Chase Sapphire Preferred (Registered Trademark)
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Sapphire Preferred® Card

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Capital One®
Venture Card

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Chase Sapphire Preferred (Registered Trademark)

60,000
Bonus Points

after you spend $4,000 on purchases in the first 3 months from account opening*Open Overlay — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.

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This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Chase Sapphire Preferred Card Visa Credit CardOpens in same window
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$95 annual fee†opens in the same window

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

SEE WHAT SETS
CHASE
SAPPHIRE
PREFERRED® APART

CHASE SAPPHIRE PREFERRED®

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capital one venture Card

SIGN-UP BONUS REDEMPTION VALUEMaximize

See what sets Chase Sapphire Preferred® apart Chase Sapphire Preferred® credit card Capital One®
Venture Card
Empty table cell spacer Earn 60,000 Bonus Points after you spend $4,000 on purchases in the first 3 months from account opening*Open Overlay

When redeemed through
Ultimate Rewards:
Earn up to 75,000 one-time bonus miles after you spend $4,000 on purchases within the first 3 months from account opening

When redeemed through
Capital One Rewards Center:
Airfare REDEMPTION VALUE OF 60,000 POINTS/MILES through Chase Sapphire Preferred Card for Airfare $750 REDEMPTION VALUE OF 75,000 POINTS/MILES through Capital One(Registered trademark) venture card for Airfare $750
Hotels REDEMPTION VALUE OF 60,000 POINTS/MILES through Chase Sapphire Preferred Card for Hotels $750 REDEMPTION VALUE OF 75,000 POINTS/MILES through Capital One(Registered trademark) venture card for Hotels $750
Cash REDEMPTION VALUE OF 60,000 POINTS/MILES through Chase Sapphire Preferred Card for Cash $600 REDEMPTION VALUE OF 75,000 POINTS/MILES through Capital One(Registered trademark) venture card for Cash $375

HOW YOU EARN REWARDSMaximize

empty table cell Chase Sapphire Preferred® credit card Capital One®
Venture Card
Travel purchases through
rewards portal
How you earn rewards through Chase Sapphire Preferred Card for Travel purchases through
rewards portal
5x points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Annual Ultimate Rewards Hotel Credit.*Open Overlay

How you earn rewards through Capital One(Registered trademark) venture card for Travel purchases through
rewards portal
5x miles on hotel and car rental purchases through Capital One Travel.
Other travel purchases How you earn rewards through Chase Sapphire Preferred Card for Other travel purchases 2x points on all other travel*Open Overlay

How you earn rewards through Capital One(Registered trademark) venture card for Other travel purchases 2x miles
Annual hotel credit How you earn rewards through Chase Sapphire Preferred Card for Annual hotel credit $50 Annual Ultimate Rewards Hotel Credit*Open Overlay

How you earn rewards through Capital One(Registered trademark) venture card for Annual hotel credit Not Available exmark
Restaurant purchases How you earn rewards through Chase Sapphire Preferred Card for Restaurant purchases 3x points on dining*Open Overlay How you earn rewards through Capital One(Registered trademark) venture card for Restaurant purchases 2x miles
Lyft purchases How you earn rewards through Chase Sapphire Preferred Card for Lyft purchases Earn 5x points on Lyft rides through March 31, 2025. That's 3x points in addition to the 2x points you already earn on travel*Open Overlay How you earn rewards through Capital One(Registered trademark) venture card for Lyft purchases 2x miles
Everyday purchases How you earn rewards through Chase Sapphire Preferred Card for Everyday purchases 3x points on select streaming services and online grocery purchases*Open Overlay How you earn rewards through Capital One(Registered trademark) venture card for Everyday purchases 2x miles
row header How you earn rewards through Chase Sapphire Preferred Card for row header 1 point per
$1 spent
on all other
purchases*Open Overlay
How you earn rewards through Capital One(Registered trademark) venture card for row header 2x miles
Annual points perk How you earn rewards through Chase Sapphire Preferred Card for Annual points perks 10% anniversary points boost*Open Overlay How you earn rewards through Capital One(Registered trademark) venture card for Annual points perks Not Available exmark

