Chase Sapphire Dual

• Ultimate Rewards points do not expire
• 1:1 point transfer to leading airline and hotel loyalty programsOpens travel programs overlay
• $0 foreign transaction fees^{††Opens Pricing & Terms in a new window}
• No blackout dates or travel restrictions
• With Points Boost offers, your points are worth up to 2x on top booked hotels, including The Edit, and flights with select airlines through ChaseTravel**Opens offer details overlay

Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.^{^ Same page link to benefits footnote ^ ^ , ^^ Same page link to benefits footnote ^^ ^^}

Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.^{^ Same page link to benefits footnote ^ ^}

Trip Delay Reimbursement
If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.^{^ Same page link to benefits footnote ^ ^}

Travel Accident Insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.^{^ Same page link to benefits footnote ^ ^}

Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)^{^ Same page link to benefits footnote ^ ^}

Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.^{^ Same page link to benefits footnote ^ ^ , ^^ Same page link to benefits footnote ^^ ^^}

Baggage Delay Insurance
Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.^{^ Same page link to benefits footnote ^ ^}

Emergency Evacuation and Transportation
If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.^{^ Same page link to benefits footnote ^ ^}

Roadside Assistance
If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You're covered up to $50 per incident 4 times a year.^{^ Same page link to benefits footnote ^ ^}

Emergency Medical and Dental
If you or an immediate family member become sick or injured while you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.^{^ Same page link to benefits footnote ^ ^}

^{^ return to benefits target ^ ^}Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^{^^ return to benefits target ^^ ^^} Specific limitations apply to New York residents: Auto Rental Coverage - inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement - additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip.

Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.^{^ Same page link to benefits footnote ^ ^ , ^^ Same page link to benefits footnote ^^ ^^}

Return Protection
You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.^{^ Same page link to benefits footnote ^ ^}

Chip-Enabled for Enhanced Security
You’ll carry a credit card with an embedded chip that provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.^{^ Same page link to benefits footnote ^ ^}

24/7 Fraud Monitoring
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.**Opens offer details overlay

Zero Liability Protection
You won’t be held responsible for unauthorized charges made with your card for account information. If you see an unauthorized charge, simply call the number on the back of your card.**Opens offer details overlay

Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.^{^ Same page link to benefits footnote ^ ^}

^{^ return to benefits target ^ ^} Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

^{^^ return to benefits target ^^ ^^} Specific limitations apply to New York residents: Purchase Protection - coverage period is 90 days from the date of purchase.

Sapphire Reserve cardmembers get exclusive access to a dedicated customer service team available 7 days a week.

Q: Can I get a Sapphire Reserve card if I already have a Sapphire Preferred card?

A: Yes, you can have both a Sapphire Reserve and Sapphire Preferred card at the same time, but not more than one of each. If you need additional cards on an existing Sapphire Reserve or Sapphire Preferred account for family members, you are welcome to add them as authorized users for a $195 annual fee per authorized user for Sapphire Reserve or at no additional cost for Sapphire Preferred.

Q: Can I get a Sapphire Reserve card if I already have a Sapphire Reserve for Business card?

A: Yes, you can have both a Sapphire Reserve and Sapphire Reserve for Business card at the same time, but not more than one of each. If you need additional cards on an existing Sapphire Reserve or Sapphire Reserve for Business account for family members or employees, you are welcome to add them as authorized users for a $195 annual fee per authorized user for Sapphire Reserve or at no additional cost for Sapphire Reserve for Business.

Q: Will I definitely be eligible to earn the new cardmember bonus if I get a Sapphire Reserve card?

A: In most cases yes, but the new cardmember bonus may not be available to you if you previously had a Sapphire Reserve card, earned a new cardmember bonus for Sapphire Reserve, or if you currently have any other Sapphire personal card. We may also consider other factors, like the number of cards you have opened and closed, in determining your bonus eligibility.

Q: What are Ultimate Rewards points and how much is each point worth? Is there a limit to the amount of points I can earn?

A: 'Ultimate Rewards points' are rewards you earn for purchases of products and services, minus returns or refunds, made with your Sapphire credit card. You can redeem your points for cash back, gift cards, experiences and more through Chase's Ultimate Rewards portal found on your account dashboard. You can also redeem your points for travel through the Chase Travel portal. There is no limit to the number of points you can earn, and your Ultimate Rewards points won't expire as long as your account remains open.

Q: What privileges do authorized users get when they are added to my card?

A: Authorized users share the same level of purchase protections and travel protections that you have for purchases made with their Sapphire card. The rewards points earned from their purchases will add towards your rewards points total. Only the primary account holder can redeem Ultimate Rewards points earned across both cards. Lastly, each authorized user on Sapphire Reserve can have access to their own Priority Pass card.