entry, or TSA PreCheck® or NEXUS fee credit
Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.
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The EditSM
Book through The EditSM and discover a curated collection of inspired stays with cardmember benefits including daily breakfast for two, a $100 property credit, room upgrades (upon availability) and more.
25% more value on travel
Your points are worth 25% more when you redeem them for travel through Chase Travel. For example, 60,000 points are worth $750 toward travel.
50% more value on travel
Your points are worth 50% more when you redeem them for travel through Chase Travel. For example, 60,000 points are worth $900 toward travel.
3x points on dining
Earn 3x points on dining at restaurants, including eligible delivery services, takeout and dining out.
3x points on Chase DiningSM
Explore new dining possibilities and earn 3x total points on Chase Dining purchases through Ultimate Rewards when you make prepaid restaurant reservations, order takeout or join our virtual cooking events.
10x points on Chase DiningSM
Explore new dining possibilities and earn 10x total points on Chase Dining purchases through Ultimate Rewards when you make prepaid restaurant reservations, order takeout or join our virtual cooking events.
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Private Dining Series
Sit down for a memorable meal at some of the most sought-after restaurants in the country.
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Reserved by SapphireSM
Get VIP access to sports, festivals, dining and entertainment with exclusive lounges, early ticket sales, premium seating and more.
10% anniversary points boost
Each account anniversary, you'll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you'll get 2,500 bonus points.
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3x points on select streaming services
Earn 3x points when you stream movies or music at home or on the go from select streaming services.
1x points on all streaming services
Earn 1x points when you stream movies or music at home or on the go from all streaming services.
3x points on online grocery purchases
Earn 3x points on online grocery purchases (excluding Walmart, Target* and wholesale clubs).
1x points on online grocery purchases
Earn 1x points on online grocery purchases.
DoorDash DashPass subscription
Get complimentary access to DashPass - a DoorDash and Caviar membership - which unlocks $0 delivery fee and lower service fees on eligible orders for a minimum of one year when you activate by December 31, 2027.
Plus, DoorDash members get up to $10 off a month on non-restaurant DoorDash orders.
DoorDash DashPass subscription
Get complimentary access to DashPass - a DoorDash and Caviar membership - which unlocks $0 delivery fee and lower service fees on eligible orders for a minimum of one year when you activate by December 31, 2027.
Plus, DashPass members get access to up to $25 in monthly savings with a $5 monthly credit automatically credited to your DoorDash account and up to $20 per month to use on non-restaurant DoorDash orders, via two $10 promos.
5x points on Peloton
Earn 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 total points now through Mar. 31, 2025.
10x points on Peloton
Earn 10x total points on Peloton equipment and accessory purchases over $150 with a max earn of 50,000 total points now through Mar. 31, 2025.
Receive complimentary travel protection benefits when you book travel using your Sapphire Preferred card.
Sapphire Reserve gives you the most comprehensive suite of travel protections available by offering built-in benefits that cover a wider range of travel setbacks than any other card.
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
^return to benefits target Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
^^return to benefits target Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all Covered Travelers per Trip. Purchase Protection – coverage period is 90 days from the date of purchase.
Refer friends to either Chase Sapphire® card and earn up to 75,000 bonus points per year
1 point per $1 spent on all other purchases*,**
Eligible cardmembers*,** can break up card purchases of $100 or more*,** into fixed monthly payments with Chase Pay Over Time
No interest, just a fixed monthly fee†Pricing & Terms Sapphire Preferred opens in new window,††Pricing & Terms Sapphire Reserve opens in new window
1:1 point transfer
to leading airline and hotel loyalty programs
No blackout dates or travel restrictions
as long as there's a seat on the flight, you can book it through Chase Travel
$0 foreign transaction fees†Pricing & Terms Sapphire Preferred opens in new window,††Pricing & Terms Sapphire Reserve opens in new window
24/7 Access
to a Chase Sapphire Customer Service Specialist
Ultimate Rewards points do not expire
Ultimate Rewards points do not expire as long as the account is open
What are Ultimate Rewards points and how can I redeem them? Is there a limit to the amount of points I can earn?
‘Ultimate Rewards points‘ are rewards you earn for purchases of products and services, minus returns or refunds, made with your Sapphire credit card. You can redeem your points for cash back, gift cards, experiences and more through Chase's Ultimate Rewards portal found on your account dashboard. You can also redeem your points for travel through the Chase Travel portal. There is no limit to the number of points you can earn, and your Ultimate Rewards points won't expire as long as your account remains open.
How should I decide which Sapphire card is right for me?
Sapphire Preferred is the ideal card for the casual traveler. This is someone who wants to make the most out of their everyday purchases on travel, dining, select streaming, and online grocery and redeem their points for travel experiences a few times each year.
Sapphire Reserve is perfect for the avid traveler who enjoys premium experiences and wants to maximize their rewards on travel. This is someone who seeks out VIP access to sports, dining, and entertainment venues and prefers to escape the large crowds by relaxing in an airport lounge.
Will I be approved for a Sapphire card if I already have a Sapphire Preferred or Reserve card?
No. Cardmembers are eligible for only one Chase Sapphire credit card at a time. If you apply for a Sapphire card and you already have a Sapphire Reserve or Preferred card, your credit card application will be declined. Your application will also be declined if you received a welcome bonus for either card in the last 48 months. You will be eligible to change your card after your first 12 months from account opening. If you need a second Sapphire card for a family member, you are welcome to add them as an authorized user to your existing Sapphire account at no additional cost for Sapphire Preferred or a $75 annual fee per authorized user for Sapphire Reserve.†Pricing & Terms Sapphire Preferred opens in new window,††Pricing & Terms Sapphire Reserve opens in new window
What privileges do authorized users get when they are added to my card?
Authorized users share the same level of purchase protections and travel protections that you have for purchases made with their Sapphire card. The rewards points earned from their purchases will add towards your rewards points total. Only the primary account holder can redeem Ultimate Rewards points earned across both cards. Lastly, each authorized user on Sapphire Reserve can have access to their own Priority Pass card.
Will my Chase Sapphire card be widely accepted internationally?
Yes. All Sapphire cards are a part of the Visa network, meaning they are widely accepted in over 200 countries world-wide. Plus, you will pay no foreign transaction fees when you use your card for purchases made outside the United States, meaning you can avoid upwards of $150 for every $5,000 spent abroad.†Pricing & Terms Sapphire Preferred opens in new window,††Pricing & Terms Sapphire Reserve opens in new window