TRAVEL BENEFITS AND OTHER FEATURESMaximize

empty table cell Chase Sapphire Preferred® credit card Capital One®
Venture Card
Instacart -
6 months of complimentary Instacart+. Activate by July 31, 2024. Membership auto-renews. Plus, Instacart+ members earn up to $15 in statement credits each quarter through July 2024.*Open Overlay
6 months of complimentary Instacart+. Activate by July 31, 2024. using Chase Sapphire Preferred Card Available checkmark 6 months of complimentary Instacart+. Activate by July 31, 2024. using Capital One(Registered trademark) venture card Not Available exmark
Complimentary access to DashPass -
a membership for both DoorDash and Caviar for a minimum of one year when you activate by December 31, 2024*Open Overlay
Complimentary DashPass subscription from DoorDash for a minimum of 1 year after activating by December 31, 2024 using Chase Sapphire Preferred Card Available checkmark Complimentary DashPass subscription from DoorDash for a minimum of 1 year after activating by December 31, 2024 using Capital One(Registered trademark) venture card Not Available exmark
Gopuff -
Receive a $10 monthly statement credit from Gopuff. Promotion runs through December 2023.*Open Overlay
Receive a $10 monthly statement credit from Gopuff. Promotion runs through December 2023. using Chase Sapphire Preferred Card Available checkmark Receive a $10 monthly statement credit from Gopuff. Promotion runs through December 2023. using Capital One(Registered trademark) venture card Not Available exmark
$0 Foreign
Transaction Fees†opens in the same window
$0 Foreign Transaction Fees using Chase Sapphire Preferred Card Available checkmark $0 Foreign Transaction Fees using Capital One(Registered trademark) venture card Available checkmark
Transfer points to all
participating
frequent travel
programs at a 1:1
value
Transfer points to all participating frequent travel programs at a 1:1 value using Chase Sapphire Preferred Card Available checkmark Transfer points to all participating frequent travel programs at a 1:1 value using Capital One(Registered trademark) venture card Not Available exmark
Auto Rental
Collision Damage
Waiver**same page link to footnote **
Auto Rental Collision Damage Waiver using Chase Sapphire Preferred Card Primary***same page link to footnote *** Auto Rental Collision Damage Waiver using Capital One(Registered trademark) venture card Secondary
Trip Cancellation/
Trip Interruption
Insurance**same page link to footnote **
Trip Cancellation/ Trip Interruption Insurance using Chase Sapphire Preferred Card Available checkmark Trip Cancellation/ Trip Interruption Insurance using Capital One(Registered trademark) venture card Not Available exmark
Zero Liability
Protection****same page link to footnote ****
Zero Liability Protection using Chase Sapphire Preferred Card Available checkmark Zero Liability Protection using Capital One(Registered trademark) venture card Available checkmark
Baggage Delay Insurance**same page link to footnote ** Baggage Delay Insurance using Chase Sapphire Preferred Card Available checkmark Baggage Delay Insurance using Capital One(Registered trademark) venture card Not Available exmark
 

Annual Fee

empty table cell Chase Sapphire Preferred® credit card Capital One®
Venture Card
Annual Fee using Chase Sapphire Preferred Card $95 Annual Fee†opens in the same window Annual Fee using Capital One(Registered trademark) venture card $95 Annual Fee

Chart reflects a comparison of card benefits and does not reflect promotional offers that may be presented from time to time.

  • Return to footnote link**These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
  • Return to footnote link***"Primary" means that within your country of residence, this benefit will pay for covered theft or damage to your rental car, without the need to go through your own auto insurance provider. "Secondary" means that within your country of residence, this benefit will pay for the remaining covered theft or damage to your rental car after your own auto insurance pays out. If you do not have car insurance, or are renting outside your country of residence, both primary and secondary coverage will pay for all covered theft or damage.
  • Return to footnote link****Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Capital One Venture Card is a registered trademark of Capital One Bank. References to the marks in this ad are not intended to imply an endorsement or affiliation with Capital One. Benefits comparison based on Chase Sapphire Preferred Card and Capital One Venture Card as of 09/06/2022. Capital One Venture Card benefits obtained at www.capitalone.com.

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SEE WHAT PEOPLE
ARE SAYING

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Sapphire Customer Review

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“This credit card is excellent for not only frequent travelers but also for everyday use. It has great reward programs and even greater customer service. I consider myself a very sophisticated consumer on pretty much everything and this credit card has never let me down.” – MC, 5 stars ... " See more
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checkmark3x POINTS on dining at restaurants, including eligible delivery services, takeout and dining out, both in the U.S. and abroad, plus 1 point per $1 spent on all other purchases.*Open Overlay

checkmark25% MORE VALUE when you redeem for airfare, hotels, car rental and cruises through Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.*Open Overlay

60,000 BONUS POINTS after you spend $4,000 on purchases in the first 3 months from account opening.*Open Overlay

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

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Chase Sapphire Reserve (Registered Trademark) VISA Credit Card opens sapphire reserve page in new window Click hereopens sapphire reserve page in new window

LOOKING FOR ANOTHER TRAVEL CARD?
EXPLORE CHASE SAPPHIRE
RESERVE®

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Offer Details for Chase Sapphire Preferred:

60,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening: The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

$50 Annual Ultimate Rewards Hotel Credit: A statement credit will automatically be applied to your account when your card is used for hotel accommodation purchases made through the Ultimate Rewards program, up to an annual maximum accumulation of $50. Annual means the year beginning with your account open date through the first statement date after your account anniversary, and the 12 monthly billing cycles after that each year. Annually, the first $50 in Ultimate Rewards hotel purchases will not earn rewards points. Statement credit(s) will post to your account within two days after your purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles.

Earning Points: Rewards Program Agreement: For more information about the Chase Sapphire Preferred rewards program, view the latest Rewards Program Agreement (PDF) opens in same window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards opens in same window.
How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Chase Sapphire Preferred credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: hotel accommodation purchases through the Ultimate Rewards program that qualify for the $50 Annual Ultimate Rewards Hotel Credit, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases in the travel category. 5 points (“5X points”) on Ultimate Rewards travel purchases: You’ll earn 5 points total for each $1 spent on travel purchases booked using your card through the Ultimate Rewards program (3 additional points on top of the 2 points earned on each purchase in the travel category). Any hotel accommodation purchases booked using your card through the Ultimate Rewards program that qualify for the $50 Annual Ultimate Rewards Hotel Credit, won’t earn points. “$50 Annual Ultimate Rewards Hotel Credit” means the statement credit that is automatically applied to your account annually on hotel accommodation purchases booked using your card through the Ultimate Rewards program, up to an annual maximum accumulation of $50. “Annually” means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. 3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: dining at restaurants; select streaming services; online grocery (excluding Target®, Walmart® and wholesale clubs). 1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases. 10% anniversary points bonus: Each account anniversary year, you’ll earn bonus points that equal 10% of your total spend in points from purchases made with your credit card during the previous account anniversary year at a rate of 1 point for each $1 spent. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. 5 total points (“5X points”) on qualifying Lyft rides through 03/2025: You’ll earn an additional 3 points for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional points. You may see “5X” in marketing materials to refer to the 3 points in addition to the 2 points earned on travel purchases (see above). The additional 3 points will appear on your billing statement in a separate line from the 2 points. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs opens in same window.

Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 60,000 points are worth $750 when redeemed for travel purchases, or $600 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.
If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $.0125, but your credit card will be charged the full remaining dollar amount.

Complimentary DashPass from DoorDash: You and your authorized user(s) will receive at least 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date, when the membership is activated with a Chase Sapphire Preferred card by 12/31/2024. Membership period for all users on this Chase Sapphire account will begin and end based on when the first user activates the membership on the DoorDash or Caviar mobile applications. The same login credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember and authorized user(s) must first add their Chase Sapphire card as a default payment method in the DoorDash or Caviar mobile application, and then click the activation button. Once enrolled in DashPass, you must use your Chase Sapphire card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. Benefits of DashPass from DoorDash include no delivery fee on orders above the minimum subtotal (as stated in the DoorDash and Caviar apps and sites) from DashPass eligible merchants (amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may still apply. Current value of the DashPass membership is as of 04/01/2022. DashPass orders are subject to delivery driver and geographic availability. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. If you product change to another Chase credit card eligible for a DashPass membership during the promotional period, your DashPass benefits may change. You may experience a delay in updating your applicable DashPass benefits in the DoorDash or Caviar mobile application; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Your Chase Sapphire account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US Opens overlay.

All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: help.doordash.com/consumers/s/article/offer-terms-conditions Opens overlay.

Complimentary Instacart+ Membership: You will receive one complimentary Instacart+ membership per eligible card account for 6 months (for Chase Sapphire Preferred and Chase Sapphire cardmembers) when the membership is activated on http://www.instacart.com/chase Opens overlay with an eligible card between 6/15/2022 and 7/31/2024. ("You" and "your" mean you as the primary cardmember or any authorized user, depending on which user activates first). This offer is non-transferrable. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Benefits of Instacart's membership include no delivery fee on orders that total over $35 (amount subject to change – see Instacart.com Opens overlay for current minimum); however, other fees, taxes, and/or tips may apply. Delivery subject to availability. If you do not currently have a paid or trial Instacart+ membership, by activating your Instacart+ membership, you agree to the Instacart+ Terms and you agree that after the complimentary Instacart+ membership period ends, you will be automatically enrolled in an annual Instacart+ membership and billed at $99/year or the then current annual Instacart+ membership rate for each membership activated, unless you have not placed any orders or you cancel during your complimentary Instacart+ membership period. If you currently have a paid or trial Instacart+ membership, you agree that your existing membership will be paused for the duration of this benefit and resume upon expiration. Your existing membership will automatically renew based on the Instacart+ Terms previously agreed upon unless you cancel. Your membership fees will be billed to any active payment method on file until you cancel. You can cancel your Instacart+ membership prior to the end of your complimentary Instacart+ membership period or at any time thereafter by selecting "Cancel Membership" in your Account Settings. Cancellation goes into effect during the next billing cycle. You may cancel within the first 15 calendar days of your paid Instacart+ membership and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Your complimentary membership benefits may be removed if your eligible credit card account is closed or in default.

Statement Credits on Instacart Purchases: Earn up to $15 per calendar quarter (for Chase Sapphire Preferred and Chase Sapphire cardmembers) in statement credits on qualifying Instacart purchases from 8/1/2022 through 7/31/2024 when you activate a complimentary Chase Instacart+ membership on Instacart.com/Chase Opens overlay with your eligible Chase credit card. Calendar quarters are Jan – March, April – June, July – September, October – December, and the partial calendar quarters at the beginning and end of the promotional period. You can check the status of your enrollment in the Chase benefit within the Instacart+ section of the Instacart mobile app. You will continue to receive statement credit benefits regardless of whether you choose to renew your Instacart+ membership at the end of your complimentary period. Qualifying Instacart purchases include only those orders purchased by you, or an authorized user, with a Chase Sapphire Reserve or JP Morgan Reserve credit card through Instacart.com Opens overlay or the Instacart mobile application (gift cards excluded). Statement credit(s) will post to your account within 48 hours of your qualifying Instacart purchase posting to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Statement credits will be issued for the calendar quarter in which the transaction posts to your account. For example, if you pay for an Instacart order, but Instacart does not post the transaction until after the current calendar quarter ends, the cost of the Instacart purchase will be allocated towards the next calendar quarter’s maximum, or will not qualify if the promotional period has ended. If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Accounts must be open and not in default at the time the statement credit posts to your account.

$10 Monthly Gopuff Statement Credit: You will receive a $10 statement credit each month you make a qualifying Gopuff purchase of at least $10 through 12/31/2024. Qualifying Gopuff purchases include only those made by you, or an authorized user, with your eligible credit card through gopuff.com Opens overlay or the Gopuff mobile application (excluding gift card purchases). We do not determine whether merchants correctly identify and bill transactions as being of a certain type. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or purchased through third parties are excluded from this offer. Statement credit will appear on your monthly credit card billing statement within 1-2 billing cycles after your qualifying Gopuff purchase posts to your account. Account must be open and not in default at the time the statement credit is posted to your account. Chase is only responsible for posting the statement credit to your credit card account, based on information supplied by Gopuff. Chase is not responsible for the provision of, or the failure to provide, Gopuff benefits and services. Additional fees, terms and conditions may apply. Order minimums may apply. Gopuff delivery not available in all markets. Must be 21 or older to purchase certain products. Eligible credit cards: Chase Sapphire Preferred Card.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Sapphire Preferred credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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Begin disclaimer. CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME. End disclaimer
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